Hubungkan ke akun keuangan pengguna Anda

Stripe Financial Connections memungkinkan pengguna membagikan data keuangan mereka kepada Anda dengan aman. Integrasikan sekali untuk mengambil data keuangan dan menggunakannya untuk merampingkan pembayaran, mengurangi penipuan, menilai risiko, dan membangun produk baru.

Cara kerjanya

Cara termudah untuk menghubungkan akun keuangan

Biarkan pengguna Anda menghubungkan akun keuangan mereka dalam hitungan detik untuk meningkatkan pengalaman produk dan pembayaran.

Autentikasikan pengguna melalui alur siap rakit kami

Sematkan alur autentikasi kami ke aplikasi seluler atau situs web Anda, atau dengan mudah tambahkan ke UI pembayaran kami di Dashboard. Autentikasi akun dan maksimalkan konversi dengan pengalaman pengguna yang efisien.

Tambahkan alur autentikasi yang di-hosting menggunakan Stripe.js atau SDK seluler kami untuk Android dan iOS.

https://connect.secure.wellsfargo.com/auth/login/present?app_descr
Nama pengguna janediaz
Kata sandi
Masuk
Batalkan

Terhubung langsung ke lebih dari 90% rekening bank AS

Verifikasi rekening bank secara instan dan ambil data yang diizinkan dari kumpulan 5.000 lembaga keuangan yang luas. Kembali ke aliran mikrodeposit yang di-hosting untuk lembaga keuangan AS lainnya.

Northwest Bank
Ally Bank
Redstone FCU
Bank of the West
First United Bank
Boeing Employee Credit Union
Fifth Third Bank
Santander Bank
TwinStar Credit Union
Academy Bank
US Bank
Spokane Teachers Credit Union
Discover Bank
Capital One
Baxter Credit Union
CoVantage CU
First National Bank
Suncoast Credit Union
Robins Financial Credit Union
Community Bank NA
Northwest Bank
Ally Bank
Redstone FCU
Bank of the West
First United Bank
Boeing Employee Credit Union
Fifth Third Bank
Santander Bank
TwinStar Credit Union
Academy Bank
US Bank
Spokane Teachers Credit Union
Discover Bank
Capital One
Baxter Credit Union
CoVantage CU
First National Bank
Suncoast Credit Union
Robins Financial Credit Union
Community Bank NA
Schools First Federal Credit Union
Centennial Bank
Chase
University FCU
America First Credit Union
Silicon Valley Bank
PNC Bank
Utah Community Credit Union
TD Bank
Teachers Credit Union
IBERIABANK
Woodforest National Bank
Golden 1 Credit Union
First Commonwealth Bank
Citadel Federal Credit Union
Grow Financial FCU
Comerica Bank
American Savings Bank
Keesler FCU
Police and Fire FCU
Schools First Federal Credit Union
Centennial Bank
Chase
University FCU
America First Credit Union
Silicon Valley Bank
PNC Bank
Utah Community Credit Union
TD Bank
Teachers Credit Union
IBERIABANK
Woodforest National Bank
Golden 1 Credit Union
First Commonwealth Bank
Citadel Federal Credit Union
Grow Financial FCU
Comerica Bank
American Savings Bank
Keesler FCU
Police and Fire FCU
M&T Bank
Bank of Hawaii
Patelco Credit Union
Webster Bank
Redwood Credit Union
Eastman Credit Union
Alpine Bank
Empower Federal Credit Union
First Interstate Bank
Liberty Bank
VyStar Credit Union
Simmons Bank
First Hawaiian Bank
Educators Credit Union
Mercury Bank
Gate City Bank
Veridian CU
Zions Bank
Glacier Bank
Michigan State University FCU
M&T Bank
Bank of Hawaii
Patelco Credit Union
Webster Bank
Redwood Credit Union
Eastman Credit Union
Alpine Bank
Empower Federal Credit Union
First Interstate Bank
Liberty Bank
VyStar Credit Union
Simmons Bank
First Hawaiian Bank
Educators Credit Union
Mercury Bank
Gate City Bank
Veridian CU
Zions Bank
Glacier Bank
Michigan State University FCU
Bank of America
Banco Popular
Bethpage FCU
Hills Bank and Trust Company
Mountain America Credit Union
Prosperity Bank
City National Bank of West Virginia
Navy Federal Credit Union
Fidelity Investments
Old National Bank
First Tech Federal Credit Union
Marcus by Goldman Sachs
Horizon Bank
State Employees Credit Union
Coastal Federal Credit Union
Banner Bank
South State Bank
Randolph Brooks FCU
Fairwinds Credit Union
IBC Bank
Bank of America
Banco Popular
Bethpage FCU
Hills Bank and Trust Company
Mountain America Credit Union
Prosperity Bank
City National Bank of West Virginia
Navy Federal Credit Union
Fidelity Investments
Old National Bank
First Tech Federal Credit Union
Marcus by Goldman Sachs
Horizon Bank
State Employees Credit Union
Coastal Federal Credit Union
Banner Bank
South State Bank
Randolph Brooks FCU
Fairwinds Credit Union
IBC Bank
USAA Bank
Truliant Federal Credit Union
Union Bank
Wings Financial Federal Credit Union
Regions Bank
OnPoint Community Credit Union
Citizens Bank
Lake Michigan Credit Union
Wells Fargo
Huntington Bank
ESL Federal Credit Union
Key Bank
Arvest Bank
GreenState Credit Union
Logix FCU
Chime
Frost National Bank
Bellco Credit Union
Pinnacle Financial Partners
BB&T Bank
USAA Bank
Truliant Federal Credit Union
Union Bank
Wings Financial Federal Credit Union
Regions Bank
OnPoint Community Credit Union
Citizens Bank
Lake Michigan Credit Union
Wells Fargo
Huntington Bank
ESL Federal Credit Union
Key Bank
Arvest Bank
GreenState Credit Union
Logix FCU
Chime
Frost National Bank
Bellco Credit Union
Pinnacle Financial Partners
BB&T Bank

