Take the guesswork out of disputes

Stripe Chargeback Protection defends your business from the unpredictability of disputes. If your business faces a fraudulent dispute, we’ll cover the disputed amount and waive any dispute fees – no evidence submission required. Chargeback Protection costs just 0.4% per transaction.

Stop losing money on disputes

With Chargeback Protection, your sales are protected against fraudulent disputes, helping prevent losses. Whether or not the dispute is legitimate, we’ll reimburse the disputed amount and waive dispute fees.

Skip evidence submission

Fighting a dispute can take hours of searching through records to find the right evidence. With Chargeback Protection, you don’t have to worry about managing fraudulent disputes or submitting evidence.

Protect any kind of business

Chargeback Protection is designed to work for all businesses on Stripe. It covers online sales for digital and physical products, transactions of any size, and purchases from around the world.

Chargeback Protection

Protection that adapts in real time

Chargeback Protection uses Stripe Radar’s machine learning to block fraud and prevent disputes. We combine behavioural information and the power of the Stripe network to make real-time risk assessments and optimise checkout flows.

Risky buyers may have to provide more information through Dynamic 3D Secure, while low-risk buyers enjoy a seamless checkout that maximises conversion. You only pay Chargeback Protection fees for successful payments.


A new generation of Stripe Checkout

Integrate with Checkout and enable Chargeback Protection with one click. Checkout is a smart payments page that supports Apple Pay out of the box and includes Dynamic 3D Secure, which also ensures your business is SCA-ready. Protecting your revenue from disputes is simple:

  • Request access to Chargeback Protection
  • Integrate the new version of Checkout
  • Enable Chargeback Protection with one click
Explore Checkout 

Radar is built into Stripe

Radar’s advanced machine learning is available to every Stripe account.

3D Secure 2

Additional authentication can help separate customers from fraudsters. Read our guide on how the new version of 3D Secure can reduce fraud without compromising on user experience.

Always know what you pay

Integrated per-transaction pricing with no hidden fees.