Get funding to grow your business

Stripe Capital provides access to fast, flexible financing so you can manage cash flows and invest in growth.

No lengthy application

Eligibility is determined solely based on your history with Stripe. There’s no credit check and no complicated application process.

Get funds quickly

Funds typically arrive the next business day, directly into your Stripe account.

One flat fee

Pay one flat fee that never changes. There are no compounding interest charges, collateral obligations, or late fees.

Pay when you get paid

Repayment is fully automated and adjusts to your daily sales. Stripe deducts a fixed percentage of your sales until the total owed is repaid.

How it works

Fast funding and flexible payments


Check your eligibility

Log in to your Dashboard to see if you’re eligible for an offer based on factors that include your payment volume and history on Stripe.

Select your offer

Select the amount that’s right for your business needs. The loan fee and repayment rate are set based on the loan amount.

Receive your funds

After our team reviews your selection, the funds will be deposited into your Stripe account, typically the next business day.

Pay down as you earn

You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid.
All numbers shown are examples.

Daily sales

  • 12% of sales toward repayment
$81 $108 $135

Day 1


$117 $156 $195

Day 2


$49 $66 $82

Day 3


$103 $138 $172

Day 4


No payment

Day 5

No sales

$72 $96 $120

Day 6


$90 $120 $150

Day 7



Learn more about Stripe Capital by reading our frequently asked questions.

Capital for platforms

Help your customers access the capital they need to accelerate growth.

Loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank Member FDIC. All loans subject to credit approval.