Dapatkan akses ke data yang telah dibagikan pengguna dengan beberapa baris kode

Kurangi waktu pengembangan dengan menggunakan integrasi Stripe tunggal untuk terhubung ke akun pengguna dan menjalankan proses umum seperti onboarding dan pembayaran.

{ id: "fca_zbyrdjTrwcYZJZc6WBs6GPid", object: "financial_connections.account", accountholder: { customer: "cus_1JAIzfJIR74v5t0MW8ioa9T8", type: "customer" }, created: 1618725600, display_name: "Basic Checking", institution_name: "GPTN Bank", last4: "6789", livemode: true, status: "active", category: "cash", subcategory: "checking", supported_payment_method_types: [ "us_bank_account", ], permissions: ["payment_method"] }
{ id: "fca_abc", object: "financial_connections.account", balance: { as_of: 1651516592, cash: { available: { usd: 6000 } }, current: { usd: 6000 } type: "cash" }, balance_refresh: { status: "succeeded", last_attempted_at: 1651516582 }, // ...rest of FinancialConnectionsAccount resource }
{ id: "fca_zbyrdjTrwcYZJZc6WBs6GPid", object: "financial_connections.account", ownership: { id: "fcaowns_1Ko9YoGxLVUXRs6HoUfiSHWn", object: "financial_connections.account_ownership", created: 1483315442, owners: { object: "list", data: [ { name: "John Smith", ownership: "fcaowns_1Ko9YoGxLVUXRs6HoUfiSHWn", raw_address: "123 Main St Anytown, NY 10001", refreshed_at: 1483920000 } ], has_more: false, url: "/v1/financial_connections/accounts/fca_zbyrdjTrwcYZJZc6WBs6GPid/owners?ownership=fcaowns_1Ko9YoGxLVUXRs6HoUfiSHWn" } }, ownership_refresh: { status: "succeeded", last_attempted_at: 1618725600 } }
{ object: "list", url: "/v1/financial_connections/transactions?account=fca_1KhU7f2SltYkNIR4wgPkANPP", has_more: false, data: [ { id: "fctxn_1JwjM1AfHRp7nlnyiTU5JlpS", object: "financial_connections.transaction", livemode: true, account: "fca_1KhU7f2SltYkNIR4wgPkANPP", amount: -1000, currency: "usd", status: "posted", description: "Payment to Rocket Rides", posted_at: 1860000, transacted_at: 1860000, }, {...} ] }

Verifikasikan rekening bank secara instan

Ambil akun token dan nomor routing untuk memverifikasi rekening bank untuk Debit Langsung ACH, payout, dan jenis pergerakan uang lainnya.
  • Cakupan komprehensif untuk lebih dari 90% rekening bank AS
  • Interoperabilitas dengan Debit Langsung ACH Stripe, Custom Connect, dan UI pembayaran siap rakit seperti Checkout dan Payment Links
  • Alternatif mikrodeposit yang di-hosting untuk semua lembaga keuangan AS

Cek saldo akun

Tarik saldo untuk mengonfirmasi pengguna Anda memiliki dana yang cukup sebelum memulai debit. Gunakan saldo untuk penilaian risiko atau membangun produk manajemen keuangan.
  • Saldo menunggu
  • Saldo yang tersedia
  • Interoperabilitas dengan Debit Langsung ACH Stripe, Custom Connect, dan UI pembayaran siap rakit seperti Checkout dan Payment Links

Konfirmasikan kepemilikan rekening bank Khusus undangan

Verifikasi kepemilikan untuk meminimalkan penipuan saat melakukan payout atau menerima pembayaran.
  • Nama depan dan belakang pemilik akun
  • Alamat pemilik rekening
  • Interoperabilitas dengan Stripe Identity, Custom Connect, dan UI pembayaran siap rakit seperti Checkout dan Payment Links

Ambil transaksi historis Khusus undangan

Dapatkan data tentang arus kas, pendapatan, dan kebiasaan belanja pengguna untuk membangun alat manajemen keuangan atau menawarkan layanan keuangan.
  • Tarik transaksi 180 hari
  • Transaksi baru tersedia setiap hari melalui API