The market leader for platform and marketplace payments

The world’s most successful platforms and marketplaces, including Shopify and DoorDash, use Stripe Connect to embed payments into their products. Connect offers instant onboarding, embedded components, global payouts, and more – go live in weeks instead of quarters, build a profitable payment business, and scale with ease.

Launch in weeks

Use Stripe-hosted or embedded functionality to go live faster, and avoid the up-front costs and development time usually required for payment facilitation.

Manage payments at scale

Use tooling and services from Stripe so you don’t have to dedicate extra resources to margin reporting, tax forms, risk, global payment methods, or onboarding compliance.

Grow globally

Help your users reach more customers worldwide with local payment methods and the ability to easily calculate sales tax, VAT, and GST.

Build new lines of revenue

Optimize payment revenue by collecting fees on each transaction. Monetise Stripe’s capabilities by enabling in-person payments, instant payouts, sales tax collection, financing, expense cards, and more on your platform.

How it works

Build your payment business with speed and flexibility

Offer your users a great experience from day one with fast onboarding, accurate dashboards, and useful workflows – such as refunds, payment notifications, and dispute management.

Embed streamlined onboarding and workflows for your users

Stripe has the broadest set of interfaces and components that you can embed directly into your product. Whether you use Connect’s prebuilt, optimised UIs or build your own custom flows, it’s easy to get your users up and running quickly.


Minimise the compliance and operational complexity associated with building your own identity verification and onboarding flows.
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  • Increase sign-up conversion with Connect Onboarding
  • Support 35+ countries in 14 languages
  • Automatically keep up with global payment requirements

Payments and payouts dashboards

Add dashboard functionality to your website in minutes. Share important details such as payout timing and payment status – all while supporting complex workflows such as refunds and disputes.
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Account management and settings

Let your users adjust important settings such as their bank account, address, and other essentials for enabling successful payouts. Send your users key notices related to their account compliance.
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Accept payments and manage tax

With Connect, your customers can accept 135+ currencies and dynamically surface 40+ payment methods to maximise conversion all over the world. Enable easier expansion with support for sales tax, VAT, and GST in 40+ countries. Offer payments online, by invoice, or at the point of sale.

Ways to accept payments

Accept payments through online and mobile, subscriptions and billing, point-of-sale payments, invoicing, and more.

Payment method controls

Set smart defaults globally at a platform level, and still allow individual users to toggle on/off the payment methods that make sense for their business.

Build a successful payment business

When you partner with Stripe, you’ll get access to tools, resources, and experts that can help ensure you hit the most important metrics and goals for your business.

Easily monetise every transaction on your platform with no-code pricing tools, margin reports, and revenue-driving capabilities such as Instant Payouts and Link.

We’ve partnered with Stripe for more than a decade to create a more fair and even playing field for our merchants. Stripe is excellent at making the complexity of money go away, being resilient, having fantastic uptime, and creating beautiful APIs.

Kaz Nejatian, VP Product & Chief Operating Officer

Control how funds flow

Connect supports almost any type of money movement you can dream up. Pay out users quickly and reduce operational overhead with Connect’s global routing and payout engine. You can split funds between multiple users, instantly route payments across borders, and specify your earnings on each transaction.

Sellers collect payments

Buyers transact with sellers, often unaware of the platform's existence. The platform may take fees from the transaction. Example: A buyer makes a purchase from a store that is built on Shopify’s platform.

Platform collects payments

Buyers transact with the platform, which transfers funds to the seller after collecting its platform fees. Example: A buyer books a ride using the Lyft app. Part of each charge is transferred to the Lyft driver.

Split payouts between sellers

A buyer makes a purchase and the platform transfers different amounts from the charge to multiple sellers. Example: ClassPass splits funds from memberships among its network of fitness studios and gyms.


A platform funds its Stripe balance from a bank account to send transfers not tied to a charge made on Stripe. Example: A platform tops up its Stripe balance to discount its service to buyers while still paying its sellers or service providers in full.


A platform sends funds, unlinked to incoming payments, to their seller or service provider’s bank account or debit card. Example: Cozy sends money to its landlords, funded by its bank account.

Instant Payouts

A seller can move funds from their balance to their bank account or debit card instantly. Example: Instacart shoppers can get paid within minutes of a completed delivery.


A platform allows its sellers to collect a recurring charge from buyers. Example: Blackbaud enables its non-profits to accept recurring donations.

Account debits

A platform transfers funds from its sellers or service providers to its own Stripe balance. Example: A platform pulls funds from its users to cover dispute fees.
  • Bank
  • Buyer
  • Platform
  • Seller or service provider

Manage your platform at scale

Managing embedded payments typically requires a team of engineers and analysts, but Stripe helps you easily track and reconcile payments. In the US, Connect provides gross earnings tracking and automated 1099 form generation and delivery.

  • Manage and activate accounts
  • Issue refunds
  • Generate tax forms
  • Track and reconcile payments
  • Build custom reports
  • Send funds
  • Understand payments costs
  • Set pricing with no-code tools

Security and compliance

Compliance built for platforms and marketplaces

Paying out money is complicated by stringent regulations that vary by country. Connect shifts payment obligations from you to Stripe. Under the hood, Connect tokenises card data to help with PCI compliance; manages identity verifications, KYC, and sanctions checks while onboarding your users to Connect; leverages Stripe’s licences around the world; and more.

  • Identity verifications
  • KYC and AML checks for individuals and businesses
  • Sanctions screening
  • MATCH list checks
  • Secure credit card data tokenization for PCI compliance
  • Money transmitter licence (MTL) in the US
  • Electronic money institution (EMI) licence in the EU

Connect allows us to achieve compliance with minimal effort, spend practically no time on payments-related customer support, and keep the user experience on our platform. And, it’s reassuring to know that when we’re expanding to a new country, Stripe will be ready for us.

Johannes Koeppel, Chief Product Officer and Co-founder

Unified payments stack

Add new lines of business with Stripe’s integrated financial solutions

Expand your revenue beyond payments by offering your users access to Stripe’s financial solutions – including online and in-person payments, instant payouts, invoicing, card issuing, financing, sales tax collection, and more.

Under the hood

A deep dive into Connect

A fully integrated solution for offering payments and financial services to your users.

Streamlined account management for your enterprise

Centrally manage all lines of business or subsidiaries across multiple Stripe platform accounts in the Dashboard with Stripe Organisations.

Ready to start? Get in touch or create an account

Quickly create a new Stripe account today and get started in minutes.

A complete solution for payment facilitation

Learn how Connect can help you white label and monetise payments.

Pricing for any business model

Usage-based and flexible based on the capabilities you need