Use cases

Global payments are evolving. Stripe can help.

Stripe powers adaptive enterprises around the world, including dozens of industry leaders processing billions in annual payment volume. We help companies simplify global expansion, optimise their payments infrastructure, and easily add new business models and revenue streams.

Expand internationally

Global coverage, local expertise

Accept payments from customers around the world with cardholder support in more than 195 countries. Offer dozens of local payment methods to improve conversion rates and create better experiences for your customers. Let Stripe handle complex regulatory nuances for each new country so you can focus on your core business.

Available for businesses in 47 countries

AU Australia
AT Austria
BE Belgium
BR Brazil
BG Bulgaria
CA Canada
HR Croatia Invite only
CY Cyprus
CZ Czech Republic
DK Denmark
EE Estonia
FI Finland
FR France
DE Germany
GI Gibraltar Invite only
GR Greece
HK Hong Kong
HU Hungary
IN India
ID Indonesia Invite only
IE Ireland
IT Italy
JP Japan
LV Latvia
LI Liechtenstein
LT Lithuania
LU Luxembourg
MY Malaysia
MT Malta
MX Mexico
NL Netherlands
NZ New Zealand
NO Norway
PH Philippines Invite only
PL Poland
PT Portugal
RO Romania
SG Singapore
SK Slovakia
SI Slovenia
ES Spain
SE Sweden
CH Switzerland
TH Thailand
AE United Arab Emirates
GB United Kingdom
US United States

Supported payment methods

Please get in touch to learn more about which payment methods are supported in specific countries.

Convert more customers

Intelligent revenue optimisation

Stripe lets you accept, store, manage, and pay out money globally with a single integration. Stripe maximises revenue for businesses by improving authorisation rates on every payment and reducing declines with powerful machine learning.

Stripe is constantly improving, scaling issuer-specific authorisation optimisation with Adaptive Acceptance.

Stripe will also help you increase revenue with built-in features such as machine learning retries and take advantage of local Stripe acquiring to increase acceptance rates and reduce costs.

Optimised business setup

  • MID assignment
  • MCC assignment
  • Local acquiring

Smart network messaging

  • BIN-level formatting
  • Stored credentials optimization
  • Issuer data sharing
  • Incrementals
  • Overcaptures
  • Partials

Automated card management

  • Network tokens
  • Batch card account updater
  • Real-time card updater

Authentication, validation and fraud protection

  • Dynamic 3D Secure
  • Dynamic $0/1 validations
  • Industry-leading ML fraud protection

Machine-learning powered retries

  • ISO message adjustment
  • Data healing
  • Smart dunning for subscriptions

Real-time API status

The leader in payments infrastructure

Global companies rely on Stripe for industry-leading uptime and performance. We continually deploy improvements to our platform, which handles more than 200 million business-critical API requests every day.

A unified product suite

The Stripe enterprise payments stack

Our platform processes payments around the world and is built to help you adapt as rules change – from PCI certification to SCA-ready payments. Our unified product suite also helps you tackle fraud, issue cards, set up recurring billing, or even integrate in-store payments with your online stack.

Credit cards

Accept all major debit and credit cards from customers in every country.


Enable your customers to check out faster with wallet payment methods that digitally store credit and debit cards. Wallets eliminate the need for customers to manually enter their card and billing information, offering a quick and convenient way to pay.
  • Alipay
  • Apple Pay
  • Click to Pay
  • Google Pay
  • GrabPay
  • Microsoft Pay
  • WeChat Pay BETA

Local bank debits

Accept bank debit payments from your customers, a common preference for recurring billing payments.

Local bank transfers

Accept inbound bank transfers and wires. Stripe lets you generate unique virtual account and routing numbers for each customer to automate reconciliation of incoming payments.

Secure tokenization

Utilize credit and debit card tokenization to securely collect card details without sensitive data ever touching your servers.

Card present with Terminal

Accept payments in person using Stripe Terminal. Developer-friendly SDKs let you create a custom checkout that brings our payments platform to your card-present transactions.

Subscription management

Build and scale your recurring revenue business model with subscriptions and invoicing from Stripe Billing.


If you need to bill other businesses, use Stripe to send invoices and request payments from your customers. Customize invoices to match your company branding, add payment terms, and accept card payments, bank transfers, or other local payment methods.

Mobile SDKs

Use Stripe’s native libraries to collect credit card information without sensitive PCI data ever hitting your servers. The libraries include tools to help you accept all Stripe-supported payment methods, from Alipay to iDEAL.


