SEPA bank transfers

Streamline operations and save on manual overhead

Bank transfers account for over $4 trillion in B2B transactions in Europe every year, yet thousands of hours are lost to the hidden costs of reconciliation and revenue management. Save on manual work with Stripe’s comprehensive billing, payments, and reconciliation infrastructure.

Save time with fully automated bank transfers

Benefit from seamless and automated reconciliation as well as speedy refunds. No more spreadsheets.

A single integration across payment methods

Maintain one unified integration and manage bank transfers alongside credit card and direct debit payments through the Dashboard.

Grow revenue with virtual bank accounts

Increase conversion with local and virtual bank accounts that make it easier to receive high- value payments.

Increased payments simplicity

Scale your business with reduced failures and lower transaction costs. We also offer custom pricing for high-volume or high-AOV businesses.

Comprehensive solutions

A complete payments toolkit for fast-growing internet businesses

Stripe offers a unified SaaS solution that consolidates payments, billing, invoicing, and revenue management tools into one complete platform that integrates with your CRM, ERP, and other third-party systems.

Grow recurring revenue with Billing

Save on developer costs with optimised subscription logic and support for complex business models.

Drive top-line growth with Invoicing

Get paid 3x faster with custom, automated invoices.

Give your customers more control with the customer portal

Offer the ability to manage subscriptions and billing details with minimal engineering effort.

Simplify the quote-to-cash process with quotes

Convert your quote to an invoice with one click, and allow your customers to seamlessly complete a bank transfer payment.

Reduce errors with faster, compliant accounting through Revenue Recognition

Automated reports and an easy-to-use dashboard give you a single, accurate view of all your revenue.

Automate taxes on your Stripe transactions with Tax

Calculate and collect VAT with one line of code or the click of a button.

Fully integrated

Less friction with our flexible API and low-code to no-code options for all business types

With Stripe, harness all the benefits of a variety of payment methods, faster deployment, simplified integration maintenance, and unified reporting and payouts.

Optimize your payments by adding bank transfers to your Stripe integration in minutes

With Payment Element, and Invoicing, you can offer bank transfers as a payment method right from the Dashboard, no additional integration work required.

Easily offer bank transfers through your platform or marketplace

Through Connect, platforms and marketplaces can easily offer bank transfers as a payment option, with no additional integration effort from your customers.

Stripe’s bank transfers saves our financial operations team more than 300 hours a year.

Andy Stephenson, Chief Digital Officer, Spicers of Hythe, Lanchester Group

Ready to get started?

Visit the Dashboard to get started with bank transfers.


Check if your business category is supported in our docs.


Learn more about our transparent per-transaction pricing.