A global business account built for growth

Stripe Treasury brings your business finances into one place. Scale faster with 2% cashback on card spend* and global payouts to 160 countries—and reduce costs with multicurrency accounts and stablecoin access.

Transfer
Send
Create card

Financial account

$22594.21
USD
$2,819.49
GBP
£6,249.11
EUR
€3,125.99
USDC
$8,431.02

Convert currencies

$
USD
From
Financial account
USD
$2,819.49
$2,819.49
 available instantly
To
Financial account
GBP
£6,249.11
You’ll receive
£72.52
$1 USD = £0.74 GBP
Transfer

Send

£
GBP
From
Financial account
GBP
£6,249.11
To
Lulu Siegel
GBP • HSBC ••••4846
Send
-£150.00 GBP
Software & tech
-$25.00 USD
Rideshare
-$482.00 USD
Shopping

Simplify money management

Manage payments and finances in one dashboard, and use virtual and physical cards to spend your Stripe balance.

Access funds instantly

Open an account in minutes and access your settled earnings instantly. No monthly fees or minimum balance required.

Manage money like a local

Store multiple currencies, open local accounts, and access dollar-backed stablecoins in 100+ countries.

Keep your funds secure

Mitigate risk with added security through FDIC insurance eligibility that covers funds up to $250K.**

Your financial hub

Powerful payments. Simplified finances.

Store funds, convert currencies, use spend cards, send payouts, and access stablecoins—right from the Stripe Dashboard. Get started in minutes by transferring from your Stripe balance or adding funds directly from your bank account.

Financial accounts dashboard

Manage business finances

Store, earn, spend, and send—all in one place

Simplify spend management with the Stripe card

Earn 2% cashback on eligible purchases wherever Mastercard is accepted.* Create virtual and physical cards right from the Dashboard, with flexible spend controls and real-time reporting.

simplify exspense management

Send money to anyone, anywhere with global payouts

Pay anyone in their local currency in minutes with no-code payouts, or send money at scale with flexible APIs. Verify recipients in seconds and automatically link bank details.

send money

Expand globally, operate locally

Open local accounts to lock in mid-market rates and convert currencies instantly, or go borderless with stablecoin-backed balances in 100+ countries.

convert currencies

Transfer funds instantly

Every day, almost five million businesses on Stripe transact with one another. With a Stripe financial account, US businesses can send money to each other instantly and for free.

Transfer funds instantly

Stablecoins

Unlock new markets in 100+ countries

Expand your reach and reduce cross-border costs by sending and spending funds using dollar-backed stablecoins. Get the stability of traditional currencies plus the speed and accessibility of stablecoins without worrying about blockchain complexity, liquidity management, or weeks of integration work.

Stablecoin payment volume $5.7T
2x YoY
Volume compared to card networks 25%
Stablecoin supply $250B +54% YoY

Seamless accounting integrations

Connect your accounting software to automatically import transactions, improve financial insights, and close your books faster. Sync data in real time directly from the Stripe Dashboard with Xero and QuickBooks Sync by Acodei.

financial accounts account integrations

Ready to do more with your money?

Access tools to manage payments and finances in one place.

Treasury for platforms

Give your customers the ability to store funds, send money, and create cards directly on your platform or marketplace.

Stripe Capital

Apply for business financing in a few clicks. Funds arrive in your account as soon as the next business day.***

*Subject to Stripe Issuing Rewards Program Terms.

**USD held in financial accounts (other than Primary accounts) are eligible for FDIC pass-through deposit insurance if they meet certain requirements. Funds held in the accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to 250,000 USD per depositor, per financial institution, for deposits held in the same ownership category. The FDIC’s deposit insurance coverage only protects against the failure of an FDIC insured depository institution and Stripe is not an FDIC insured depository institution. Funds eligible for FDIC pass-through deposit insurance are held at Fifth Third Bank, N.A., Member FDIC.

***Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances.