Financial Crimes Consumer Lead

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

The EMEA Financial Crimes team is a Second Line of Defense team responsible for understanding and mitigating financial crimes risks across our EMEA markets. The Investigations function within this team is responsible for regional oversight of operational investigations, investigating complex financial crime issues, collaborating closely with global Complex and Intelligence investigations teams, and mitigating identified financial crime risk in the region. In addition, this team is responsible for partnering with financial partners and law enforcement to better prevent and respond to financial crimes.

What you’ll do

We are looking for a financial crimes expert to join the EMEA Investigations team to take the lead on Consumer investigations, drive process development, manage financial crimes deliverables for the Consumer program, and implement complex investigative approaches and nuanced risk mitigations. You will be directly responsible for understanding financial crimes risks through in-depth investigations and Consumer projects covering multiple financial crimes risk areas, inclusive of anti-money laundering (AML), counter-terrorism financing (CTF), fraud, and sanctions. In doing so, you will confront complex issues, emerging and novel typologies, and significant ambiguity. The right person for this role will enjoy dealing with this puzzle, seeking creative solutions, and moving quickly while ensuring comprehensive results.

Responsibilities

Lead Consumer Financial Crimes investigations matters and related program monitoring, project deliverables and development in EMEA
Oversee various financial crimes programs within the investigations and Consumer space, coordinating with global Financial Crimes and cross-functional teams to ensure program effectiveness
Conduct a wide variety of investigations covering financial crimes risks areas, and own reporting of this activity through Suspicious Activity Reports (SARs) and Suspicious Transactions Reports (STRs)
Drive complex intelligence investigations and analytical work streams for the EMEA region in collaboration with global teams
Demonstrate sound judgment and an ability to navigate complex high-risk cases for which the correct decisions are not immediately clear
Proactively partner with law enforcement agencies regarding complex, high impact, or emerging typologies
Present investigative findings, coherent risk analyses stemming from findings, and recommended risk mitigations and metrics to a wide variety of internal and external stakeholders
Effectively and clearly communicate, including with other Stripes, Stripe's users, and Stripe's financial partners

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

A minimum of 5 years experience in investigative and program development roles within financial crimes, AML, risk, fraud, research, or a related field
Deep understanding of financial technologies, inclusive of payments, cryptocurrency, and consumer products
Strong knowledge of Ireland and UK AML regulations, as well as local EMEA and OFAC Sanctions regulations
Strong stakeholder and project management skills, including effective communications and dynamic problem solving
Excellent research and writing skills
Ability to synthesize large amounts of information, including transaction data
Ability to work efficiently and independently in a fast-paced environment
Ability to handle sensitive matters with discretion

Preferred qualifications

ACAMS, ACAMS CGSS or ACSS Certification
Excel or SQL abilities
Familiarity with MacOS and Google products
Technical curiosity and an interest in evolving financial crime compliance trends
Foreign language fluency, especially fluency in French, German, Spanish, or Russian

This role is available either in an office or a remote location (typically, 35+ miles or 56+ km from a Stripe office).

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.

The annual salary range for this role in the primary location is €88,200 - €132,400. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

Office locations

Dublin HQ

Remote locations

Remote in Ireland

Team

Legal

Job type

Full time

Apply for this role

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.

Jobs