Accept payments

Customer interfaces

Create a customized checkout experience that works across browsers and devices of all sizes. Choose from a range of options that allow control across flexibility, customization, and ease.

Smart payment page

Get started quickly and easily with Checkout—a conversion-optimized payment page you can drop into your checkout flow. Stripe Checkout supports 14 locales out of the box and dynamically surfaces Apple Pay and Google Pay when supported.

Flexible UI toolkit

Use Stripe Elements, a set of rich, prebuilt UI components, to design your own custom payment form for your site. Elements are built with the collective experience of Stripe’s front-end, design, and analytics teams to help minimize user error and increase the number of successful payments.

Fully customizable flows

Use Stripe.js to build your own checkout form with our set of APIs.

In-person payments

Accept payments in person using Stripe Terminal. Developer-friendly SDKs let you create a custom checkout that brings Stripe’s payments platform to your in-person transactions.

Invoicing

If you need to bill businesses in your country, use Stripe to send invoices and request payments from your customers. Customize invoices to match your company branding, add payment terms, and accept both cards or bank transfers.

Open-source plug-ins

Jumpstart your integration with ecommerce plug-ins that allow you to efficiently integrate payments into your store with a simple and easy setup.
  • Drupal
  • Magento
  • Shopware
  • WooCommerce
  • WordPress

Payment options

Grow your business, go global, and boost conversions in other countries by giving your customers their choice of payment options. Discover, understand, and select the right payment methods to reach a broader audience by reading our guide.

Cards

Accept all major debit and credit cards from customers in every country.
  • Dynamic statement descriptors
  • Authorization features
  • Full/partial refunds
  • CVC/AVS checks
  • Guaranteed settlement

Wallets

Enable your customers to check out faster with wallet payment methods that digitally store credit and debit cards. Wallets eliminate the need for customers to manually enter their card and billing information, offering a quick and convenient way to pay.
  • Alipay
  • Amex Express Checkout
  • Apple Pay
  • Google Pay
  • Microsoft Pay
  • Masterpass by Mastercard
  • Visa Checkout
  • WeChat Pay

Local payment methods

Offer popular payment methods around the world with a unified integration—no one-off integrations or separate processes required. Plus benefit from consolidated monitoring, reporting, and payouts.
  • ACH Credit Transfer
  • ACH Debit
  • Alipay
  • Bacs Direct Debit
  • Bancontact
  • BECS Direct Debit
  • EPS
  • FPX
  • Giropay
  • iDEAL
  • OXXO
  • P24
  • SEPA Direct Debit
  • SOFORT
  • WeChat Pay

Currencies

Process charges and display prices in a customer’s preferred currency to improve sales and help customers avoid conversion costs.

Subsidiary support

Set up local Stripe accounts to take advantage of our local optimized acquiring that gets you maximized acceptance rates, the lowest costs, and no FX/cross-border fees for customers. New countries leverage the exact same API infrastructure and can be turned on with no incremental engineering work.
AU EE HK LT NZ SK AT FI IE LU SG ES BE FR IT MY PL SE CA DE JP MX PT GB DK GR LV NL IN US

Mobile

Accept payments from your iOS app, Android app, or mobile website. Our mobile SDKs let you get going with a few lines of code and require no backend changes.

iOS and Android SDK

Use our native libraries to collect credit card information without sensitive PCI data ever hitting your servers. The libraries include a set of tools to help you accept all Stripe supported payment methods, from Alipay to iDEAL.

Mobile customer interfaces

As part of our SDKs, quickly build a complete checkout flow with our prebuilt UI components—from form fields for card details to full flows for collecting shipping information—and customize the colors and fonts to perfectly match your brand. Or use our core APIs to create your own secure checkout flow from scratch.
  • Out-of-the-box UI
  • APIs for fully custom forms

Mobile web

Use Checkout and Elements to make your mobile checkout flows web-friendly. Stripe Elements also support popular browser payment methods to speed up checkout time on mobile web.
  • Apple Pay on the Web
  • Payment Request API
  • Google Pay
  • Numeric keyboards on mobile
  • Screen size adaptation

Process payments

Revenue optimization

Do away with legacy payment systems, which often rely on inefficient routing paths that cause a meaningful number of needlessly declined transactions.

Authentication

Our dynamic payments API lets you apply smarter authentication logic to maximize conversion while minimizing the disruption to user experience. Where customer authentication is required by rules like SCA, our platform applies all relevant exemptions before requiring users to provide additional information.
  • SCA exemption engine
  • 3D Secure 2

Authorization

Stripe’s pre-processing layer helps every business get closer to the bare metal through multi-regional direct connections to the major card networks, including Visa, Mastercard, and American Express.

Direct integrations with the card networks let Stripe optimize routing paths, provide the most granular data, and reduce transaction latency. Stripe also automatically tests and runs numerous optimizations for every transaction so you can maximize success rates and revenue.

  • Retry logic
  • Smart MCC
  • Dynamic auths
  • Card account updater
  • Enhanced authorizations
  • Auto ISO-optimization

Fraud and disputes

Manage risk and be more confident about fighting fraud with our fully integrated solution. Even if a card is new to your business, there’s an 89% chance it’s been seen before on the Stripe network.

