Buy now, pay later

Flexible payment options in minutes with Klarna on Stripe

Boost sales by offering Klarna's buy now, pay later and other flexible payment options. You get paid upfront while customers choose what works for them.

Reach 110 million shoppers globally

Grow your customer base across 26 global markets. Businesses using Klarna see up to 40% of orders from first-time customers.

Increase sales with flexible payment plans

Give customers more flexible ways to pay to help increase conversion and average order value. Businesses that enable Klarna see revenue increase by up to 6.6% on Klarna-eligible sessions.

Protect against credit and fraud risk

Get paid in full upfront. Klarna handles payment collection and covers any losses from fraud or unpaid credit.

Get started fast

Add Klarna to your existing Stripe integration – no application, onboarding, or underwriting required. Monitor performance, reporting, and payouts from a single Dashboard.

How it works

Give your customers more payment options

Klarna's payment plans adapt to local preferences, and your business is always paid in full upfront with no repayment risk. New customers get instant approval decisions while returning customers can check out faster with Link, a digital wallet built by Stripe. Available payment options vary by market.

Pay in full

Purchase is completed with stored card or banking details, speeding up checkout.

Pay in 3 or 4

Cost of purchase is split into three or four interest-free payments, paid every two weeks.

Pay in 30 days

Customers try before they buy, with 30 days to complete their payment interest-free.

Financing

Customers fill out a simple application and get an instant approval decision for credit that can be paid off over 6 – 36 months.

Fully integrated

Get started quickly on Stripe

With Stripe, you can get up and running with Klarna in minutes – no extra onboarding or setup required. Manage everything from activation to payouts in one unified integration.

Enable Klarna from the Dashboard

Easily turn on Klarna from the Stripe Dashboard, and then use the AI models on Stripe's Optimized Checkout Suite to dynamically show customers the most relevant payment methods you've enabled.

For platforms

Through Stripe Connect, platforms and marketplaces can easily distribute Klarna to their businesses.

The fastest Klarna checkout, powered by Link

  • Speed up Klarna checkout by auto-filling payment details for returning Link customers.
  • Reduce cart abandonment by keeping checkout on your site – no redirects or pop-ups.
  • No additional code required: just turn on Link to offer faster Klarna checkout.
Klarna-en-GB

Ready to get started?

Stripe supports Klarna for businesses in Australia, Canada, New Zealand, the United States and 24 European countries including the United Kingdom, France, and Germany.

Eligibility

Check if your business category is supported in the docs, or visit your Dashboard settings to confirm if you are eligible and get started.

Pricing

Learn more about our transparent per-transaction pricing.

Conversion, average order value, global customer numbers and new shopper data provided by Klarna. All data relates to integrations involving Klarna in general and are not specific to integrating with Stripe.