Instantly create your own virtual and physical cards

An API to create cards for your business

Stripe Issuing allows you to create, manage, and distribute virtual and physical cards. Control expenses, reduce operational burden, and even create new lines of revenue.

  • Issuing for on-demand delivery

    Postmates uses Stripe Issuing to create cards for their fleet of couriers, programmed with custom spend controls that only approve transactions at the courier’s assigned merchant.

  • Issuing for travel management

    NexTravel uses Stripe Issuing to create one-time and multi-use virtual cards for their travel booking platform, enabling them to handle payments for all their clients’ travel expenses while restricting spend to hotels, airlines, and car services.

  • Issuing for expense management

    Emburse uses Stripe Issuing to offer businesses virtual and physical expense cards, programmed with custom spend controls that can be configured to their specific company policies.

  • Issuing for business financing

    Clearbanc uses Stripe Issuing to extend growth capital to startups by generating one-time virtual cards that can be used instantly—and exclusively—on online ad spend.

Get started instantly

Activate Issuing right from the Dashboard and launch your card program instantly. There are no setup fees or long-term contracts.

Powers platforms and marketplaces

Issue cards on behalf of your users with Connect. We’ll perform verifications, provide the ledger, and enable users to set custom controls.

Programmable card controls

Create cards that work exactly as you’ve configured them. Set spending limits, allowed business types, and designate virtual cards for one-time or multiple use.

Issue custom cards in seconds

With our advanced spending controls and real-time authorizations, you have complete control over every charge.

Set dynamic spending controls

Control expenses and prevent fraud by setting spending limits, blocking merchant categories, or creating advanced combinations of rules. Update your spending controls at any time in the Dashboard or using our API.

Add a spending limit

Limit

US$100.00

Per month

Applies to categories

Choose...

If no categories are selected, the limit will apply to all categories

No categories selected

  {
    "id": "iauth_1DPc772eZvKYlo2C6avLyZ25",
    "object": "issuing.authorization",
    "approved": true,
    "amount": 500,
    "card": "ic_1FEiQC2eZvKYlo2CtahKepKy",
    "currency": "usd",
    "created": 1540586461,
    "merchant_data": {
      "category": "taxicabs_limousines",
      "city": "San Francisco",
      "country": "US",
      "name": "Rocket Rides",
      "network_id": "1234567890",
      "postal_code": "94107",
      "state": "CA"
    },
    "status": "closed"
  }
  

Authorize transactions in real-time

To provide complete control over card transactions, Stripe puts you directly in the authorization flow, allowing you to make real-time decisions on every charge.

On-demand branded cards

Design your own cards and carriers right from the Dashboard. We’ll handle card production, fulfillment, and shipping, and get them into your users’ hands in two business days.

cake card cake card
phone illustration card illustration
Face ID Hold Near Reader

Invite only

Provision cards for one-touch payments

Cardholders can load virtual and physical cards into their digital wallets to enable instant and secure access to funds any way they choose to pay—online, in-app, or in-store.

Pricing

Everything you need to create a card program. No setup or monthly fees.

Standard

Card creation

Create and issue cards instantly and get branded physical cards shipped in just two days.

  • Branded card designs
  • Multiple shipping options
  • Issue cards through Connect
  • Push provisioning to digital wallets

10¢

per virtual card

US$3

per physical card

Card transactions

Set custom controls for every transaction and update them at any time.

  • Flexible API to manage cards
  • Dynamic spend controls
  • Real-time authorizations
  • Enhanced transaction data

Included

for the first $500K in card transactions

0.2% + US$0.20 per transaction after that

International payments

Additional fees required for international cards and currency conversion.

1% + 30¢

for cross-border transactions

If currency conversion is required, an additional 1% fee will apply

Disputes

Dispute transactions on issued cards.

US$15

per lost dispute

Customized

Custom economics are available for companies with large payments volume or unique business models.

Contact sales

Request an invitation to Stripe Issuing

Please reach out with more information about your business. Issuing is currently available in the US only.

You’re viewing our website for Spain, but it looks like you’re in the United States. Switch to the United States site