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Stripe Issuing is now open to all US businesses

John Haddock on April 23, 2020

Stripe Issuing is an API that allows you to create and control virtual and physical cards. Today, we’re opening access to all businesses in the US, so you can sign up and start creating cards instantly.

We built Issuing to help businesses manage how funds get spent. Companies like Zipcar want to help renters fill up the gas tank without using their personal cards. Companies like Postmates want to help couriers pay for orders without allowing unapproved purchases. These businesses couldn’t just hand out corporate expense cards—they needed to create their own cards.

Postmates, Zipcar, and Carrot designed cards on Stripe Issuing.

The card issuance industry today looks a lot like what the payments industry did a decade ago—it can take months to integrate to a provider and manufacture cards, only to get rigid capabilities on a legacy stack. We set out to launch the first issuance platform built for developers. Our self-serve APIs and public docs give developers the tools to build the unexpected. We even created a new manufacturing process so businesses can customize physical cards from Day 1.

Now, any US business can instantly launch a commercial card program, right from their Dashboard, at no cost to get started. And Issuing comes packed with capabilities that ensure that any business—from a new startup to a tech giant—can build flexible cards with our APIs.

NewOn-demand branded cards

You can now get customized cards in your hands in two business days. Just select a card design in the Dashboard, upload your logo, and place new orders at any time. We’ll handle the card production, printing, and shipping.

Customize and order branded cards from the Stripe Dashboard

NewSpending limits

Set fine-grained spending limits on every card. You can create preset spending rules (e.g. “you’ve hit your $100 weekly food budget”) or tell us in real-time whether to approve each charge you see on your cards (e.g. “This courier’s charge is not recognized”).

NewPush provisioning to mobile wallets

Digital wallets are a convenient way to enable instant and secure access to funds any way you choose to pay—online, in-app, or in-store. With push provisioning, cardholders can now add their card to Apple Pay or Google Pay with just one tap, eliminating the need to manually enter their card number and the burden of handling sensitive data.

Pricing

Issuing has everything you need to create a card program, with no setup or monthly fees. Create virtual cards for 10¢ per card and get branded physical cards shipped to your door for just $3 per card. We’ll waive transaction fees for the first $500K in transaction volume—after that, each card transaction costs 0.2% + 20¢. For companies with large volume or unique business models, custom economics are available.

Any business in the US can now activate Issuing from the Dashboard to instantly launch a commercial card program. If you’re outside the US, you can get notified when Issuing is available in your country. If you have any feedback or questions, we’d love to hear from you.

Stripe Issuing cards offered under this program are issued by Regions Bank, an Alabama FDIC-insured state bank.

Card Issuing services may require approval and are subject to terms and conditions.