Instantly create your own virtual and physical cards

An API to create cards for your business

Stripe Issuing allows you to create, manage, and distribute virtual and physical cards. Control expenses, reduce operational burden, and even create new lines of revenue.

  • Issuing for on-demand delivery

    Postmates uses Stripe Issuing to create cards for their fleet of couriers, programmed with custom spend controls that only approve transactions at the courier’s assigned merchant.

  • Issuing for travel management

    NexTravel uses Stripe Issuing to create one-time and multi-use virtual cards for their travel booking platform, enabling them to handle payments for all their clients’ travel expenses while restricting spend to hotels, airlines, and car services.

  • Issuing for expense management

    Emburse uses Stripe Issuing to offer businesses virtual and physical expense cards, programmed with custom spend controls that can be configured to their specific company policies.

  • Issuing for business financing

    Clearbanc uses Stripe Issuing to extend growth capital to startups by generating one-time virtual cards that can be used instantly—and exclusively—on online ad spend.

Get started instantly

Activate Issuing right from the Dashboard and launch your card program instantly. There are no setup fees or long-term contracts.

Powers platforms and marketplaces

Offer contractors and gig workers access to earnings within minutes through Payout Cards, powered by Issuing and Treasury, and enable your users to distribute cards with Connect.

Programmable card controls

Create cards that work exactly as you’ve configured them. Set spending limits, allowed business types, and designate virtual cards for one-time or multiple use.

Issue custom cards in seconds

With our advanced spending controls and real-time authorizations, you have complete control over every charge.

Set dynamic spending controls

Control expenses and prevent fraud by setting spending limits, blocking merchant categories, or creating advanced combinations of rules. Update your spending controls at any time in the Dashboard or using our API.

Add a spending limit



Per month

Applies to categories


If no categories are selected, the limit will apply to all categories

No categories selected

    "id": "iauth_1DPc772eZvKYlo2C6avLyZ25",
    "object": "issuing.authorization",
    "approved": true,
    "amount": 500,
    "card": "ic_1FEiQC2eZvKYlo2CtahKepKy",
    "currency": "eur",
    "created": 1540586461,
    "merchant_data": {
      "category": "taxicabs_limousines",
      "city": "Berlin",
      "country": "DE",
      "name": "Rocket Rides",
      "network_id": "1234567890",
      "postal_code": "45276",
      "state": null
    "status": "closed"

Authorize transactions in real-time

To provide complete control over card transactions, Stripe puts you directly in the authorization flow, allowing you to make real-time decisions on every charge.

On-demand branded cards

Design your own cards and carriers right from the Dashboard. We’ll handle card production, fulfillment, and shipping, and get them into your users’ hands in two business days.

cake card cake card
phone illustration card illustration
Face ID Hold Near Reader

Invite only

Provision cards for one-touch payments

Cardholders can load virtual and physical cards into their digital wallets to enable instant and secure access to funds any way they choose to pay—online, in-app, or in-store.


Everything you need to create a card program. No setup or monthly fees.


Card creation

Create and issue cards instantly and get branded physical cards shipped in just two days.

  • Branded card designs
  • Multiple shipping options
  • Issue cards through Connect
  • Push provisioning to digital wallets


per virtual card


per physical card

Card transactions

Set custom controls for every transaction and update them at any time.

  • Flexible API to manage cards
  • Dynamic spend controls
  • Real-time authorizations
  • Enhanced transaction data


for the first $500,000 in card transactions

0.2% + $0.20 per transaction after that


Dispute transactions on issued cards.


per lost dispute

International payments

Additional fees required for international cards and currency conversion.

1% + 30¢

for cross-border transactions. Additional 1% fee currency conversion is required.


If you’re a business with a large transaction volume or unique business model, reach out to discuss custom economics and interchange revenue sharing.

Contact sales

Request an invitation to Stripe Issuing

Please reach out with more information about your business. Issuing is not available in your country at this time.

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