Sofort payments

Learn about Sofort, a common payment method in Europe.

Stripe users in Europe and the United States can use the Payment Intents API—a single integration path for creating payments using any supported method—to accept Sofort payments from customers in the following countries:

Austria
Belgium
Germany
Netherlands
Spain

Sofort is a single use, delayed notification payment method that requires customers to authenticate their payment. It redirects them to their bank’s portal to authenticate the payment, and it typically takes 2 to 14 days to receive notification of success or failure.

Caution

Your use of Sofort must comply with our Sofort Terms of Service.

Customer locations
Europe
Presentment currency
EUR
Payment confirmation
Customer-initiated
Payment method family
Bank debit
Recurring payments
via SEPA Direct Debit
Payout timing
Standard payout timing applies
Connect support
Yes
Refunds / Partial refunds
Yes / yes
Dispute support
No

Payment flow

Get started

You don’t actually have to integrate Sofort and other payment methods individually. If you use our front-end products, Stripe automatically determines the most relevant payment methods to display. Follow a quickstart for one of our hosted UIs:

Checkout: Our prebuilt, hosted checkout page.
Elements: Our drop-in UI components.

After setting up your payment form, activate the payment methods you want using the Stripe Dashboard.

Other payment products

The following Stripe products also support adding Sofort from the Dashboard:

If you prefer to manually list payment methods or want to save Sofort details for future payments, see the following guides:

Disputed payments

The risk of fraud or unrecognized payments is low because the customer must authenticate the payment with their bank. As a result, you won’t have disputes that turn into chargebacks, with funds withdrawn from your Stripe account.

Refunds

Sofort payments can be refunded up to 180 days after the original payment.