USD bank transfers

Keep transaction costs low with bank transfers—ideal for large, one-off transactions like B2B payments.

Lower transaction costs

Capture cost savings on transaction and dispute fees compared to cards.

Reach new customers

Expand your global reach by accessing markets with low card penetration.

Provide global coverage

Adapt to customer preferences and expand into new markets with access to 100+ payment methods used by buyers around the world.

Launch faster

Launch payment methods with a single integration using the Payment Element or Checkout—no additional engineering work required.


Customer locations

United States

Presentment currency


Payment method family

Bank Transfers

Payout timing

2–3 days

Refunds / Partial refunds


Payment confirmation


Recurring payments


Dispute support


Connect support

Partial: request an invite to create charges on behalf of other accounts

Available in

US United States

How it works

Pay with USD bank transfers

To collect a payment via USD bank transfer, you must provide a routing and account number to your customers, who then initiate the payment from their bank account.

Select USD bank transfers

Customer selects bank transfers from the list of payment methods displayed at checkout.

Fund transfer

Customer receives business's bank details for payment and sends money to business's bank.

Payment complete

Customer receives confirmation that funds have been sent.
Select a payment method
Bank transfer
Continue checkout

Getting started

Easily launch and manage payment methods on Stripe

Get started in minutes

Start accept payments on your site by integrating Stripe Payment Element and Checkout.

Manage with no code

Add and manage payment methods with just a click in your Settings.

Access unified reporting

See all payments made with payment methods within the Stripe Dashboard.


A guide to types of payment methods

A complete guide that lists the different types of payment methods available to help you understand and select the right payment options for your business.

Design your payments page

Create your own payments page using Stripe Elements—our suite of prebuilt embeddable UI components.

Hosted payments page

Accept payments on your website by integrating Stripe Checkout–our prebuilt payment page optimized for conversion.