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Accept popular payment methods with a single integration

Offering more payment methods can expand your customer reach, increase conversion, and lower your transaction costs. Fees for each payment method, assessed per successful payment, are listed below. Fees are inclusive of GST. There are no additional gateway fees or hidden fees. For more information on the payment methods Stripe supports, read our payment methods guide.

Cards

Offer integrated per-transaction pricing that applies per successful card charge.

Online Payments

Accept payments made using cards issued domestically.

1.7% + A$0.30

for domestic cards
3.5% + A$0.30

for international cards
+ 2%

if currency conversion is required
Learn more 

Wallets

Offer digital wallets that provide a quick and convenient way to pay.

Alipay

Allow customers in China as well as Chinese travellers to pay with Alipay in 11 major currencies.
2.9% + A$0.30

per successful charge
+ 2%

if currency conversion is required

Apple Pay

Offer Apple Pay out of the box to customers who have set it up on their device or browser, enabling faster checkout.
1.7% + A$0.30

per successful charge
+ 1.8%

for international cards
+ 2%

if currency conversion is required

Google Pay

Offer Google Pay out of the box to customers who have set it up on their device or browser.
1.7% + A$0.30

per successful charge
+ 1.8%

for international cards
+ 2%

if currency conversion is required

WeChat Pay

Let your customers pay with WeChat Pay – the wallet inside the popular messaging app WeChat that has more than 900 million active monthly users.
2.9% + A$0.30

per successful charge
+ 2%

if currency conversion is required

Bank based payment methods

Provide customers with the option to pay directly from their bank accounts. Stripe's bank-based payments include bank debits, transfers, redirects, and real-time payments.

BECS Direct Debit

Collect payment for subscriptions or large transactions securely and with no overhead.

1% + A$0.30
A$3.50 cap
A$2.50

for disputed payments
A$2.50

for failed payments

SEPA Direct Debit

Minimise involuntary churn for subscriptions or recurring payments by debiting your customers’ bank accounts in 36 European countries.
0.8% + A$0.30
A$8.00 cap
+ 1.5%

for international transactions
+ 2%

if currency conversion is required
A$25.00

for disputed payments
A$5.00

for failed payments

International payment methods

Support popular payment methods around the world with a single entity, bank account, and Stripe integration. Stripe handles all cross-border money movement and currency conversion so you benefit from consolidated monitoring, reporting and payouts.

Bancontact

Let your Belgian customers pay with Bancontact – Belgium’s most popular payment method offered by over 80% of online businesses.
1.4% + A$0.30
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

EPS

Let your Austrian customers pay with EPS – an online transfer payment method with over 18% market share in Austria.
1.6% + A$0.30
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

iDEAL

Increase conversion with Dutch customers by enabling iDEAL – the most popular payment method in the Netherlands, with more than 60% share of online payments.
A$0.80
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

Przelewy24

Let your Polish customers pay with P24 – a popular bank transfer method in Poland.
2.2% + A$0.30
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

Sofort

Sofort will soon be deprecated, learn more.

Let your European customers pay with SOFORT – a bank transfer method used in Austria, Belgium, Germany, Italy, the Netherlands, and Spain.
1.4% + A$0.30
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

Afterpay

Afterpay includes two payment options: 4 interest-free payments (Pay in 4) and instalments for 6 or 12 months (Monthly Instalments). Fees for Afterpay are assessed per successful payment. Learn more about Afterpay in our docs.

Afterpay

Pay in 4 & Monthly Instalments

6% + A$0.30

per successful charge
+ 1.5%

for international transactions
+ 2%

if currency conversion is required

Klarna

Stripe supports multiple Klarna payment options which vary in pricing and availability based on your customer’s country. Fees for each Klarna option are assessed per successful payment. You can learn more about Klarna, including available payment options and currency support, in our docs.

Australia, New Zealand

4.99% + A$0.55
+ 1.5%

for international transactions
+ 2%

if currency conversion is required
A$25.00

for lost disputes

Certain businesses may qualify for temporarily reduced rates on select local payment methods, including Klarna, that Stripe enables for you (after notifying you). These payment methods will be available for 1.7% + A$0.30 per transaction for at least 2 months, after which the above standard pricing will apply unless you disable the payment methods.

Zip

Offer customers more payment flexibility while you get paid in full upfront (minus fees). Stripe businesses can offer both Zip products—Zip Pay and Zip Money—which support “Pay in N” flexible payments through a line of credit up to three months interest-free. Fees for Zip are assessed per successful transaction. Learn more about Zip in our docs.

“Pay in N” flexible payments up to 3 months interest-free

5.49% + A$0.30

per successful charge
A$4.00

for lost disputed payments

“Pay in N” flexible payments up to 6 months interest-free

8.25% + A$0.30

per successful charge
A$4.00

for lost disputed payments

“Pay in N” flexible payments up to 12 months interest-free

11% + A$0.30

per successful charge
A$4.00

for lost disputed payments

“Pay in N” flexible payments up to 24 months interest-free

14.3% + A$0.30

per successful charge
A$4.00

for lost disputed payments

“Pay in N” flexible payments up to 36 months interest-free

17.6% + A$0.30

per successful charge
A$4.00

for lost disputed payments

Businesses interested in offering longer interest-free terms (6, 12, 24, or 36 months) through Zip Money can request access by reaching out to support. Note that access is subject to approval. Fees for Zip are assessed per successful transaction. Fees include GST. Learn more about Zip in our docs.