Last updated: June 15, 2026

1. Non-Custodial Wallet Stablecoin Treasury Services.

These terms ("Stripe Non-Custodial Wallet Stablecoin Treasury Terms") supplement the General Terms and govern User's use of the Stripe Non-Custodial Wallet Stablecoin Treasury Services. Capitalized terms that are not defined in these Stripe Non-Custodial Wallet Stablecoin Treasury Terms have the same meanings given to them in the General Terms. The Stripe Non-Custodial Wallet Stablecoin Treasury Services are Preview Services.

2. Non-Custodial Wallet Stablecoin Treasury Services.

2.1 Overview.

The Stripe Non-Custodial Wallet Stablecoin Treasury Services enable User to access software and related technology intended to help User create, access, communicate with, and use User’s Non-Custodial Wallet. The Stripe Non-Custodial Wallet Stablecoin Treasury Services allow User to view balances and related information, prepare transaction information, initiate and sign on-chain transactions from User’s Non-Custodial Wallet, and access interface functionality relating to supported blockchain networks and certain supported third-party functionality made available through the interface.  The Stripe Non-Custodial Wallet Stablecoin Treasury Services support only Stablecoin Digital Assets.

2.2 Non-Custodial Nature; Stripe’s Role.

User, and not Stripe, has full control over User's Non-Custodial Wallet and the Digital Assets associated with that Non-Custodial Wallet. Stripe does not at any time: (a) take possession, custody, or control of User's Digital Assets, Non-Custodial Wallet, or Non-Custodial Wallet Authentication Methods; or (b) have the unilateral ability to initiate, authorize, sign, reverse, cancel, or modify transactions from User's Non-Custodial Wallet. 

2.3 Non-Custodial Wallet Access.

User is solely responsible for maintaining control of and safekeeping all Non-Custodial Wallet Authentication Methods. User initiates and signs transactions using User’s private keys or other cryptographic credentials. Stripe does not control those keys or credentials. User acknowledges that Stripe may not be able to assist User in restoring, recovering, or resetting User’s Non-Custodial Wallet, private keys, Digital Assets, Non-Custodial Wallet Authentication Methods, transaction history, or access to any protocol or Third-Party Service. 

2.4 Non-Custodial Wallet Transactions. 

User may use the Stripe Non-Custodial Wallet Stablecoin Treasury Services to prepare transaction information, view routes or quotes, and initiate, sign, submit, or broadcast on-chain transactions from User's Non-Custodial Wallet. User is solely responsible for reviewing and approving each such transaction before signing it, including wallet addresses, blockchain networks, asset types, transaction amounts, gas fees, destination information, slippage tolerances, route selections, default parameters, and any other transaction details. Any transaction preparation, routing, quote display, default parameter, market-data display, or other interface functionality is provided to help User formulate User's own transaction instructions. 

2.5 Authorized Non-Custodial Wallet Users.

User is responsible for all acts and omissions of its Authorized Non-Custodial Wallet Users, including all transactions, approvals, policy settings, authentication decisions, administrative actions, and other activity conducted through or in connection with the Stripe Non-Custodial Wallet Stablecoin Treasury Services.

2.6 Transaction Policies and Internal Controls.

User is solely responsible for configuring, reviewing, testing, updating, and maintaining Non-Custodial Wallet Transaction Policies. Stripe is not responsible for any transaction that is authorized, approved, signed, submitted, or otherwise permitted under User’s configured Non-Custodial Wallet Transaction Policies, even if User intended different Non-Custodial Wallet Transaction Policies or controls to apply. User is solely responsible for adopting and maintaining internal controls appropriate for User’s use of the Stripe Non-Custodial Wallet Stablecoin Treasury Services, including controls relating to Authorized User authority, transaction review and approval (including offline transactions), wallet security, segregation of duties, fraud prevention, reconciliation, accounting, and compliance. 

2.7 Transaction Settings 

The Stripe Non-Custodial Wallet Stablecoin Treasury Services may allow User to configure transaction-related settings, parameters, rules, conditions, schedules, triggers, or other logic through the interface or another approved setup flow. The Stripe Non-Custodial Wallet Stablecoin Treasury Services will submit on-chain transactions from User’s Non-Custodial Wallet solely in accordance with those User-configured settings. User may modify or disable these settings through the interface made available by Stripe or through other supported means.

