In our new report on the state of billing, we highlight trends and insights from more than 2,000 subscription business leaders from around the world. We learned that churn continues to be a looming concern, with 72% of survey respondents saying they are worried about churn impacting their bottom line.

We surveyed more than 2,000 subscription business leaders from around the world to understand how they are responding to the growing trend of pricing-as-a-product. We learned that businesses increasingly want to experiment with pricing models, but there is one thing in their way: their billing systems.

Buy now, pay later (BNPL) methods, little-known less than a decade ago, now account for more than $300 billion in transactions worldwide. However, they tend to be priced at a premium, so our users wanted to know whether the financial benefits would offset the added costs. With that in mind, we ran an experiment to help Stripe businesses assess when and how to offer BNPLs.

The rise of direct-to-consumer sales, subscription models, and connected car services have made payments and financial infrastructure key differentiators for auto brands. Leading auto companies are partnering with Stripe to better serve their customers and find new revenue opportunities.