Last updated: November 5, 2025

1. Overview.

1.1 These terms (“Stablecoin FA Terms”) supplement the General Terms and govern User’s use of the Stablecoin FA Services. Capitalized terms that are not defined in these Stablecoin FA Terms have the same meanings given to them in the Agreement. 

1.2 The Stablecoin FA Services are Preview Services. Stripe reserves the right to update these terms, and will notify User as Law requires.  

1.3 The Stablecoin FA Services enable User to transfer funds from User’s Stripe Account(s) balance(s) to the SFA Settlement Services Provider. The Settlement Services Terms govern the SFA Settlement Services Provider’s rights and obligations with respect to performing User’s SFA Settlement Services Transactions. 

2. Stablecoin FA Services.

2.1 Stripe does not convert, hold custody of, or transfer any Stablecoin as a component of the Stablecoin FA Services.

2.2 As a component of the Stablecoin FA Services, Stripe will facilitate the transfer of funds from the User’s Stripe Account balance, or if applicable, the User’s Financial Account, to the User’s account at the SFA Settlement Services Provider. 

2.3 The SFA Settlement Services Provider is a Financial Provider. The SFA Settlement Services Terms govern the SFA Settlement Services Provider’s rights and obligations with respect to performing User’s SFA Settlement Services Transactions. 

2.4 To access and use the SFA Settlement Services, User must (a) register with the SFA Settlement Services Provider through User’s Stripe Account; (b) accept the applicable SFA Settlement Services Terms; and (c) comply with the applicable SFA Settlement Services Terms.

2.5 The SFA Settlement Services Provider may add or remove supported Stablecoins and Fiat Currencies as provided in its SFA Settlement Services Terms, at any time. Stripe may add or restrict access in User’s Stripe Account to particular denominations of Stablecoin or Fiat Currency, or types of SFA Settlement Services Transactions, at any time.

2.6 Stripe is not liable to User for any losses, damages, or costs resulting from: (a) the suspension or termination of, or interruptions to, the Stablecoin FA Services or the SFA Settlement Services;  (b) User providing incorrect information in connection with a SFA Settlement Services Transaction; (c) User or any third-party attempting to initiate an SFA Settlement Services Transaction that is not supported by the SFA Settlement Services Provider; or (d) the SFA Settlement Services Provider rejecting a SFA Settlement Services Transaction, for any reason.

2.7 Transactions involving Stablecoins may be subject to Taxes. User acknowledges that tax Laws on Stablecoin transactions may be uncertain and that it is not Stripe's responsibility to determine, calculate, report or remit any Taxes owed by User arising from (i) the use of SFA Settlement Services, or (ii) any other transactions User may enter into with an SFA Settlement Services Provider. Stripe does not provide investment or tax advice. Stripe may need to submit tax information reports to tax authorities regarding these transactions. Additionally, Stripe might send User a copy of this tax information.

3. Fees.

Stripe reserves the right to implement fees for the use of the Stablecoin FA Services and Stripe will provide User at least 30 days’ notice before the effective date of such imposition or change.  Fees for use of other Services continue to apply (including any fees for transfers into or out of User’s Financial Account). If these Stablecoin FA Terms terminate due to Stripe making the Stablecoin FA Services publicly available in the Territory, pricing on the Pricing Page will apply to User’s subsequent use of the Stablecoin FA Services, unless a new fee schedule is entered into by Stripe and User. 

4. Term and Termination.

These Stablecoin FA Terms will apply  until the first to occur of (a) Stripe making Stablecoin FA Services publicly available to Stripe users in the Territory, (b) Stripe’s decision to stop offering the Stablecoin FA Services to User or in the Territory (which it may decide to do at any time, in its absolute discretion), (c) User ceasing to use the Stablecoin FA Services, (d) termination of the Stripe Agreement, or (e) an agreement between Stripe and User that expressly supersedes these Stablecoin FA Terms signed by the parties. In the event User ceases use of the Stablecoin FA Services, User must notify Stripe, and if User recommences using the Stablecoin FA Services it will once again be bound by these Stablecoin FA Terms. If Stripe makes Stablecoin FA Services publicly available, User’s continuing use of Stablecoin FA Services will be subject to such terms as Stripe may specify at such time.

5. Definitions. 

“Fiat Currency” means a government-issued currency, such as the U.S. Dollar or Euro, that is supported via the SFA Settlement Services.

“SFA Settlement Services” means the Stablecoin and Fiat Currency transactional capabilities provided by a SFA Settlement Services Provider, as specified in the applicable SFA Settlement Services Terms. 

“SFA Settlement Services Provider” means Bridge Building Inc.

“SFA Settlement Services Terms” means the agreement between the SFA Settlement Services Provider and User that governs the SFA Settlement Services Provider’s provision, and User’s access to and use of, the SFA Settlement Services.

“SFA Settlement Services Transaction” means a Stablecoin or Fiat Currency transmission, exchange, or other transaction that is requested or executed via the SFA Settlement Services. 

“Stablecoin” means a stablecoin that is supported via the SFA Settlement Services.

“Stablecoin FA Services” means the user interface, data transmission, user support, and related technology services that enable User to access and use the SFA Settlement Services.