2.8 Non-Custodial Wallet Portability and Private Key Export.

User may cease using the Stripe Non-Custodial Wallet Stablecoin Treasury Services at any time. The Stripe Non-Custodial Wallet Stablecoin Treasury Services are intended to support Non-Custodial Wallet portability by enabling User to export User’s associated private keys or otherwise preserve access to User’s Non-Custodial Wallet outside of the Services. User remains solely responsible for taking any steps necessary to export User’s private keys or otherwise preserve access to User’s Non-Custodial Wallet and Digital Assets before terminating use of, or losing access to, the Stripe Non-Custodial Wallet Stablecoin Treasury Services.

2.9 Access Termination.

If User’s ceases use of the Stripe Non-Custodial Wallet Stablecoin Treasury Services, User may lose access to the interface, features, data, or functionality provided through the Stripe Non-Custodial Wallet Stablecoin Treasury Services. Termination of the Agreement or User's access to the Stripe Non-Custodial Wallet Stablecoin Treasury Services terminates User's right to access the interface and related Stripe technology, but does not transfer to Stripe, extinguish, or otherwise affect User's ownership of or responsibility for Digital Assets associated with User's Non-Custodial Wallet. Any such termination or suspension does not necessarily affect User's ability to access User's Non-Custodial Wallet through compatible third-party tools, if available and if User has maintained the necessary Non-Custodial Wallet Authentication Methods.

3. Taxes.

Transactions in Stablecoin and Digital Assets may be subject to Taxes. User acknowledges that tax Laws applicable to Stablecoin and Digital Assets transactions may be uncertain and evolving, and that it is not Stripe's responsibility to assess, collect, report, or remit any Taxes owed by User arising from: (a) the use of the Stripe Non-Custodial Wallet Stablecoin Treasury Services; (b) the use of any Third-Party Services; or (c) any other transactions User may enter into using a Non-Custodial Wallet. 

4. Disclaimers.

4.1 Liability Exclusions. 

To the extent Law permits, the Stripe Parties are not liable to User for any losses, damages, costs, fines, fees, or penalties arising from: (a) the suspension, termination, or interruption of the Stripe Non-Custodial Wallet Stablecoin Treasury Services; (b) User providing incorrect information in connection with a transaction; (c) User or any third party attempting to initiate a transaction not supported by the Stripe Non-Custodial Wallet Stablecoin Treasury Services; (d) the rejection or failure of any transaction; (e) the default, insolvency, or bankruptcy of any Third-Party Service provider; or (f) the irreversibility of any transaction, including any exchange of fiat currency for Stablecoin or other Digital Assets.

4.2 No Guarantees on Digital Assets or Third-Party Services. 

Stripe does not guarantee any Digital Asset, Third-Party Service, transaction, return, route, quote, or outcome. Stripe's making any Digital Asset, protocol, or Third-Party Service available through the interface is not a determination of its compliance with, or status under, any Law.

5. Definitions.

“Authorized Non-Custodial Wallet Users” means the employees, contractors, agents, representatives, or other personnel User authorizes to access or use the Stripe Non-Custodial Wallet Stablecoin Treasury Services on User’s behalf.

"Digital Asset" means any digital asset, crypto asset, virtual currency, token, coin, Stablecoin, receipt token, wrapped token, synthetic token, derivative token, or other blockchain-based asset.

"Non-Custodial Wallet" means a non-custodial digital asset wallet that User creates, accesses, or uses through the Stripe Non-Custodial Wallet Stablecoin Treasury Services.

"Non-Custodial Wallet Authentication Methods" means the devices, accounts, credentials, passkeys, authenticators, recovery methods, cloud accounts, email accounts, private keys, seed phrases, passwords, biometric credentials, or other methods or materials used to access, authenticate, recover, or control User's Non-Custodial Wallet.

“Non-Custodial Wallet Transaction Policies” means the User-configured policies, permissions, transaction limits, approval requirements, signer thresholds, address books, allowlists, blocklists, or other controls on the Non-Custodial Wallet Stablecoin Treasury Services.

"Stablecoin" means any fiat-backed cryptocurrency supported by Stripe as part of the Stripe Non-Custodial Wallet Stablecoin Treasury Services, which may be updated from time to time.

"Stripe Non-Custodial Wallet Stablecoin Treasury Services" means the user interface, user support, and related technology services that enable User to access, communicate with, and use User’s own non-custodial digital asset wallet and related Stablecoin functionality made available through the interface.