Stripe Radar

Identify and prevent fraud with Stripe Radar—a machine learning fraud system that’s fully integrated with your payments. Radar combines adaptive algorithms that learn from Stripe’s global network of millions of users.
  • Machine-learning based fraud prevention
  • Transparent risk scores
  • Horizontally-scaled ML model training infrastructure
  • Custom rules engine
  • Trust and block lists support
  • Optimized manual review flows
  • Real-time fraud insights
  • TC40s and SAFE fraud reporting

Dynamic 3D Secure

Reduce your risk of fraud and chargebacks by adding an additional layer of authentication that protects you from liability for fraudulent card payments. Dynamic 3D Secure lets you protect conversion by selectively applying authentication to only high-risk transactions or payments that require authentication due to regulation.
  • Compatible with Radar rule engine
  • 3D Secure 2 support
  • SCA-optimized

Dispute handling

Eliminate manual work related to handling disputes with our end-to-end automated process that works directly with the card networks. Based on the type of dispute and associated network rules, we help submit evidence that’s most likely to see you win.
  • Programmatic dispute management
  • Evidence submission aid
  • Direct integration to Visa Claims Resolution (VCR) + MasterCom

Settle and reconcile

Reconciliation

Simplify and accelerate how you reconcile transactions. Through our API and Dashboard, get real-time information about charges, fees, refunds, and transfers.

Financial reporting

Create financial reports directly with Stripe data—no separate reports from American Express or separate bills from gateways and merchant account providers. Simplify how you reconcile transactions with cash received—every deposit is tagged with a transfer report detailing the exact transactions and fees it contains.
  • Unified financial reporting

Consolidated reports

Use our create your own reports features or create your own reports through the API. We’ve already built the most useful reports specifically with financial reporting purposes in mind and generate them automatically for your account.
  • Built-in reporting
  • Monthly report
  • Transfer report
  • Transaction-level balance breakdown
  • Custom reporting via the API

Accounting support

Automatically sync your Stripe data with your accounting ledger. Or use Stripe to export information about payments, refunds, and fees. Integrations for tax reporting are also available.
  • Netsuite
  • Quickbooks
  • CSV file

Payouts

Use our API or Dashboard to easily get paid once a transaction has settled.

Unified payouts

Get unified payouts across all the different payment methods and currencies you accept from your customers.
  • Unified payouts
  • Cross-border currency conversion

Multicurrency payouts

In select regions, get paid out in your preferred currencies.

Payout management

Get paid out quickly and easily. You can also manage historical and upcoming deposits, and see expected payout dates right from the Dashboard.
  • Daily, weekly or monthly

Connect payouts

Marketplaces and platforms can seamlessly payout recipients in 35+ countries.
  • Onboarding and verification
  • Automate payout workflows
  • Global mass payouts

Manage payments

Reporting and insights

See all charges—across different payment types, countries, and currencies—in the Stripe Dashboard or extract the data directly from the API.

Stripe Sigma

Use SQL to quickly analyze your Stripe data, create custom reports, and get insights—right inside the Dashboard. With structured access to your data, you can do things such as: identify which customers are least likely to churn this year, pinpoint your most popular SKUs, or generate a list of unpaid invoices.
  • Custom SQL query support
  • Prebuilt query templates for ARR, MRR, churn, and more
  • Save and share queries
  • Schedule queries for repeated use
  • Core metrics at a glance and fully-custom reports

Stripe Dashboard

View and manage all your Stripe data, customers, plans, balances and more. You can initiate refunds, review possibly fraudulent charges, and manage disputes. You’ll also have access to everything from bank transfers to HTTP request logs at your fingertips.
  • Type-ahead searchability
  • Customizable charts and analytics
  • Data exportability
  • Real-time reporting and data
  • Streamlined workflows
  • Test mode
  • Custom metadata fields

Dashboard mobile app

Track and manage your payments on the go by seeing your daily earnings, new customers, and payments. You can also get notifications and take quick actions like completing a refund.

Business operations

Share access to your Stripe account with other team members with confidence. Each user gets an individual account with fine-grained access control and visibility.

Roles and permissions

Tailor data access for your team to ensure that business-sensitive information and actions are protected. Keep track of recent activity on your Stripe account from all of your team members—from bank account changes to logins or data exports.

Account security

Secure access to the Stripe Dashboard and your account data.
  • SMS two-step authentication
  • Google Authenticator two-step authentication
  • U2F keys

Collaboration notes

Attach notes for your teammates on payments and refunds to give them context when they jump into the Dashboard.

Third-party integrations & support

Hundreds of integrations help extend the Stripe platform and automate almost every manual process that used to take hours of human time.

Works with Stripe

Extend your Stripe account with tools to help your business. Create a store in minutes with Shopify, invoice clients with Freshbooks, or collect payments in a Wufoo form. More tools and products that work with Stripe are added regularly.
  • Accounting
  • Analytics
  • Automation
  • Mobile payments
  • Notifications
  • Shipping
  • Tax calculation

24x7 Support

We’re here to help with questions or code. Get in touch with our support specialists via email, chat, or phone.
  • Email
  • Chat
  • Phone
Payments logo

Payments

Stripe’s payments platform lets you accept credit cards, debit cards, mobile wallets, and dozens of payment methods from around the world—all with a single integration. Get access to advanced payments features like 3D Secure 2 authentication, card updates, automated retries, and more.
Starts at 2.9% + CHF0.30 per successful card charge

Recurring payments

Bill one-off or on a recurring basis, manage subscriptions and reduce payment declines with Stripe’s recovery tools.

Platform payments

Tools that let platforms and marketplaces easily support multi-party payments and get sellers in 25 countries paid.