Launch faster with card issuing infrastructure built to scale.
Go from integration to live cards in minutes, not months.
Grow with confidence.
Startups, platforms, and the world’s largest fintechs build with Stripe Issuing.
Commercial, consumer, or both—on a single platform.
Choose the card program that fits your use case.
Enable your agents to spend on the internet.
Set guardrails and controls—agents operate securely within them.
Card issuing, on your terms.Let Stripe handle the complexity or keep control.
Program management
Stripe manages bank partnerships, compliance, card networks, and card fulfillment. Get to market faster without managing card issuance end to end.
View docsProcessing only
Keep your existing banking relationships and licenses. Stripe handles processing—plus optional services like branded card design, fulfillment, and dispute management.
View docsPick your features, set your controls, and turn on only the services you need.
Fraud and risk protection
Protect your card program with fraud tools trained on data from trillions of transactions and real-time spend controls.
Physical card logistics
Ship custom-branded physical cards to your users —Stripe manages production, design, and fulfillment.
Cardholder support and disputes
Give your cardholders 24/7 live support and let Stripe handle disputes on your behalf.
The full toolkit
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Account creation & KYC
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Cardholder support
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Embeddable components
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Credit and debit ledger
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Multigeographic support
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Billing and repayments
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Servicing and collections
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Token management
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Customizable card design
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Instant virtual cards
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Physical card fulfillment and logistics
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Digital wallets
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Real time authorization
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Dynamic spend controls
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Customizable funding structures
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Enriched merchant data
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Access pending payments faster
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ACH debit and credit
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Domestic wire support
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Multiple financial accounts per user
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Remote check deposit
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Eligible for FDIC “pass-through” insurance
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ATM cash withdrawal
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Token management
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Multiple bank partners
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Network partner management
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Advanced fraud tools
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Anti-money laundering tooling
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Compliance management
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Fiat and stablecoin
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Dispute management
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Radar for platforms
Scale globally.
Issue cards across markets with flexible options.
Local issuance
Launch cards that meet local KYC and other compliance requirements with region-specific pricing.
Stablecoin-backed cards
Fund cards across markets through a single integration and balance type, using stablecoins.
Multinational programs
Run a single card program across regions, with cards issued in local currencies.
With Stripe and Bridge you can launch localized card programs that spend from stablecoin balances—reducing cross-border fees and the complexity of expanding into new markets.
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Access multiple markets through a single global API
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Fund cards from custodial or non-custodial wallets, or link your own wallet
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Use stablecoin financial accounts for a complete store-to-spend flow
Issuing gets more powerful when it’s connected to the rest of Stripe
Frequently asked questions
Learn more about Issuing.
What is Stripe Issuing and how does it compare to other card issuing platforms?
Stripe Issuing is a card issuing platform that helps businesses build and launch custom card programs across a wide variety of consumer and commercial use cases. Compared with other card issuing platforms, Stripe combines flexible issuing infrastructure with built-in support for compliance, bank partnerships, and card network requirements—so businesses can go to market faster and scale without managing that complexity themselves. Stripe offers integrations with products like Connect or Treasury for platforms so teams can launch faster and create more connected financial workflows– all on one platform.
What are examples of Stripe Issuing use cases?
Stripe Issuing supports a wide range of commercial and consumer card programs—from expense management and courier operations to BNPL, fleet, employee benefits, travel, loyalty programs, gig worker payouts, insurance disbursements, and incentive or rewards cards. Businesses use Stripe Issuing to create virtual or physical card programs that help users fund and manage spend, automate payment flows, simplify reconciliation, and deliver branded financial experiences. Any business that wants to control how money is spent—or give customers a faster way to pay—can benefit from Stripe Issuing.
Is Stripe an issuer?
Does Stripe offer a debit card?
In the US, Stripe supports debit card use cases in two ways. If you’re looking for a debit card for your own business, Stripe Treasury can help you access cards tied to a financial account. If you are building a card program, Stripe Issuing supports both commercial and consumer debit card programs, including virtual and physical cards.
How to earn revenue by issuing cards
Learn how interchange revenue works, how it’s calculated, and how platforms can earn from it with Stripe.
Read moreBuild a card program that starts with the customer
Stripe experts share best practices on how to launch a card program tailored to your customers from the ground up.
Watch the webinarHow eight companies are using card issuing to grow
See how companies use Stripe Issuing to move money instantly, earn interchange revenue, and scale globally.
Read more