Stripe Capital provides access to fast, flexible financing so you can manage cash flows and invest in growth.
There's no personal credit check and no complicated application process. Eligibility is based on factors like your payment volume and history on Stripe.
Funds typically arrive the next business day, directly into your Stripe account.
Pay one flat fee that never changes. There are no compounding interest charges, collateral obligations, or late fees.
Repayment is fully automated and adjusts to your daily sales. Stripe deducts a fixed percentage of your sales until the total owed is repaid.
Log in to your Dashboard to see if you’re eligible for an offer based on factors that include your payment volume and history on Stripe.
Select the amount that’s right for your business needs. The fee and repayment rate are set based on the accepted amount.
After our team reviews your selection, the funds will be deposited into your Stripe account, typically the next business day.
You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid.
Stripe Capital helped us expand our global footprint. We used the advance to set up servers in China, India, and Japan, allowing us to reach customers all over the world. Since then, we’ve seen our annual revenue more than double.
Stripe Capital gave me runway to focus on building my product. I had extra resources to experiment and try new things to convert customers.
We used Stripe Capital to scale the business by building and deploying additional MyPark machines, which started generating revenue immediately. We loved how the payback was integrated directly into our Stripe cash flows—it was effortless.
I used the capital to buy additional inventory and invest in online advertising. I had my best peak season ever this year, and I know Stripe Capital helped me get there.
Stripe Capital will initially be offered to select businesses in the US and the UK based on factors that include payment volume and history on Stripe. As we grow our program, this set will expand. Eventually, we hope to offer capital to virtually every business on Stripe.
Learn more about Stripe Capital by reading our frequently asked questions.
Help your customers access the capital they need to accelerate growth.