Last modified: July 7, 2026

We have translated the English version of this page into French. This translation is for informational purposes only and the definitive version of this page is the English version.

Nous avons traduit la version anglaise de cette page en français. Cette traduction n’est disponible qu’à titre informatif : la version officielle est la version anglaise.

1. Stripe Treasury for Platforms Services.

These terms (“Stripe Treasury for Platforms - Platform Terms”) supplement the General Terms, the Stripe Financial Services Terms, and the Stripe Connect Infrastructure Terms, and govern User’s ability to offer the Stripe Treasury for Platforms Services to Connected Accounts. These Stripe Treasury for Platforms - Platform Terms do not apply to User’s use of the Stripe Treasury for Platforms Services for User’s own business purposes. If User wishes to use the Stripe Treasury for Platforms Services for those purposes, then the Stripe Treasury for Platforms Accountholder Terms will apply to User as a Stripe Treasury for Platforms Accountholder, except that references to “Stripe Connect Platform” in those terms are also references to User. Capitalized terms that are not defined in these Stripe Financial Connections Terms have the same meanings given to them in the General Terms, the Stripe Financial Services Terms and the Stripe Connect Infrastructure Terms.

2. Access to the Stripe Treasury for Platforms Services.

User must not offer, market or otherwise make the Stripe Treasury for Platforms Services available to Connected Accounts located outside of the Stripe Treasury for Platforms Territory. User must ensure that no Connected Account uses the Stripe Treasury for Platforms Services outside of the Stripe Treasury for Platforms Territory.

3. Onboarding Connected Accounts.

3.1 General Responsibility.

User must ensure that each Connected Account that wishes to access the Stripe Treasury for Platforms Services successfully completes the onboarding requirements described in Section 3.2 of these Stripe Treasury for Platforms - Platform Terms. A Stripe Entity, as well as the applicable Treasury for Platforms Bank, must approve each Connected Account as part of the onboarding process before the Connected Account uses the Stripe Treasury for Platforms Services.

3.2 Information and Consent.

User must:

(a) submit, or ensure that each Connected Account submits, all Stripe Treasury for Platforms Account Information that Stripe, its Affiliates and the applicable Treasury for Platforms Bank request to verify and screen the Connected Account’s eligibility to access the Stripe Treasury for Platforms Services, and confirm that the Connected Account is not engaging in a Prohibited or Restricted Business;

(b) ensure that each Connected Account User that intends to onboard as a Stripe Treasury for Platforms Accountholder agrees to the Stripe Treasury for Platforms Accountholder Terms and the Connected Account Agreement before accessing the Stripe Treasury for Platforms Services. At Stripe’s request, User must provide proof as Stripe requires that the Stripe Treasury for Platforms Accountholder Terms and the Connected Account Agreement are binding on the Connected Account. If Stripe believes that User’s existing acceptance process does not create a binding agreement between Stripe and the Connected Account, then, upon Stripe’s request, User must modify that process as Stripe requires;

(c) notify each Connected Account if Stripe approves its access to the Stripe Treasury for Platforms Services, and promptly notify a Connected Account that becomes a Stripe Treasury for Platforms Accountholder if Stripe suspends or terminates its access to the Stripe Treasury for Platforms Services; and

(d) notify Stripe Treasury for Platforms Accountholders of all changes to the Stripe Treasury for Platforms Accountholder Terms and ensure that those Stripe Treasury for Platforms Accountholders agree to them. If any Stripe Treasury for Platforms Accountholder does not agree to the modified Stripe Treasury for Platforms Accountholder Terms, then User must immediately stop making the Stripe Treasury for Platforms Services available to that Stripe Treasury for Platforms Accountholder.

