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Accept popular payment methods with a single integration

Offering more payment methods can expand your customer reach, increase conversion, and lower your transaction costs. Fees for each payment method, assessed per successful payment, are listed below. There are no additional gateway fees or hidden fees. For more information on the payment methods Stripe supports, read our payment methods guide.

Cards

Offer integrated per-transaction pricing that applies per successful card charge.

Online Payments

Accept payments made using cards issued domestically.

2.9% + 30¢

per successful charge for domestic cards
+ 0.5%

for manually entered cards
+ 1.5%

for international cards
+ 1%

if currency conversion is required
Learn more 

Wallets

Offer digital wallets that provide a quick and convenient way to pay.

Alipay

Allow customers in China as well as Chinese travelers to pay with Alipay in 11 major currencies.
2.9% + 30¢

per successful charge
+ 1%

if currency conversion is required

Apple Pay

Offer Apple Pay out of the box to customers who have set it up on their device or browser, enabling faster checkout.
2.9% + 30¢

per successful charge
+ 1.5%

for international cards
+ 1%

if currency conversion is required

Amazon Pay

Allow your customers to pay using the same checkout experience that millions of Amazon customers know and trust.
2.9% + 30¢

per successful charge
+ 1.5%

for international cards
+ 1%

if currency conversion is required
$15.00

for disputed payments

Cash App Pay

Accept payments with Cash App Pay, allowing customers to pay using their Cash App balance or linked debit card.
2.9% + 30¢

per successful charge
+ 1.5%

for international cards
+ 1%

if currency conversion is required
$15.00

for disputed payments

Click To Pay

Accept payments from Visa, Mastercard, American Express, and Discover via Secure Remote Commerce, powered by the global payments industry.
2.9% + 30¢

per successful charge
+ 1.5%

for international cards
+ 1%

if currency conversion is required

Google Pay

Offer Google Pay out of the box to customers who have set it up on their device or browser.
2.9% + 30¢

per successful charge
+ 1.5%

for international cards
+ 1%

if currency conversion is required

WeChat

Let your customers pay with WeChat Pay—the wallet inside the popular messaging app WeChat that has more than 900 million active monthly users.
2.9% + 30¢

per successful charge
+ 1%

if currency conversion is required

Bank based payment methods

Provide customers with the option to pay directly from their bank accounts. Stripe's bank-based payments include bank debits, transfers, and redirects.

ACH Direct Debit

Easily collect bank debit payments from US customers for large or recurring charges to minimize payment failure rates and lower transaction costs.

0.8%

per transaction for standard settlement timing
$5.00 cap
1.2%

per transaction for two-day settlement
$1.50

per instant bank account validation
$15.00

for disputed payments
$4.00

for failed payments

USD Bank Transfer

Keep transaction costs low with bank transfers—ideal for large, one-off transactions like B2B payments.

0.5%

for international cards
$5.00 cap
50¢

fee per successful domestic refund
$15.00

per wire payment

International payment methods

Support global payment methods without establishing a new local entity and bank account. Stripe handles all cross-border money movement and currency conversion so you benefit from consolidated monitoring, reporting, and payouts.

Bancontact

Let your Belgian customers pay with Bancontact—Belgium’s most popular payment method offered by over 80% of online businesses.
1.4% + 30¢
+ 1.5%

for international transactions
+ 1%

if currency conversion is required

EPS

Let your Austrian customers pay with EPS—an online transfer payment method with over 18% market share in Austria.
1.6% + 30¢
+ 1.5%

for international transactions
+ 1%

if currency conversion is required

iDEAL

Increase conversion with Dutch customers by enabling iDEAL—the most popular payment method in the Netherlands, with more than 60% share of online payments.
80¢
+ 1.5%

for international transactions
+ 1%

if currency conversion is required

Multibanco

Allow your customers in Portugal to pay with Multibanco, a voucher-based payment method.

2.95% + 30¢
+ 1.5%

for international transactions
+ 1%

if currency conversion is required

Pre-authorized debits in Canada

Accept pre-authorized bank debits from Canadian customers for large or recurring charges to minimize payment failure and lower transaction costs.

1% + 30¢
$4.00 cap
+ 1.5%

for international transactions
+ 1%

if currency conversion is required
80¢

per instant bank account verification
$4.00

for disputed payments
$4.00

for failed payments

Przelewy24

Let your Polish customers pay with multiple local polish payment methods, from the P24 portal.
2.2% + 30¢
+ 1.5%

for international transactions
+ 1%

if currency conversion is required

SEPA Direct Debit

Minimize involuntary churn for subscriptions or recurring payments by debiting your customers’ bank accounts in 36 European countries.
0.8% + 30¢
$6.00 cap
+ 1.5%

for international transactions
+ 1%

if currency conversion is required
$15.00

for disputed payments
$5.00

for failed payments

Sofort

Sofort will soon be deprecated, learn more.

Let your European customers pay with SOFORT—a bank transfer method popular in Austria, Belgium, Germany, Italy, the Netherlands, and Spain.
1.4% + 30¢
+ 1.5%

for international transactions
+ 1%

if currency conversion is required

Affirm

Fees for Affirm are assessed per successful payment. Learn more about Affirm in our docs.

Affirm

Pay in 4 & Monthly Installments

6% + 30¢

per successful charge
+ 1.5%

for international transactions
+ 1%

if currency conversion is required

Certain businesses may qualify for temporarily reduced rates on select local payment methods, including Klarna and Affirm, that Stripe enables for you (after notifying you). These payment methods will be available for 2.9% +30¢ per transaction for at least 1 month, after which the above standard pricing will apply unless you disable the payment methods.

Afterpay

Afterpay includes two payment options: 4 interest-free payments (Pay in 4) and installments for 6 or 12 months (Monthly Installments). Fees for Afterpay are assessed per successful payment. Learn more about Afterpay in our docs.

Afterpay

Pay in 4 & Monthly Installments

6% + 30¢

per successful charge
+ 1.5%

for international transactions
+ 1%

if currency conversion is required

Klarna

Stripe supports multiple Klarna payment options which vary in pricing and availability based on your customer’s country. Fees for each Klarna option are assessed per successful payment. You can learn more about Klarna, including available payment options and currency support, in our docs.

United States, Canada

5.99% + 30¢
+ 1.5%

for international transactions
+ 1%

if currency conversion is required
$15.00

for lost disputes

Austria, Belgium, Germany, Netherlands, Switzerland

2.99% + 45¢
+ 1.5%

for international transactions
+ 1%

if currency conversion is required
$15.00

for lost disputes

Denmark, Finland, Norway, Sweden

2.99% + 40¢
+ 1.5%

for international transactions
+ 1%

if currency conversion is required
$15.00

for lost disputes

Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Romania, Spain, United Kingdom

4.99% + 45¢
+ 1.5%

for international transactions
+ 1%

if currency conversion is required
$15.00

for lost disputes

Certain businesses may qualify for temporarily reduced rates on select local payment methods, including Klarna and Affirm, that Stripe enables for you (after notifying you). These payment methods will be available for 2.9% + 30¢ per transaction for at least 1 month, after which the above standard pricing will apply unless you disable the payment methods.