Stripe Money Management | Products, Countries and Availability

Product availability and roadmap

Money management across borders.

Store currencies and stablecoins, then send and spend instantly – all on one platform.

Explore availability See availability for platforms

Accept, manage and move money around the world

Access earnings instantly in multiple currencies, or top up funds with instant transfers, bank debits or stablecoin deposits.

Receive

Hold multiple currencies and stablecoins in one place. Instantly convert currencies at market-leading rates without hidden fees.

Store

Move money globally using local or stablecoin rails, or send free instant transfers within the Stripe network.

Send

Pay with virtual or physical cards around the world – designed for teams and agents. Earn cashback on eligible purchases.¹

Spend

Access fast, flexible lending. Manage cash flow, and get a business loan or merchant cash advance to help grow your business.

Finance

Explore what's available

See which money management capabilities are available in markets that Stripe supports. Use the tabs to see available products, currencies, destination countries and more.

Product or capability	United States	United Kingdom	Eurozone	Australia	Canada	Nordics	Singapore	Hong Kong	Non Euro	United Arab Emirates	New Zealand	Japan	India	Brazil	Mexico	Global
Instant Payouts	GA	GA	GA	GA	Q4 26	GA	GA	GA		GA	GA
Next-day settlement	GA	GA	GA	GA	Q4 26

Funding source	United States	United Kingdom	Eurozone	Australia	Canada	Nordics	Singapore	Hong Kong	Non Euro	United Arab Emirates	New Zealand	India	Global
USD (ACH Credit Transfer)	Preview	Preview	Q4 26	Q3 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
USD (ACH Debit Transfer)	Preview
USD (Fedwire)	Preview	Preview	Q4 26	Q3 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
USD (RTP)	Q4 26
GBP (Bacs Debit)		Q4 26
GBP (CHAPS)	Preview	Preview	Q4 26	Q3 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
GBP (Faster Payments)	Preview	Preview	Q4 26	Q3 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
EUR (SEPA Credit Transfer)	Preview	Preview	Preview	Q3 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
EUR (SEPA Direct Debit)			Q4 26
EUR (SEPA Instant Credit Transfer)	Preview	Preview	Preview	Q3 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
AUD (BECS Credit Transfer)	Q4 26	Q4 26	H1 27	Q3 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
AUD (Becs Debit)				H1 27
AUD (PayTo)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
AUD (RITS)	Q4 26	Q4 26	H1 27	Q3 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
CAD (ACSS)	Q4 26	Q4 26	Q4 26	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
CAD (Pre Authorized Debits)					H1 27
SGD (FAST)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
DKK (NPC Credit Transfer Instant)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
DKK (NPC Credit Transfer)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
DKK (T2 [Wires])	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
SEK (RIX Instant Transfer)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
SEK (RIX RTGS)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
SEK (SEK Credit Transfer)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
NOK (NBO [Wires])	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
NOK (NICS Instant)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
NOK (NICS)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
PLN (ELIXIR)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
CZK (CERTIS)	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
CHF (SIC)	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27
NZD (BECS NZ)	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27	H2 27
Stablecoins	Preview											Preview	Preview
Instant transfers on Stripe	Preview	Preview

Stablecoin funding is available on request in 100+ countries.

Currency	United States	United Kingdom	Eurozone	Australia	Canada	Nordics	Singapore	Hong Kong	United Arab Emirates
USD	GA	GA	GA	Q3 26	H1 27	GA	GA	GA	GA
GBP	GA	GA	GA	Q3 26	H1 27	GA	GA	GA
EUR	GA	GA	GA	Q3 26	H1 27	GA	GA	GA
AUD	Preview	GA	GA	GA	H1 27	GA	Q4 26	Q4 26
CAD	GA	GA	GA	Q3 26	H1 27	GA	Q4 26	Q4 26
SGD	H1 27	GA	GA	Q3 26	H1 27	GA	Q4 26	Q4 26
DKK	H1 27	GA	GA	Q3 26	H1 27	GA	Q4 26	H2 27
SEK	H1 27	GA	GA	Q3 26	H1 27	GA	Q4 26	H2 27
NOK	H1 27	GA	GA	Q3 26	H1 27	GA	Q4 26	H2 27
PLN	H2 27	GA	GA			GA		H2 27
CZK	H1 27	GA	GA			GA		H2 27
HKD	H2 27	GA	GA	Q3 26	H2 27	GA	Q4 26	GA
CHF	H2 27	GA	GA	Q3 26	H1 27	GA	Q4 26	H2 27
NZD	H2 27	GA	GA	Q3 26	H2 27	GA	Q4 26	Q4 26
JPY	H1 27	GA	GA	Q3 26	H1 27	GA	GA	GA
RON	H2 27	GA	GA			GA
ZAR	H2 27	GA	GA			GA
HUF	H1 27	GA	GA			GA

