Accept popular payment methods with a single integration

Offering more payment methods can expand your customer reach, increase conversion, and lower your transaction costs. Fees for each payment method, assessed per successful payment, are listed below. There are no additional gateway fees or hidden fees. 

For more information on the payment methods Stripe supports, read our payment methods guide.

Cards

We offer integrated per-transaction pricing that applies per successful card charge. A 1.5% fee applies for international cards. A 1% fee applies if currency conversion is required.

Payment method

Price

Online payments

2.9% + 30¢

In-person payments through Terminal

2.7% + 5¢

Wallets

Wallets eliminate the need for customers to manually enter their card and billing information, offering a quick and convenient way to pay. A 1.5% fee applies if a digital wallet payment is completed with an international card. A 1% fee applies if currency conversion is required.

Payment method

Price

Alipay

2.9% + 30¢

Apple Pay

2.9% + 30¢

+ 1.5% if the payment is completed with an international card

Cash App Pay

2.9% + 30¢

We charge $15.00 for disputed Cash App Pay payments.

+ 1.5% if the payment is completed with an international card

Click to Pay

2.9% + 30¢

+ 1.5% if the payment is completed with an international card

Google Pay

2.9% + 30¢

+ 1.5% if the payment is completed with an international card

WeChat Pay

2.9% + 30¢

Bank debits and transfers

Collect payment for subscriptions or large transactions securely and with no overhead. Stripe automatically reconcilies credit transfers, wires, and checks to their outstanding invoice. 

Payment method

Price

USD Bank Transfer

0.5% capped at $5.00 (50¢ fee per successful domestic refund)

$15.00 per Wire payment

ACH Direct Debit

0.8% capped at $5.00 for standard settlement

1.2% for two-day settlement

$1.50 per instant bank account validation

We charge $4.00 for failed ACH Direct Debit payments and $15.00 for disputed ACH Direct Debit payments.

ACH Credit (legacy)

$1.00 per ACH Credit payment

$8.00 per Wire payment

International payment methods

Support popular payment methods around the world with a single entity, bank account, and Stripe integration. Stripe handles all cross-border money movement and currency conversion so you benefit from consolidated monitoring, reporting, and payouts. A 1.5% fee applies for international payment methods. Since local currency presentment is required for these payment methods, an additional 1% fee will apply for currency conversion.

Payment method

Price

Bancontact

1.4% + 30¢

EPS

1.6% + 30¢

giropay

1.4% + 30¢

iDEAL

80¢

Multibanco

2.95% + 30¢

Pre-authorized debits in Canada

1% + 30¢ capped at $4.00

+80¢ fee applies per instant verification.

We charge $4.00 for failed or disputed pre-authorized debit payments.

Przelewy24

2.2% + 30¢

SEPA Direct Debit

0.8% + 30¢ capped at $6.00

+ $5.00 for failed payments and $15.00 for disputes

Sofort

1.4% + 30¢

Sofort will soon be deprecated, learn more

Affirm

Fees for Affirm are assessed per successful payment. Learn more about Affirm in our docs.

Payment method

Price

Pay in 4 & Monthly Installments

6% + 30¢

Afterpay

Afterpay includes two payment options: 4 interest-free payments (Pay in 4) and installments for 6 or 12 months (Monthly Installments). Fees for Afterpay are assessed per successful payment. An additional 1.5% fee applies for international transactions and a 1% fee applies if currency conversion is required. Learn more about Afterpay in our docs.

Payment method

Price

Pay in 4 & Monthly Installments

6% + 30¢

Klarna pricing for businesses in the United States

Stripe supports multiple Klarna payment options which vary in pricing and availability based on your customer’s country.

Fees for each Klarna option are assessed per successful payment. A 1.5% fee applies for international transactions and a 2% fee applies if currency conversion is required. A $15 fee applies for lost disputes. You can learn more about Klarna, including available payment options and currency support, in our docs.

Region

Countries

Price for all payment methods

North America

Canada, United States

5.99% + 30¢

DACH & Northern Europe

Austria, Belgium, Germany, Netherlands, Switzerland

2.99% + 45¢

Nordics

Denmark, Finland, Norway, Sweden

2.99% + 40¢

Rest of Europe

Czech Republic, France, Greece, Ireland, Italy, Poland, Portugal, Spain, United Kingdom

4.99% + 45¢

If you would like to discuss volume pricing, contact sales