Sign up more customers with conversion-optimized verification flows that are dynamically updated for each account’s country, business type, and capabilities. Connect helps you collect and verify information needed to meet Know Your Customer (KYC) obligations and compliance requirements for payments.
Onboarding and verification
Stripe provides pre-built, conversion-optimized UIs and optimized payments compliance plans to onboard users.
For software platforms
Standard accounts are best for software platforms that want to help their users directly accept payments. Stripe will onboard your accounts in a co-branded flow that’s customized with your brand and colors.
Express accounts are best for marketplaces that want to pay out sellers and service providers. They provide more flexibility on payout timing and pricing. Stripe will onboard your accounts in a co-branded flow that’s customized with your brand and colors.
Custom accounts give you the most flexibility but require significant engineering resources to integrate. You can build your own flows or save development time and ongoing maintenance by using Stripe’s co-branded onboarding flows, customized with your brand and colors.
Stripe’s risk-based account verification process helps platforms and marketplaces onboard connected accounts with minimal friction and conducts screening as high-risk files are updated.
Benefit from Stripe’s money licenses around the world instead of getting your own licenses in every region that you operate.
Money transmitter licenses (MTL) and registered MSB in the US
E-Money (EMI) License in Europe
Fraud management
Reduce exposure to fraudulent users with Stripe’s machine learning technology for fraud prevention.
Advanced models
Fraudulent account identification and real-time disablement
Accept payments
Scale your platform or marketplace globally without needing to set up local bank accounts and entities. With Connect, you can let your users accept 135+ currencies and dozens of popular payment methods all over the world.
Global payments
One global integration to offer the payment methods your customers want.
Global scale
Scale your business internationally without worrying about payments licensing or establishing local entities and bank accounts. Launch in new countries with no additional development work.
Enable your users to accept major debit and credit cards, wallet payments, and local payment methods, with unified reporting and payouts across all payment types.
Move money between your users and your platform or marketplace quickly, even across borders. Connect makes it easy to split and route payments to multiple parties, pay out your users, and drive revenue.
Global payment routing and payouts
Connect can support any business model.
Routing flexibility and control
Customize payment routing and control where charges settle to best reflect your business model. You can split payments, move funds, and pay out or debit your users any way you like.
Specify how frequently you want your users to get paid, and Connect will aggregate earnings and settle funds. You can even have fine-grained control over when your users receive funds (e.g., after services or goods are delivered).
Daily
Weekly
Monthly
Manual
Payouts
Pay out around the world in local currencies without additional engineering effort or local banking relationships. Funds for payouts can come from Stripe transactions or from account top-ups.
Create, distribute, and manage physical and virtual spending cards for your users. Set custom authorization rules like allowed merchant categories and spending limits to control expenses and prevent fraud.
Manage payment operations with fewer resources. Stripe provides robust tools and reporting for you and your users.
Revenue streams
Turn payments and related services into a revenue stream for your platform or marketplace.
Revenue share
Earn a revenue share on online card payments. Stripe partners qualify when they use Connect with Standard accounts, use Stripe Checkout or Stripe Elements, and reach a payments volume run rate of $1 million USD.
Drive revenue from the payment services you provide to your users. Simply specify your platform or marketplace’s earnings for each transaction, and Connect will handle netting out earnings, including managing refunds and chargebacks.
Mark up payment transactions
Mark up other services like Instant Payouts, Issuing, or Terminal
Charge additional service fees to enable payments
Tools for your platform or marketplace
One place to manage users, payments, and your business.
Easy integration
Get payments up and running in days–not months–with Stripe’s global API, code samples, and demos.
Use Stripe’s built-in reports or feed Stripe data into other tools using the API. Businesses on cost-plus pricing can also access transaction-level reporting on interchange costs and more.
Your users can go live faster and simplify reconciliation and reporting with Stripe’s unified platform for online and in-person payments, recurring billing, business financing, and more.
Standard accounts can take advantage of all the capabilities offered by the full Stripe Dashboard, including powerful reporting, querying, and payments management.