Currency	United States	United Kingdom	Eurozone	Australia	Canada	Nordics	Singapore	Hong Kong	Non Euro	United Arab Emirates	New Zealand	Global
USD	Preview	Preview	Q4 26	Q4 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
GBP	Preview	Preview	Q4 26	Q4 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
EUR	Preview	Preview	Preview	Q4 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
AUD	Q4 26	Q4 26	Q4 26	Q3 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
CAD	Q4 26	Q4 26	Q4 26	Q4 26	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
SGD	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
DKK	Q4 26	Q4 26	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
SEK	Q4 26	Q4 26	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
NOK	Q4 26	Q4 26	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
PLN	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
CZK	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
HKD	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
MXN	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
CHF	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H1 27	H2 27	H2 27	H2 27	H2 27
Stablecoins	Preview											Preview

Currency	United States	United Kingdom	Eurozone	Australia	Canada	Nordics	Singapore	Hong Kong	Non Euro	United Arab Emirates	New Zealand
USD	GA	GA	GA	GA	GA	Q4 26	GA	GA	GA : CH Q4 26: CZ, PL	H1 27	H1 27
GBP	GA	GA	GA	GA	GA	Q4 26	GA	Q4 26	GA : CH Q4 26: CZ, PL	H2 27	H1 27
EUR	GA	GA	GA	GA	GA	Q4 26	GA	Q4 26	GA : CH Q4 26: CZ, PL	H2 27	H1 27
AUD	GA	GA	GA	GA	Q4 26	Q4 26	Q4 26	Q4 26	GA : CH Q4 26: CZ, PL	H2 27	H1 27
CAD	GA	GA	GA	GA	GA	Q4 26	Q4 26	Q4 26	GA : CH Q4 26: CZ, PL	H2 27	H1 27
SGD	Q4 26	GA	GA	GA	H1 27	Q4 26	GA	Q4 26	GA : CH Q4 26: CZ, PL	H2 27	H1 27
HKD	Q4 26	GA	GA	GA	H1 27	Q4 26	GA	GA	GA : CH Q4 26: CZ, PL	H2 27	H1 27
CHF	GA	GA	GA	GA	H1 27	Q4 26	Q4 26	H1 27	GA : CH Q4 26: CZ, PL	H2 27	H1 27
NZD	GA	GA	GA	GA	H1 27	Q4 26	Q4 26	Q4 26	GA : CH Q4 26: CZ, PL	H2 27	H1 27
JPY	GA	GA	GA	GA	H1 27	Q4 26	Q4 26	Q4 26	GA : CH Q4 26: CZ, PL	H2 27	H1 27
Stablecoins	Preview

Select your operating country

Users eligible for USDC balances

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These features are currently unsupported in your operating country.

Product or capability	United States	United Kingdom	Eurozone	Australia	Canada	Nordics	Singapore	Non Euro	United Arab Emirates	Global
Stripe cards: Debit with rewards (fiat)¹	GA	GA	Q4 26 (except EE)	H1 27	H1 27	Q4 26	H1 27
Stripe cards: Debit with rewards (stablecoins)¹	Preview	H1 27	Q3 26 (except CY, LV, SK, SI)	2027		Q3 26	H2 27	Q3 26 (except CH)	2027	Preview
Stripe cards: Charge (fiat)	Q4 26

Product or capability	United States	United Kingdom	Eurozone	Australia	Canada	Nordics	Singapore	Non Euro	United Arab Emirates	New Zealand	Global
Issuing (fiat)	GA	GA	GA	2027	Q3 26	Preview		Preview (except CH)	H2 27	H1 27
Issuing (stablecoins)	Preview	H1 27	Q3 26 (except CY, LV, SK, SI)	2027		Q3 26	H2 27	Q3 26 (except CH)	2027		Preview
Commercial (fiat)	GA	GA	GA	H1 27	GA	GA : SE Q4 26: DK		Q4 26 (except CH)
Consumer debit (fiat)	GA	H1 27	H1 27 (except CY, LV, SK, SI)			H1 27		H1 27 (except CH)	H1 27
Consumer revolving credit (fiat)	GA
Issuer processor (fiat)	GA	GA	GA	H1 27	GA	GA (except NO)		GA (except CH)

* Issuing in stablecoins is available on request in more than 30 countries.

Product or capability	United States	United Kingdom	Eurozone	Australia	Canada	Nordics	Singapore	Hong Kong	Non Euro	United Arab Emirates	New Zealand	Japan	India	Brazil	Mexico	Global
Line of credit	Preview
Term financing	GA	GA	GA : FR, DE Q4 26: BE, IE, NL, ES	GA	Q3 26		H2 27				H2 27	H2 27			H2 27