• With Open Issuance businesses can launch their own stablecoin in days.
  
• Stripe’s new tools help businesses prepare for agentic commerce and better monetize their AI products.
  
• Stripe’s 40+ launches at its annual New York showcase have already enabled new product announcements from OpenAI, Phantom, Shopify, and more.
  

NEW YORK—Today, programmable financial services company Stripe announced new products to help businesses take advantage of AI and stablecoins to grow their revenue. The updates were part of Stripe Tour New York, the company’s annual product showcase in NYC, with over 40 new products and features launched.

Announcements included Open Issuance, which empowers businesses to launch and manage their own stablecoins with just a few lines of code, and new solutions for agentic commerce, helping businesses and their customers transact via AI tools and agents.

“Across stablecoins and AI, Stripe’s role is to pull frontier technology out of the experimental and into the mainstream,” said Will Gaybrick, Stripe’s president, technology and business. “With the advent of stablecoins and AI, we’re at the dawn of a new online economy. And we’re relentlessly focused on channeling its many opportunities to help our customers grow.”

A better way for businesses to build with stablecoins

Businesses are adopting stablecoins quickly, with total supply growing 57% in the last 12 months. But by building on coins issued by external providers, they’re unable to reap all the potential benefits. For example, a neobank that sits on large stablecoin dollar deposits doesn’t retain the yield itself. When its customers want to redeem their stablecoins for cash, they’re subject to burn fees.

The alternative is for a business to launch its own stablecoin, but doing so invites significant operational hurdles: managing reserves, navigating regulatory compliance, and establishing liquidity.

Stripe is solving this with Open Issuance, a new platform powered by Bridge, the leading stablecoin infrastructure company Stripe acquired at the start of this year. Open Issuance enables any business to launch and manage their own stablecoin with just a few lines of code.

Businesses can mint and burn coins freely, and customize their reserves to manage the ratio between cash and treasuries and choose their preferred partners. Treasuries are managed by BlackRock, Fidelity Investments, and Superstate. Cash is held by Lead Bank to provide liquidity as necessary.

To establish liquidity, all new coins are fully interoperable with any others issued via Open Issuance, and Bridge’s orchestration API helps with low cost conversions to virtually any other stablecoin. Crucially, businesses can generate rewards for originating stablecoins on their platform, and use earnings from these rewards to incentivize their customers.

“If money movement is core to your business, you should build with stablecoins. But don't build on top of someone else's coin,” said Zach Abrams, co-founder and CEO of Bridge. “With Open Issuance, businesses can build on top of stablecoins that they customize and control, so that the benefits of this important technology flow directly to the people and businesses using them.”

CASH, an open-loop stablecoin designed by Phantom, is the first stablecoin issued via Open Issuance. Recently announced stablecoins like mUSD for Metamask, and USDH, built by Native Markets for Hyperliquid, will also be issued on top of the platform.

Alongside Open Issuance, Stripe announced a series of product updates that make it easy for businesses to deploy stablecoins for business growth:

• Businesses can now accept recurring stablecoin payments, and Stripe’s Optimized Checkout Suite now accepts stablecoin payments by default.
  
• US businesses with Financial Accounts can now hold stablecoin balances, convert between fiat currencies, spend stablecoin balances with a locally issued card, and send stablecoins to crypto wallets cross-border.
  

Infrastructure for the AI economy

As AI tools become part of everyday life, people aren’t just searching within them—they’re discovering products and services. The next step is to transact inside these tools, with agents completing purchases on behalf of buyers.

Stripe and OpenAI yesterday released the Agentic Commerce Protocol (ACP)—a new standard that already powers the new Instant Checkout in ChatGPT. ACP establishes a shared language between merchants and AI agents. With a single integration, merchants can sell through AI agents while retaining control over their brand, catalog, fulfillment, and customer relationships. ACP is an open standard: it works across AI agents, and businesses can adopt it even if they don’t process payments with Stripe.

Today, Stripe announced that it’s also working with early partners including Microsoft Copilot, Anthropic, Perplexity, Vercel, Lovable, Replit, and Manus to test its solutions in real-world settings to help businesses get ready for agentic commerce.

Beyond ACP, Stripe announced new tools to help AI companies monetize their products. Stripe Billing now makes it simple to run hybrid revenue models that combine subscriptions with usage-based pricing, while a new API will let companies connect to LLM providers and track inference cost changes in real time.

Stripe Radar is expanding to block ‘friendly fraud’ types, such as the abuse of free trial periods. AI companies see this problem every day: bad actors string together multiple free trials and rack up huge compute bills without ever paying for a service. Stripe Radar can now stop up to 62% of trial fraud at the source, protecting margins without adding friction for legitimate users.

40+ additional launches across Stripe’s full product suite

Stripe announced over 40 launches in total today, expanding its payments, revenue, and embedded finance tools. Other announcements included:

• A new app-to-web payments flow helps businesses seamlessly redirect customers from their iOS app to a mobile checkout page powered by Stripe Checkout. Businesses like Superwall, Voodoo, Replit, and Hinge are saving up to 90% on payment costs with this new flow.
  
• Link, Stripe’s wallet for faster checkouts, now supports Buy-Now-Pay-Later (BNPL) with Klarna.
  
• Businesses can now use Stripe Managed Payments, a merchant-of-record solution, for one-time payments. Stripe manages global taxes, fraud prevention, dispute management, fulfillment, and more on businesses' behalf.
  
• For businesses selling physical goods, Stripe Tax will support tax collection in 102 countries—up from 40 last year.
  
• Stripe Reader S710, Stripe’s newest hardware product, is now globally available, with support for cellular connectivity so users can process payments even without WiFi.
  
• AI platforms like Vercel and Replit can now embed Stripe sandboxes directly inside their environments, allowing developers to launch and manage payments and financial services without leaving the platform.
  
• Software platforms using Stripe Connect can now offer customers Adaptive Pricing, which localizes checkout prices for 150 markets without additional Stripe fees. Stripe also announced a new integration for Stripe Capital that allows platforms to launch a financing program for their customers in minutes, and Stripe Verified for platforms, enabling them to take more control over risk actions for their customers.
  

Read more about the full set of announcements on the Stripe blog.