In the third and final installment in our three-part series, we examine the most important questions for the future of real-time payments: will they ever take off in the US and the UK, and will they emerge as a truly global payment method?
To compete with other payment methods for consumer preference, real-time payments are expanding their “bundle” of services to include subscriptions, credit, and in-person transactions.
Card testing is one of the most significant fraud threats to Stripe, its users, and the broader financial ecosystem. Stripe’s machine learning–based approach—based on rapid detection and retraining—has led to successful card testing attacks on Stripe decreasing by 80% over the last two years.
Payment methods are tightly woven into the economic and social fabric of a country. In most countries, the dominant means of exchange has rarely pivoted—and yet in many places around the world, it’s changing right now with real-time payments. Here’s why.
By applying ML to the process of navigating Strong Customer Authentication requirements, we’re helping users reduce checkout friction while lowering fraud and increasing authorization rates.
In our new report on the state of billing, we highlight trends and insights from more than 2,000 subscription business leaders from around the world. We learned that churn continues to be a looming concern, with 72% of survey respondents saying they are worried about churn impacting their bottom line.
Building our payment method A/B testing tool was an industry first, and we had to find creative solutions to some of the most complex scenarios in A/B testing. We’ll take you through some of the key decisions we made—and lessons we learned—along the way.
Earlier this month at Stripe Tour New York, we shared new ways to orchestrate and grow your revenue with Stripe Billing, including new features to help you better understand your revenue data and give you more flexibility in how you bill for usage. Let’s take a closer look at everything we launched.
Join us May 6–8 in San Francisco for Stripe Sessions, our annual user conference. This year, we’re doubling the number of breakout sessions, expanding our training program to give you more hands-on product support, and adding a demo stage to showcase more of Stripe’s key updates.
Link’s newest feature, Instant Bank Payments, is priced at 2.6% + 30¢ per successful charge (a discount to cards), allowing you to benefit from the cost savings of bank payments while getting the speed of card transactions.
We’re excited to announce a host of partnerships that allow Terminal to work with more third-party hardware, processors, and point-of-sale (POS) systems. This provides more choice and flexibility for integrating Terminal into your existing in-person payment stack and adding innovative checkout experiences.
We announced expanded interoperability, major upgrades to Stripe Billing, new embedded components for financial services, and a lot more.
Starting today, we’re introducing a new release cadence and versioning system for all API endpoints that combines twice-yearly major updates with monthly feature enhancements. This set release schedule gives you the predictability and clarity that you need to better plan your engineering cycles.
We surveyed more than 2,000 subscription business leaders from around the world to understand how they are responding to the growing trend of pricing-as-a-product. We learned that businesses increasingly want to experiment with pricing models, but there is one thing in their way: their billing systems.
We’ve been testing a suite of new developer tools over the last year with thousands of users, including Slack and Notion. Today, we’re announcing that the first is available to all new users by default: Stripe Workbench, our new home for developers within the Dashboard that helps you debug, monitor, and grow your Stripe integration.
Global businesses have told us they’re interested in replicating the fraud prevention success seen in Europe by requesting 3DS. Last year, we had a front-row seat as several Stripe users chose to do exactly that, but the results in the US were very different from what we have seen in Europe.
In this post, we share three ways our usage-based product is unique in the market—integrating naturally alongside your other billing pathways, while scaling with you as your usage-based pricing ambitions grow.
Buy now, pay later (BNPL) methods, little-known less than a decade ago, now account for more than $300 billion in transactions worldwide. However, they tend to be priced at a premium, so our users wanted to know whether the financial benefits would offset the added costs. With that in mind, we ran an experiment to help Stripe businesses assess when and how to offer BNPLs.
In this blog post we’ll share an overview of Stripe’s database infrastructure and discuss the design and application of the Data Movement Platform.
Last month we announced a new Billing migration toolkit designed to address your top pain points: engineering resourcing, the risk of disruptive errors, and migration time. Here’s how the migration toolkit addresses each.