Allow customers to complete online purchases in-person using vouchers at authorized locations like convenience stores.
  • OXXO
  • Boleto Bancário
  • Konbini

Buy now, pay later

Allow customers to pay in installments over time while you’re paid immediately and in full.
  • Klarna
  • Afterpay/Clearpay
  • Affirm

Intelligent MID and MCC assignment

Automatically assign the optimal Merchant Category Code (MCC) and Merchant ID (MID) for your business to maximize authorization rates.

Real-time card updater

Enable all major card networks—including American Express—to update your customers’ expired or renewed card numbers automatically to reduce failed payments and customer friction.

Auto-ISO optimizations

Run issuer-by-issuer analyses to determine the optimal ISO8583 values to provide in each field to increase acceptance rates.

Adaptive Acceptance

Automatically retry technical declines through alternative connections.

ML-powered fraud management

Identify and prevent fraud with Stripe Radar—a machine-learning fraud solution that’s fully integrated with your payments. Radar uses adaptive algorithms that learn from our global network of millions of users.

135+ currencies

Process charges and display prices in a customer’s preferred currency—more than 135 currency options—to improve sales and help customers avoid conversion costs.

Global acquiring

Maximize acceptance rates, access lower costs for local transactions, and minimize fees for cross-border acquiring through Stripe’s relationships with banks and card networks around the world.

Local routing

Set up multiple Stripe accounts to take advantage of our global acquiring relationships. New countries leverage the exact same API infrastructure.

Card issuing

Create, distribute, and manage virtual and physical cards with Stripe Issuing.

Direct integrations with card networks

Let Stripe optimize routing paths, provide the most granular data, and reduce transaction latency through direct integrations with the card networks. Stripe also automatically tests and runs numerous optimizations for every transaction so you can maximize success rates and revenue.

Dispute remediation

Eliminate manual work related to handling disputes with our end-to-end automated process that works directly with the card networks. Based on the type of dispute and associated network rules, we help submit evidence that gives you the best chance to win.


Get paid out quickly and easily. You can also see historical payouts and manage upcoming payouts and expected deposit dates right from the Dashboard.

Treasury management

Move currencies to and from subsidiaries around the globe, optimizing the complexities of FX flows.

PCI compliance

Stripe is certified to PCI Service Provider Level 1. This is the most stringent level of certification available in the payments industry.

PSD2 and SCA ready

Stripe provides prebuilt and customizable solutions to help you meet SCA requirements while maximizing conversion.

Regional regulatory licenses

Stripe has licenses around the world, including AFSL in Australia, E-Money License in Europe, and MSB registration in Canada, in addition to money transmission licenses across the US.

Safe fraud and TC40 reporting with Radar

Report and refund charges you believe to be fraudulent. Or mark charges "safe" that Stripe blocked as suspected fraud.

Custom reports and insights

Use Stripe Sigma to explore payments data, build custom reports, and get insights right in the Dashboard. Create scheduled reports that are automatically sent to your team, saving resources and time.

Business analytics in the Dashboard

Use our built-in reporting features or create your own reports through the API. We’ve built the most useful reports specifically with financial reporting purposes in mind and generate them automatically for your account.

Financial reporting

Create financial reports directly with Stripe data. Simplify how you reconcile transactions with cash received—every deposit is tagged with a transfer report detailing the exact transactions and fees it contains.

Accounting and tax reporting

Automatically sync your Stripe data with your accounting ledger. Or use Stripe to export information about payments, refunds, and fees. Integrations for tax reporting are also available.

Interchange+ pricing and reporting

Take advantage of transparent Interchange+ pricing with granular reporting on your underlying costs.

Premium Support

Get 24x7 support from our support specialists via email, chat, or phone. We’re here to help with questions or code.

Technical account management

Work with Stripe technical account managers (TAMs) to maintain your current integration, expand to new geographies, support new business models, adopt new products, and deliver ongoing optimizations.

Deployment support

Receive high-touch, guided integration support from experts.

Direct integration to Visa claims management and MasterCom

Eliminate manual work related to handling disputes with our end-to-end automated process that works directly with the card networks. Based on the type of dispute and associated network rules, we help submit evidence that’s most likely to see you win.

Accounting and ERP integrations

Automate reconciliation by synchronizing Stripe data across accounting and ERP systems like QuickBooks and NetSuite.