4. Responsibility for Stripe Treasury for Platforms Accountholders.

4.1 Stripe Treasury for Platforms Accountholder Terms.

User must ensure that Stripe Treasury for Platforms Accountholders, along with their Treasury for Platforms Authorized Users, comply with the Stripe Treasury for Platforms Accountholder Terms. Upon Stripe’s request, User must assist with enforcing the Stripe Treasury for Platforms Accountholder Terms against Stripe Treasury for Platforms Accountholders and Treasury for Platforms Authorized Users. User must prohibit Stripe Treasury for Platforms Accountholders from sending or receiving international wires using the Stripe Treasury for Platforms Services. User must ensure that Stripe Treasury for Platforms Accountholders implement and comply with any changes to the Stripe Treasury for Platforms Services, which Stripe will communicate to User.

4.2 Responsibility for Activity.

User is responsible and liable to Stripe for all Activity on Connected Accounts in connection with the Stripe Treasury for Platforms Services, whether initiated by User or not, including all Financial Account Transactions, associated fines, and any use of the Stripe Treasury for Platforms Services in a manner prohibited under these Stripe Treasury for Platforms Terms, the Stripe Treasury for Platforms Accountholder Terms, or the Connected Account Agreement. User and the relevant Connected Account are jointly and severally liable to Stripe for amounts the Connected Account owes to Stripe, and Stripe may collect these amounts from User in accordance with this Agreement. If Stripe determines that User’s responsibility for Activity on Connected Accounts creates an unacceptable risk to Stripe, Stripe may exercise its remedies listed in Section 8.2 of these Stripe Treasury for Platforms - Platform Terms.

5. Account Management and Support for Stripe Treasury for Platforms Accountholders.

5.1 Dashboard for Stripe Treasury for Platforms Accountholders.

User must provide and maintain a Stripe Treasury for Platforms Dashboard for use by Stripe Treasury for Platforms Accountholders.

5.2 Integration with Stripe API.

Promptly after Stripe notifies User that Stripe-hosted onboarding is available, User must integrate with the Stripe API according to the Documentation in a way that allows (a) a Stripe Entity to host onboarding of Stripe Treasury for Platforms Accountholders; and (b) User or Stripe, at User’s option, to be responsible for providing Stripe Treasury for Platforms Accountholder account management and access to the Stripe Treasury for Platforms Services.

5.3 Obligation to Pass On Information.

(a) If User elects to be responsible for providing Stripe Treasury for Platforms Accountholder account management and access to the Stripe Treasury for Platforms Services, then User must pass on to the Stripe Treasury for Platforms Accountholders, without changes or deletions, all information that Stripe and its Affiliates make available for User to pass on to them. User must ensure that all information, including account balances, transaction history and customer service issues, that User passes from the Stripe Treasury for Platforms Accountholders to Stripe and its Affiliates is accurate and complete.

(b) User must ensure that Connected Account Data is passed to Stripe in the manner prescribed in the Documentation.

5.4 Communicating Fees.

User must clearly communicate to each Stripe Treasury for Platforms Accountholder all fees (if any) that User charges that are related to the Stripe Treasury for Platforms Services, and specify whether or not those fees are passthrough fees from Stripe.

5.5 Currency Conversion.

If a requested Financial Account Transaction requires a currency conversion, then the exchange rate used for that conversion will be determined as stated in the Documentation. User must communicate to the Stripe Treasury for Platforms Accountholder all requisite/required information about the currency conversion in accordance with the Documentation and the Financial Account Regulatory Requirements.

5.6 Support.

User must provide all support to Stripe Treasury for Platforms Accountholders and Treasury for Platforms Authorized Users according to the Stripe Treasury for Platforms Product Guidelines.

6. Compliance.

6.1 Generally.

User must (a) make the Stripe Treasury for Platforms Services available to Stripe Treasury for Platforms Accountholders according to the Financial Account Regulatory Requirements; and (b) ensure that Stripe Treasury for Platforms Accountholders and Treasury for Platforms Authorized Users access the Stripe Treasury for Platforms Services in compliance with the Financial Account Regulatory Requirements. User must not, and must ensure that Stripe Treasury for Platforms Accountholders and Treasury for Platforms Authorized Users do not take or fail to take any action that could cause a Stripe Entity or any applicable Treasury for Platforms Bank to violate any Financial Account Regulatory Requirement.

