Get funding to grow your business

Stripe Capital provides access to fast, flexible financing so you can manage cash flows and invest in growth.

No lengthy application

There's no personal credit check and no complicated application process. Eligibility is based on factors like your payment volume and history on Stripe.

Get funds quickly

Funds typically arrive the next business day, directly into your Stripe account.

One flat fee

Pay one flat fee that never changes. There are no compounding interest charges, or late fees.

Pay when you get paid

Repayment is fully automated and adjusts to your daily sales. Stripe deducts a fixed percentage of your sales until the total owed is repaid.

How it works

Fast funding and flexible payments


Check your eligibility

Log in to your Dashboard to see if you’re eligible for an offer based on factors that include your payment volume and history on Stripe.


Select your offer

Select the amount that’s right for your business needs. The fee and repayment rate are set based on the accepted amount.


Receive your funds

After our team reviews your selection, the funds will be deposited into your Stripe account, typically the next business day.


Pay down as you earn

You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid.

All numbers shown are examples.

Daily sales

  • 12% of sales toward repayment
81kr 108kr 135kr

Day 1


117kr 156kr 195kr

Day 2


49kr 66kr 82kr

Day 3


103kr 138kr 172kr

Day 4


No payment

Day 5

No sales

72kr 96kr 120kr

Day 6


90kr 120kr 150kr

Day 7


Ready to get started?

Stripe Capital will initially be offered to selected businesses in the US based on factors that include payment volume and history on Stripe. As we grow our programme, this set will expand. Eventually, we hope to offer capital to virtually every business on Stripe.


Learn more about Stripe Capital by reading our frequently asked questions.

Capital for platforms

Help your customers access the capital they need to accelerate growth.

Loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank Member FDIC. All loans subject to credit approval.