Unified, global payments to grow your revenue

Accept payments online, in person, and around the world with a payments solution built for any business—from scaling startups to global enterprises.

Convert more customers

Increase conversion with built-in optimizations, access to 100+ payment methods, and one-click checkout. Unify online and in-person payments to provide a seamless customer experience.

Global reach, local experience

Expand to new markets faster by launching payment methods and presenting in local currencies. Sell cross-border to 195+ countries and lower the costs of multicurrency management.

Less fraud, more revenue

Automatically decrease fraud and improve authorization rates with Stripe’s machine learning–powered optimizations, which are trained on billions of data points.

Move faster and lower costs

Save time and engineering resources through increased developer productivity. Avoid downtime with leading reliability and reduce costs through alternative payment methods and rails.

Online payments

Optimize your checkout experience

Stripe’s optimized checkout suite delivers a frictionless customer experience. Increase revenue and save thousands of engineering hours with prebuilt payment UIs, easy access to more than 100 payment methods, and Link, Stripe’s one-click checkout.

10.5%

average revenue uplift for businesses using Stripe’s latest checkout optimizations

Multiple ways to accept payments online

Surface the most relevant payment methods

Turn on the most popular payment methods from the Stripe Dashboard, and then use Stripe’s machine learning algorithm to dynamically show customers the most relevant ones you’ve enabled. Experiment with new payment methods, A/B test to understand impact, and set custom targeting rules—all while offloading maintenance and eligibility requirements to Stripe.

Access 100+ payment methods, including buy now, pay later options that can boost sales by an average of 25%, and bank debits and real-time payments that can lower transaction costs.

One-click checkout with Link

Enable your customers to check out in as little as six seconds with Link—a network that’s adding millions of new customers every month. Returning customers can use Link to pay with a previously saved US bank account or credit card, helping you improve your conversion rates and customer experience.

Global payments

Expand to new markets faster

Reduce the complexity and cost of multicurrency management with flexible cross-border payment options available in 195 countries across 135+ currencies. Stripe has extensive local acquiring coverage in 47 markets, with direct bank setups and local knowledge.

Access 100+ payment methods

Adapt to customer preferences and expand into new markets by surfacing global payment methods used by buyers around the world.

Present locally, convert automatically

Improve conversion by presenting in local currencies and reduce your FX risk by automatically converting funds using the latest exchange rate.

Manage funds in multiple currencies

Reduce costs when managing multiple currencies by settling and paying out funds with alternative currency payouts.

Pay $168.00
Pay £235.00
支付 ¥450.00
Pagar MXN 3,500.00

In-person payments

Unified payments in-person and online

Build a unified commerce experience across online and in-person channels to personalize customer interactions, reward loyalty, and grow revenue. Stripe Terminal’s pre-certified devices serve a wide range of use cases, from countertop to curbside. With select readers, you can customize splash screens, collect customer input, or run your own POS app directly.

Payment performance

Powerful payment tools to increase revenue

Improve payment performance with a range of customizable, easy-to-configure payment tools. Startups can launch fast with no-code fraud protection, while large businesses can use advanced payments capabilities to improve optimization and reduce costs.

Reduce disputes by 41%

Get automatic fraud prevention with no integration required. Radar’s machine learning models are trained on hundreds of billions of data points—even if a card is new to your business, there’s a 91% chance it’s been seen before on the Stripe network.

Tap into the Enhanced Issuer Network

Stripe securely shares Radar fraud scores to help participating issuers, including Capital One and Discover, make more accurate authorization decisions. Businesses see an up to 8% reduction in fraud and 1-2% authorization rate uplift on eligible volume.

Stripe Dashboard report showing rules performance
Stripe Dashboard rule card

Boost auth rates

With Stripe’s direct integrations to card networks, deep partnerships with issuers, and advanced machine learning, businesses on Stripe have realized billions of dollars in incremental revenue through payment optimizations each year—all with no integration work required.

5%

increase in revenue from improved authorization rates

Network tokens and card account updater

Reduce false declines or your customer having to manually re-enter expired or lost cards, available across all of Stripe’s global markets.

SCA optimization

Stripe provides prebuilt and customizable solutions to help you meet SCA requirements and optimize for conversion with European customers.

Adaptive Acceptance and Smart Retries

Automatically retry transactions at the optimal time using proprietary, machine learning algorithms.

Since moving over to Stripe, our payment processing approval rates have picked up by 6% in a very short period of time, which is a huge win in improving our conversion rates with customers and our reputation with issuers.

Jeff Arsenio, Head of Product Development, SkipTheDishes
Read the full story  

Optimize costs

Get visibility into network costs with deep insights from Stripe’s network costs insights report and cost optimization workshops to better manage transaction costs.

Stripe Dashboard report showing how to optimize cost

Advanced payments capabilities

Use Stripe to easily customize your payments setup with more accessible, enterprise-grade capabilities that can accelerate time to market, increase revenue, and reduce costs. For qualified users and where available via Stripe
  • Advanced card acquiring, including incremental auth, multicapture, and more
  • Local acquiring in global markets
  • Access to regional debit networks
  • Ability to pass L2/L3 data
  • Support for multiprocessor setups
Contact sales 

Unified platform

Move faster with a flexible, reliable platform engineered for growth

From startups looking to launch quickly to large, global businesses eager to improve payment economics, Stripe’s secure, unified platform is built to help your business grow efficiently.

Reliability is revenue

Avoid downtime losses even during peak periods like Black Friday. With more than 500M API requests per day and daily capacity tests, Stripe is the only major payment processor to publish its uptime. Our overprovisioned API servers mean easy scale-up and minimal latency.

Compliance at the core

Simplify compliance with an industry-leading partner certified to the highest compliance standards and operational excellence. Stripe is a member of the PCI Board of Advisors and has a 100% PCI audit success rate as a PCI Level 1 Service Provider.

Keep payments secure

Build on a platform designed to protect your data with AES encryption and isolated infrastructure that doesn’t share any credentials with Stripe’s primary services.

Isolated infrastructure

Stripe’s infrastructure for storing, decrypting, and transmitting card numbers runs in separate hosting infrastructure.

AES encryption

All card numbers are encrypted on disk with AES-256. Decryption keys are stored on separate machines.

Stripe is a Leader in The Forrester Wave™

Stripe was recognized as the “best fit for tech-forward payments teams” and once again rated in the highest category.

5/5

score for strategic vision

16

criteria with highest possible score

Best in-class documentation

Developer-centric to get started fast

A single integration and extensive documentation mean faster time to market, less maintenance of legacy systems, and more focus on customer and product experiences.

Comprehensive libraries

Stripe libraries are available for all of the most commonly used languages and frameworks.

How it works

Deep dive into Stripe’s unified payments stack

Explore specific products and features and how they can benefit your business. Or, if you’re new to payments, read our guides to learn more about the fundamentals.