Local payment methods in the United States

Support dozens of popular payment methods around the world with a single integration.

For business based in the United States, we support a number of non-card payment methods. Fees for each payment method, assessed per successful payment, are listed below. There are no additional gateway fees or hidden fees.

Payment method

Price

ACH Credit

$1.00 per ACH Credit payment

When Stripe automatically reconciles an ACH Credit payment to their respective outstanding invoice, the following additional fees apply upon successful payment:

  • $7.00 for payments $1,000.00 and under

  • $14.50 for payments between $1,001.00 and $100,000.00

  • $24.50 for payments over $100,000.00

Wire

$8.00 per Wire payment

When Stripe automatically reconciles a wire payment to their respective outstanding invoice, the following additional fees apply upon successful payment:

  • $7.00 for payments $1,000.00 and under

  • $14.50 for payments between $1,001.00 and $100,000.00

  • $24.50 for payments over $100,000.00

Checks
  • $20.00 per month when fewer than 5 Checks received

  • $5.00 per Check received

  • $15 per returned (bounced) Check

When Stripe automatically reconciles a check payment to their respective outstanding invoice, the following additional fees apply upon successful payment:

  • $7.00 for payments $1,000.00 and under

  • $14.50 for payments between $1,001.00 and $100,000.00

  • $24.50 for payments over $100,000.00

Checks are individually subject to the $5.00 per-check-received fee, regardless if multiple checks are used to pay a single invoice.

The reconciliation fees are applied once per single invoice, regardless of the number of checks received to pay the invoice.

ACH Direct Debit

0.8% capped at $5.00

Alipay

2.9% + 30¢

Bancontact

2.9% + 30¢

EPS

2.9% + 30¢

Giropay

2.9% + 30¢

iDEAL

2.9% + 30¢

Klarna

See pricing

Multibanco

3.4% + 30¢

Przelewy24

2.9% + 30¢

SEPA Direct Debit

2.9% + 30¢

SOFORT

2.9% + 30¢

WeChat Pay

2.9% + 30¢

Please note we charge $4.00 for failed ACH Direct Debit payments and $15.00 for disputed ACH Direct Debit payments.

Please note we charge $10.00 for failed or disputed SEPA Direct Debit payments.

If you would like to discuss volume pricing, contact us.

Klarna pricing for businesses in the United States

Stripe supports 3 different Klarna payment options for businesses in the United States: Pay later for deferred payments, Slice it and Pay later in 4 for installment payments. You can find more about each option in the Docs.

For businesses in the the United States, Klarna is only available for domestic payments. Fees for each Klarna option, which are assessed per successful payment, are listed below.

Klarna payment method

Pay later

5.99% + 30¢

Slice it

2.99% + 30¢

Pay later in 4

5.99% + 30¢

If you would like to discuss pricing for businesses with large payment volumes using Klarna, contact Stripe Support.