CRM integrations

Request and accept payments with Stripe using invoices and quotes from CRM tools like Salesforce and HubSpot.

Verified partner program

Extend the impact of your business by leveraging the extensive ecosystem of verified partners.

The Forrester Wave™ for merchant payment providers

Stripe was named a Leader with the highest possible score in 16 criteria in The Forrester Wave™: Merchant Payment Providers, Q2 2022 report.

Case studies

Ford transforms its ecommerce experience with Stripe

Ford Motor Company and Stripe have partnered to scale the manufacturer’s e-commerce capabilities faster and to deliver an always-on experience for Ford and Lincoln customers.


Ford CEO Jim Farley made it clear when he took over the top spot at the vehicle manufacturer in October 2020 that one of his biggest focuses would be on connected vehicle services.


Ford will use Connect to facilitate a customer’s payments to a correct local Ford or Lincoln dealer. As Ford develops e-commerce offerings across the product and service spectrum, Stripe’s platform and services are expected to drive new efficiency into processing of e-commerce payments, such as vehicle ordering, reservations and digital and charging services.


Stripe has developed strong expertise in user experiences that will help provide easy, intuitive and secure payment processes for our customers.

Marion Harris, Ford Motor Credit Company CEO

WooCommerce partners with Stripe to launch in 17 new countries in 3 months

As one of the most popular e-commerce platforms in the world, WooCommerce enables WordPress businesses to sell and manage orders directly from their websites.


WooCommerce wanted to help its merchants adapt quickly to changing consumer habits through its own integrated payments solutions.


WooCommerce decided to launch a brand new platform, WooCommerce Payments, by integrating several different Stripe products to enable merchants to do everything from taking contactless payments and accessing funds in real time to tapping into business funding to keep operations afloat. In just three months and with a team of fewer than 20 people, the company partnered with Stripe to launch WooCommerce Payments in 17 countries – from Canada to New Zealand and across Europe.


Building on Stripe, we started with payments, billing and subscriptions. But we’re quickly adding Stripe Terminal for in-person payments, and planning to offer a full suite of fintech services to help our merchants grow their business, including access to capital and more – not only in the US, but also Europe and other regions where WooCommerce thrives. We chose Stripe because its extensive options across payments and financial services are what enable us to do this, and do it rapidly without compromise.

Brent Shepherd, Payments Lead

GitHub works with Stripe to add a donations programme

Microsoft-owned GitHub is a code management platform that was looking for a partner to help it launch Github Sponsors to support open-source developers.


GitHub wanted to create a compliant and seamless onboarding experience that is accessible to the developer community in various languages around the world. Once onboarded, anyone on the Sponsors platform can sponsor a developer contributing to an open source project – and GitHub can match it up to $5000 per developer.


GitHub used Stripe to onboard developers in 34 countries to accept donations. In two months, Stripe helped GitHub reduce a manual 9-step, week-long process to a fully localised, 2-minute onboarding experience. It also expanded support to more countries and currencies without additional work.


We are extremely happy customers, and Stripe makes it possible for us to build new products like GitHub Sponsors that would be nearly unthinkable without them.

Nat Friedman, CEO

Nasdaq chooses Stripe for robust security and scalability

Nasdaq is a global technology company democratising access to the capital markets. It owns and operates several stock exchanges across the US and Europe. Nasdaq chose Stripe for robust security and scalability.


After making several acquisitions, Nasdaq knew it needed a payments provider that would allow it to work securely across its subsidiaries and assist in improving its recurring billing and financial reporting.


Stripe Payments allowed Nasdaq to provide simple and secure card payment options, while Stripe Billing gave the Nasdaq team a flexible way to bill their customers on a recurring basis, including accepting alternative payment methods. Nasdaq will continue to grow its software solutions with the trust of Stripe’s leading security infrastructure.


Scalability and security are two key areas of focus in operating all of our solutions. That is why we chose Stripe. We saw Stripe as the most secure provider.

Adena T. Friedman, President and CEO

Custom packages

Speak to an expert

How can we help you?

We partner closely with you from onboarding to deployment, offering 24x7 phone, email and chat support, dedicated technical account management, support in your Dashboard, and personalised recommendations for your business goals. Let’s get started.

Adaptive Enterprises

Learn how 600 global chief executives are unlocking new revenue streams and growth opportunities.

The Forrester Wave

Stripe is the highest scoring payments provider – recognized for its scale, technology and speed of innovation.