Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Financial Crimes and Supportability Policy (FCSP) team at Stripe serves to protect Stripe and its users from financial crimes, fraud and adhere to required laws, rules, and regulations. Our people play an important role in combating financial crime and driving compliance across a global footprint and enabling Stripe to responsibly increase the GDP of the internet. As dependable partners for our users, business teams, financial partners, and regulators, the global FCSP team works as a cohesive whole to manage and mitigate risks and consistently exceed expectations. We are a deeply caring group of professionals, slightly obsessed with our tradecraft, dedicated to protecting our users and the financial ecosystem, and committed to our work, lives, and hobbies with equal passion.

What you’ll do

Help us protect Stripe and its users from financial crime by determining and drafting Stripe’s risk policies for supporting users, strategically crafting risk-based and tailored approaches to due diligence, responding to executive or external escalations, vetting policy dispensations, regularly refreshing our policies, and partnering in the analysis and responses to new regulatory and financial partner requirements.  You’ll help to turn our vision for the future of compliance into reality by relentlessly cultivating the application of risk-based best practices for policies, processes, and procedures not just within our team but consistently across Stripe.    

We are looking for an energetic and seasoned financial crime and/or business risk professional looking to help Stripe’s Financial Crimes and Supportability Policy function as it keeps pace with Stripe’s increasing global footprint and product expansions.  The successful candidate will be experienced in navigating nuanced and complex problems with a pragmatic, risk-based, and solutions-oriented mindset.  A senior compliance expert, the successful applicant should also be passionate about the importance of intentional and well-designed policy structures to unlock practical and innovative solutions while carefully balancing regulatory and financial partner considerations. We are looking for someone who is prepared to roll up their sleeves and join the rest of the policy team to get “stuck in” as part of the broader team’s activities. Stripe is both a technology company and a financial services company, and you will need to be comfortable straddling both of those worlds every day. The right person for the role will enjoy dealing with that puzzle, seeking creative solutions and moving quickly, often in the face of ambiguity.

Responsibilities

• Oversee the creation of cross-product risk-based user supportability policies across risk vertices, including financial crime, regulatory, credit, and fraud programs. 
  
• Establish risk-based policy frameworks which inform global standards, while partnering with regional teams to meet local expectations and enable business growth.  
  
• Leverage expertise about industry standards, best practices, and regulatory requirements to set consistent and defensible policy guidelines for Stripe’s products, users, and processes.  
  

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 5 years experience at working on risk policies at a financial institution, multinational corporation, or other similar large organization.
  
• Extensive relevant experience designing tailored risk management policies and frameworks, including crafting standards based on industry best practices and regulatory guidance
  
• Demonstrated experience in strategic change and growth of a complex program
  
• Effective relationship building with product and sales professionals to enable safe and rapid growth
  
• Strong desire to innovate and improve compliance effectiveness at a systemic level
  
• Experience in juggling numerous aspects of a compliance program
  
• Ability to work efficiently and independently in a fast-paced, high-volume environment
  
• Ability to work cross-functionally with internal stakeholders
  
• An effective and relatable “culture of compliance” mentality
  
• Demonstrated talent for strong written and verbal communications, including translating complex legal or regulatory vernacular into layman’s terms 
  

Preferred qualifications 

• Payments or FinTech experience
  
• AML/KYC experience
  
• Demonstrable experience in another financial crimes subject matter area.
  
• A JD or equivalent legal degree