A technology-first solution for payment facilitation

Stripe’s payfac solution powers some of the world’s fastest-growing platforms. Unlock SaaS revenue, turn payments into a profit center, and offer new financial services through your software platform.

Own the customer experience

Use Stripe’s whitelabelled payfac solution to bring payments in house and fully control the customer experience – from payments pricing to payout timing.

Monetise more than just payments

Other payfac solutions are limited to online card payments. Stripe’s integrated platform lets you offer new services to your customers like point-of-sale payments, invoicing, business loans, and more.

Onboard with ease

Connect Onboarding provides conversion-optimised, prebuilt UIs to seamlessly onboard your merchants, minimising the compliance and operational complexity associated with building your own identity verification and onboarding flows.

Expand globally

Stripe provides tools to handle the complexity of scaling internationally, so platforms can expand to new countries with a single integration.

Own the customer experience

A modern payments stack for payfac

Traditional payfac solutions require investment in dozens of systems that can take years to build and significant resources to maintain. Stripe’s global platform unifies these systems – from acquirer sponsorship to merchant onboarding, compliance, money transmission licences, and more. We can help you launch faster without hidden costs or complexity.

Monetise more than just payments

Add new lines of business and revenue

Stripe lets you offer more features and services to your customers. Differentiate your customer experience and increase retention by offering tools like invoicing, subscription billing, in-person payments, or business lending – all from one unified integration.

Onboard with ease

Improve onboarding while minimising risk

Avoid the slow, manual sub-merchant onboarding with other payfac solutions, and offload your payments compliance obligations to Stripe. Optimised across years of experience onboarding and verifying millions of individuals and businesses, our payfac solution includes real-time KYC checks, sanctions screening, secure card data tokenisation and vaulting, and IRS tax threshold tracking and 1099 support.

PCI DSS Level 1 certification
SSAE18/SOC 1 type 1 and type 2 and SSAE18/SOC 2 type 1 and type 2 reports
Money Transmitter Licences across US
PSD2 and Strong Customer Authentication (SCA) compliant
E-Money Licences in the EU and the UK
Know Your Customer and AML checks

Expand globally

Global coverage, local expertise

Supporting customers around the world requires partnerships with local acquirers, gateways, verification partners, and other service providers to adapt to local requirements in multiple regions. With Stripe, you can quickly expand anywhere we operate without establishing separate local subsidiaries. Launch and scale your payments service to new markets in weeks, not years.

  • Accept 135+ currencies and dozens of local payments all over the world
  • Expand to offer your software in 35+ countries
  • Pay out in 15+ currencies

Ready to get started?

Set up a workshop with our payfac experts to discuss your goals and explore strategies and best practices to maximise payments revenue, deepen relationships with your customers, and scale globally.

A guide to payment facilitation

Explore what it means to become a payfac.

Explore the docs

Learn how to use Connect, our solution for any SaaS platform looking to facilitate payments.