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Accept popular payment methods with a single integration

Offering more payment methods can expand your customer reach, increase conversion, and lower your transaction costs. Fees for each payment method, assessed per successful payment, are listed below. Fees are inclusive of GST. There are no additional gateway fees or hidden fees. For more information on the payment methods Stripe supports, read our payment methods guide.

Cards

Accept credit and debit cards, one of the most popular ways to pay online.

Online Payments

Accept payments made using cards issued domestically.

1.7% + A$0.30

for domestic cards
3.5% + A$0.30

for international cards
+ 2%

if currency conversion is required
Learn more 

Wallets

Speed up checkout by autofilling payment details your customers have stored on their preferred digital wallets.

Alipay

Allow customers in China as well as Chinese travellers to pay with Alipay in 11 major currencies.
2.9% + A$0.30

per successful charge
+ 2%

if currency conversion is required

Apple Pay

Offer Apple Pay out of the box to customers who have set it up on their device or browser, enabling faster checkout.
1.7% + A$0.30

per successful charge
+ 1.8%

for international cards
+ 2%

if currency conversion is required

Google Pay

Offer Google Pay out of the box to customers who have set it up on their device or browser.
1.7% + A$0.30

per successful charge
+ 1.8%

for international cards
+ 2%

if currency conversion is required

WeChat Pay

Let your customers pay with WeChat Pay – the wallet inside the popular messaging app WeChat that has more than 900 million active monthly users.
2.9% + A$0.30

per successful charge
+ 2%

if currency conversion is required

Bank based payment methods

Reduce your payment costs, and provide a convenient purchase experience with bank debits, transfers, redirects, and real-time payments.

Bancontact

Let your Belgian customers pay with Bancontact – Belgium’s most popular payment method offered by over 80% of online businesses.
1.4% + A$0.30
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

BECS Direct Debit

Accept Bulk Electronic Clearing System (BECS) Direct Debit payments from customers with an Australian bank account.
1% + A$0.30
A$3.50 cap
A$2.50

for disputed payments
A$2.50

for failed payments

EPS

Let your Austrian customers pay with EPS – an online transfer payment method with over 18% market share in Austria.
1.6% + A$0.30
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

iDEAL

Increase conversion with Dutch customers by enabling iDEAL – the most popular payment method in the Netherlands, with more than 60% share of online payments.
A$0.80
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

Przelewy24

Let your Polish customers pay with multiple local Polish payment methods, from the P24 portal.
2.2% + A$0.30
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

Sofort

Sofort will soon be deprecated, learn more.

Let your European customers pay with SOFORT – a bank transfer method used in Austria, Belgium, Germany, Italy, the Netherlands, and Spain.
1.4% + A$0.30
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

SEPA Direct Debit

Minimise involuntary churn for subscriptions or recurring payments by debiting your customers’ bank accounts in 36 European countries.
0.8% + A$0.30
A$8.00 cap
+ 1.5%

for international transactions
+ 2%

if currency conversion is required
A$25.00

for disputed payments
A$5.00

for failed payments

Buy now, pay later

Give customers the flexibility to pay overtime so they are more likely to make a purchase, especially a large one.

Afterpay

Afterpay includes two payment options: 4 interest-free payments (Pay in 4) and instalments for 6 or 12 months (Monthly Instalments). Fees for Afterpay are assessed per successful payment. Learn more about Afterpay in our docs.

Pay in 4 & Monthly Instalments 6% + A$0.30

per successful charge
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

Klarna

Stripe supports multiple Klarna payment options which vary in pricing and availability based on your customer’s country. Fees for each Klarna option are assessed per successful payment. You can learn more about Klarna, including available payment options and currency support, in our docs.

Australia, New Zealand 4.99% + A$0.55
+ 1.5%

for international transactions
+ 2%

if currency conversion is required
A$25.00

for lost disputes

Certain businesses may qualify for temporarily reduced rates on select local payment methods, including Klarna, that Stripe enables for you (after notifying you). These payment methods will be available for 1.7% + A$0.30 per transaction for at least 2 months, after which the above standard pricing will apply unless you disable the payment methods.

Zip

Offer customers more payment flexibility while you get paid in full upfront (minus fees). Stripe businesses can offer both Zip products – Zip Pay and Zip Money – which support “Pay in N” flexible payments through a line of credit up to three months interest-free. Fees for Zip are assessed per successful transaction. Learn more about Zip in our docs.

“Pay in N” flexible payments up to 3 months interest-free 5.49% + A$0.30

per successful charge
“Pay in N” flexible payments up to 6 months interest-free 8.25% + A$0.30

per successful charge
“Pay in N” flexible payments up to 12 months interest-free 11% + A$0.30

per successful charge
“Pay in N” flexible payments up to 24 months interest-free 14.3% + A$0.30

per successful charge
“Pay in N” flexible payments up to 36 months interest-free 17.6% + A$0.30

per successful charge
A$4.00

for lost disputed payments

Businesses interested in offering longer interest-free terms (6, 12, 24, or 36 months) through Zip Money can request access by reaching out to support. Note that access is subject to approval. Fees for Zip are assessed per successful transaction. Fees include GST. Learn more about Zip in our docs.