6.2 Stripe Treasury for Platforms Product Guidelines.

User must (a) ensure that each Stripe Treasury for Platforms Accountholder complies with all Stripe Treasury for Platforms Product Guidelines; and (b) establish, maintain, and act according to a compliance program that will enable and ensure each Stripe Treasury for Platforms Accountholder complies with the Financial Account Regulatory Requirements and the Stripe Treasury for Platforms Product Guidelines.

6.3 Marketing.

User must not distribute or share any marketing materials relating to the Stripe Treasury for Platforms Services without Stripe’s prior approval. User must submit all marketing materials to Stripe using a process Stripe communicates to User.

6.4 Stripe Treasury for Platforms Accountholder Consents.

User must obtain all necessary rights and consents from each actual and prospective Stripe Treasury for Platforms Accountholder and Treasury for Platforms Authorized User to (a) provide Personal Data to Stripe and its Affiliates; (b) allow Stripe and its Affiliates to collect, use, retain and disclose that Personal Data; and (c) allow Stripe and its Affiliates to exercise their rights and perform their obligations under these Stripe Treasury for Platforms - Platform Terms and according to Stripe’s Privacy Policy and, any Treasury for Platforms Bank’s Privacy Policy (as applicable). User must, when onboarding Stripe Treasury for Platforms Accountholders, disclose to them that User may provide Personal Data to Stripe, its Affiliates, and applicable Treasury for Platforms Banks, and that Stripe, its Affiliates and applicable Treasury for Platforms Banks may collect, use, retain and disclose Personal Data.

7. Indemnification.

User will defend the Stripe Parties from and against any Claim, and indemnify the Stripe Parties against all Stripe Losses, to the extent arising out of or relating to (a) inaccurate or incomplete information provided (including through the Stripe Treasury for Platforms Dashboard) to a Stripe Entity or the applicable Treasury for Platforms Bank by or on behalf of User or any Stripe Treasury for Platforms Accountholder; (b) a Stripe Treasury for Platforms Accountholder’s breach of the Stripe Treasury for Platforms Accountholder Terms; or (c) a negative balance or financial loss or damage caused by User or a Stripe Treasury for Platforms Accountholder. User authorizes Stripe to debit each User Bank Account or Stripe Account, at Stripe’s discretion, to cure any negative balance of a Stripe Treasury for Platforms Accountholder.

8. Stripe Remedies.

8.1 Triggering Event.

Stripe may exercise any one or more of the remedies stated in Section 8.2 of these Stripe Treasury for Platforms - Platform Terms if Stripe determines that a User Entity:

(a) has a negative Financial Account balance;

(b) is or is likely to become the subject of an Insolvency Event;

(c) has experienced or is likely to experience a deterioration of its business or financial condition that Stripe considers to be material;

(d) has breached or is likely to breach, or has caused or is likely to cause Stripe to breach, this Agreement (or any other Stripe services agreement with a Stripe Entity) or the Provider Terms applicable to the User Entity’s use of the Services;

(e) has violated or is likely to violate Financial Account Regulatory Requirements or Financial Provider Terms;

(f) has caused or is likely to cause Stripe to violate Financial Account Regulatory Requirements or Financial Provider Terms;

(g) has experienced or is likely to experience a Change of Control;

(h) has, either itself or by way of its employees, agents, directors or contractors, initiated or submitted Financial Account Transactions or undertaken any other action that is or is likely to be fraudulent, suspicious or involve criminal activity;

(i) has, without Stripe’s prior consent, changed its business model (including services supplied by a User Entity to its customers), exposing Stripe to increased risk; or

(j) has acted in a manner or engaged in business, trading practice or other activity that presents an unacceptable risk.

