One business account for all your financial needs
Do more with your money on Stripe. Use a global financial account to send money, manage spend, and access stablecoins. Get started in minutes—no monthly fees or minimum balance required.
Financial account
Convert currencies
Send
Simplify money management
Manage payments and finances in a single dashboard, and integrate with finance software to close your books faster.
Access funds instantly
Open an account in minutes and access your settled earnings instantly—regardless of bank holidays or weekend closures.
Manage money like a local
Store multiple currencies, open local accounts, and access dollar-backed stablecoins in 100+ countries.
Keep your funds secure
Mitigate risk with added security through FDIC insurance eligibility that covers funds up to $250K.*
Your financial hub
Powerful payments. Simplified finances.
Turn Stripe into your financial home. Store funds, convert currencies, use spend cards, send payouts, and expand your reach with stablecoins—right from the Stripe Dashboard. Get started in minutes by transferring from your Stripe balance or adding funds directly from your bank account.
How Financial Accounts works
Store, send, spend, and borrow—all in one place
Simplify spend management
Create virtual and physical cards right from the Dashboard, with flexible spend controls and real-time reporting. Fund cards directly from your account without waiting for external transfers.
Send money to anyone, anywhere
Pay anyone in their local currency or stablecoins in minutes with no-code payouts, or send money at scale with flexible APIs. Verify recipients in seconds and automatically link bank details.
Expand globally, operate locally
Open local accounts to lock in mid-market rates and convert currencies instantly, or go borderless with stablecoin-backed balances in 100+ countries.
Access fast, flexible financing
Get the funds you need without the complexity. Apply for business loans in a few clicks and get funds in your financial account as soon as the next business day.
Stablecoins
Unlock new markets in 100+ countries
Expand your reach and reduce cross-border costs by sending and spending funds using dollar-backed stablecoins. Get the stability of traditional currencies plus the speed and accessibility of stablecoins without worrying about blockchain complexity, liquidity management, or weeks of integration work.
Seamless accounting integrations
Connect your accounting software to automatically import transactions, improve financial insights, and close your books faster. Sync data in real time directly from the Stripe Dashboard with Xero and QuickBooks Sync by Acodei.
Ready to do more with your money?
Access powerful tools to manage payments and finances. Check out the documentation or log in to your Stripe account to add funds to your financial account.
Financial Accounts for platforms
Give your customers the ability to store funds, send money, and create cards directly on your platform or marketplace.