8.2 Stripe Remedies.

If an event described in Section 8.1 of these Stripe Treasury for Platforms - Platform Terms occurs, then Stripe may do one or more of the following:

(a) establish, fund, and use a Reserve;

(b) debit each User Bank Account, Financial Account, or Stripe Account to cure any negative balance of a Stripe Treasury for Platforms Accountholder; and

(c) suspend or terminate User's ability to submit Financial Account Transactions; and

(d) refuse to process Financial Account Transactions

9. Fraudulent Transactions.

As between the parties, User is responsible for all: (a) losses, damages, and costs Stripe and its Affiliates incur due to fraudulent Financial Account Transactions, and the limitations on liability in Section 8.3 and 8.4 of the General Terms do not apply; and (b) costs associated with any Financial Provider-initiated audit or forensic investigation arising out of or relating to User’s use of the Stripe Treasury for Platforms - Platforms Services.

10. Termination.

These Stripe Treasury for Platforms - Platform Terms automatically terminate if the Stripe Connect Terms terminate for any reason.

11. Definitions.

“Connected Account” means (a) a Platform User that has a Stripe Account onboarded to a Stripe Connect Platform via the Stripe Connect Services; or (b) a Payout Recipient.

"Treasury for Platforms Authorized User" means an individual that a Stripe Treasury for Platforms Accountholder authorizes to use the Stripe Treasury for Platforms Services.

“Treasury for Platforms Bank” means a bank through which a Stripe Entity holds Treasury for Platforms Accountholder funds.

“Financial Account” means the Stripe Account that Stripe provides to User as part of the Stripe Treasury for Platforms Services.

“Financial Account Regulatory Requirement” means Law and the rules of the electronic funds transfer networks the Stripe Financial Accounts Services use.

“Financial Account Transaction” means an Inbound Transaction or an Outbound Transaction.

“Privacy Policy” means any or all of a publicly posted privacy policy, privacy notice, data policy, cookies policy, cookies notice, or other similar public policy or public notice that addresses a party’s Personal Data practices and commitments.

“Stripe Treasury for Platforms Accountholder” means a Connected Account, or Stripe Connect Platform using the Stripe Treasury for Platforms Services for User’s own business purpose, who has successfully completed the onboarding requirements described in the Stripe Treasury for Platforms - Platform Terms.

“Stripe Treasury for Platforms Account Information” means Personal Data or business information that a Stripe Connect Platform provides on behalf of its Connected Accounts to enable Stripe and its Affiliates to (a) determine the Connected Accounts’ eligibility to access the Stripe Treasury for Platforms Services; (b) make the Stripe Treasury for Platforms Services available to Stripe Treasury for Platforms Accountholders; and (c) fulfill their responsibilities to applicable Treasury for Platforms Banks and electronic funds transfer networks that Stripe Treasury for Platforms Services use.

“Stripe Treasury for Platforms Dashboard” means a user interface a Stripe Connect Platform provides that enables a Stripe Treasury for Platforms Accountholder to manage its Financial Account.

“Stripe Treasury for Platforms Product Guidelines” means all product design, marketing, compliance, reporting and other guidelines and requirements established by a Stripe Entity or the applicable Treasury for Platforms Banks from time to time in connection with the Stripe Treasury for Platforms Services.

“Stripe Treasury for Platforms Services” means the Services that enable a Treasury for Platforms Accountholder to create and maintain a Financial Account where the Treasury for Platforms Accountholder can (a) store, spend, and manage funds; and (b) make electronic payments and funds transfers to and from that account.

“Stripe Treasury for Platforms Territory” means Canada or such other jurisdictions as Stripe may permit in writing.

“Stripe-Hosted Onboarding” means the web form and set of onboarding tools hosted by Stripe used to collect onboarding information relating to Platform Users as described in the Documentation.

“Stripe Losses” means all amounts awarded to the third party making a Claim, and all penalties, fines, and third-party costs (including legal fees) paid by the Stripe Parties.