Pricing built for businesses of all sizes

Standard

Access a complete payments platform with simple, pay-as-you-go pricing. No setup fees, monthly fees, or hidden fees.

2.7% + NZ$0.30

for domestic cards

3.7% + NZ$0.30

for international cards

Custom

Design a custom package – available for businesses with large payments volume or unique business models.
  • IC+ pricing
  • Volume discounts
  • Multi-product discounts
  • Country-specific rates

What’s included

Get 100+ features out of the box with Stripe’s integrated per-transaction pricing.

Tools to build optimised checkout flows

Global payments with a single integration

Comprehensive security and rigorous compliance

Fast, predictable payouts to your bank accounts

Financial reconciliation and reporting

24x7 phone, chat, and email support

Manage business operations with a unified dashboard

Robust developer platform and third-party integrations

Explore pricing for the full Stripe platform

Online and in-person payments, recurring billing, embedded payments, and much more.

Credit and debit cards

We charge a fixed fee and a percentage of the transaction each time you accept a credit or debit card payment. Fees include GST.

2.7% + NZ$0.30

for domestic cards

3.7% + NZ$0.30

for international cards*

+ 2%

if currency conversion is required

International payment methods

Increase conversion by supporting popular payment methods around the world with a single integration. Fees include GST.

Starting at NZ$0.80

for iDEAL

See more payment methods 

Buy Now, Pay Later

Let your customers buy something and pay for it in instalments over time.

Starting at 4.99% + NZ$0.65

per successful transaction for Klarna

See more payment methods 

3D Secure authentication

Verify a customer's identity using 3D Secure, an authentication method, before an online card purchase.

Included

with Payments

 
NZ$0.04

per 3D Secure attempt for accounts with custom pricing.

Learn more 

Card account updater

Keep card information updated in real time, increasing revenue and improving customer experience.

Included

with Payments

 
NZ$0.40

per update for accounts with custom pricing.

Learn more 

Adaptive Acceptance

Improve acceptance rates with optimised messaging, formatting, and selective real-time retries powered by machine learning.

Included

with Payments

 
0.08%

per successful card charge for accounts with custom pricing.

Learn more 

Network tokens

Use secure payment credentials as a substitute for card numbers to increase acceptance rates.

Included

with Payments

 
NZ$0.20

per token provisioned for accounts with custom interchange pricing

Learn more 

Disputes

Understand and effectively respond to disputes on card transactions (also known as chargebacks) through a guided process.

NZ$25.00

per dispute received.

Fighting rare dispute types may incur network fees.

NZ$25.00

per dispute countered.

Returned if you win.

Learn more 

Smart Disputes

Automatically compiles and submits evidence to fight eligible disputes for you using Stripe’s AI (public preview)

Sign up for the waiting list.

30%

of the disputed amount won using Smart Disputes

Fee to counter disputes waived

Learn more 

Adaptive Pricing

Present prices in local currencies to your customers, tailoring customer experience and increasing revenue.

Included

with Payments

 
Customers will be presented a conversion fee starting at 2%
Learn more 

Custom pricing available for companies with large payments volume, high value transactions, or unique business models.

Accept payments made on Stripe Checkout.

  • Accept one-time and recurring payments
  • 20+ payment methods, 30+ languages, 135+ currencies
  • Built-in conversion optimisations
  • Customise with your branding
Included

with Payments

 

Custom domain

Use your own domain while hosting your payments page or customer portal on Stripe.

US$10.00

per month

Learn more 

Post-payment invoices

Automatically generate an invoice after a one-off purchase.

0.4%

on transaction total

US$2.00

cap per invoice

Learn more 

Accept payments made using a payment link.

  • Generate links directly from the Dashboard, no coding necessary
  • Share across any channel and with multiple customers
  • Sell products, services, or collect a donation
  • Customise with your branding
Included

with Payments

 

Custom domain

Use your own domain while hosting your payments page or customer portal on Stripe.

US$10.00

per month

Learn more 

Post-payment invoices

Automatically generate an invoice after a one-off purchase.

0.4%

on transaction total

US$2.00

cap per invoice

Learn more 

Stripe sets and collects processing fees from your users, so you don’t have to. Learn more about how to qualify for a revenue share from Stripe.

  • Hosted or embedded onboarding and verification
  • International support in 46+ countries
  • Stripe Dashboard or embedded components for sellers
  • Dynamic risk-based KYC/AML checks
  • Platform management and risk tools
  • Control payout timing and funds flows
  • Automate 1099 generation and delivery
  • Monetise fees on each transaction
Included

with Payments

 
0.25%

starting fee for platforms that deploy their own payments pricing to earn revenue on each transaction.

See pricing details 
  • Configure flexible pricing models, including subscriptions, seat-based, and usage-based billing
  • Collect and retain more revenue with smart recovery tools
  • Enable customers to self-manage plans with a pre-built customer portal
  • Automate billing logic and order flows
Pay monthly
Starting at NZ$1,000.00

per month, 1-year contract

 
Pay as you go
0.7%

of Billing volume

 

Custom pricing is available for companies with large billing volume or unique business models.

Invoicing features to get started quickly.

  • Create, customise, and send online invoices that get paid fast
  • Monitor invoice statuses and easily collect unpaid invoices
  • Automatically reconcile incoming payments with outstanding invoices
  • Get started in a few clicks with no-code options
0.4%

per paid invoice

See pricing details 

Global tax calculation, collection, and reporting

  • Integrate with no-code or API setup
  • Monitor volume to state or country tax thresholds
  • Calculate tax on 600+ types of products and services
  • Automatically collect tax in all US states and 60+ countries
  • Easily file and remit with summarised reports, or use our global partners to manage filing for you. Filing with a partner is not included in Stripe Tax price; additional fees may apply
Pay monthly
Starting at NZ$150.00

per month, 1-year contract

 
Pay as you go
No-code integration 0.5%

per transaction, where you’re registered to collect taxes

 
API integration NZ$0.75

per transaction, where you’re registered to collect taxes

 

Custom pricing available for companies with large payments volume, high value transactions, or unique business models.

Start exploring your business data.

  • Instant answers powered by SQL
  • Dozens of prebuilt query templates
  • Save and schedule custom reports
  • Built into Stripe – no setup, no ETLs
Starting at NZ$15.00

per month, infrastructure fee

Plus a fee per charge starting at + NZ$0.03
See pricing details 

Simplify accrual accounting.

  • Prepare for audits by tracing revenue amounts down to customers and transactions
  • Gain a comprehensive view of all your revenue, including imported data
  • Set custom rules to fit your accounting practices
  • Helps you stay compliant with ASC 606 and IFRS 15
0.25%

of volume

See pricing details 

Send Stripe data to your data warehouse or cloud storage.

  • Built into Stripe – no third-party integration needed
  • Automatically receive your Stripe data and reports in Snowflake or Redshift
  • Historical Stripe data included at no additional cost
  • Ongoing data refresh
NZ$0.03

per transaction

See pricing details 

Radar’s machine learning

Fraud protection powered by billions of data points across the Stripe network.

  • Powerful machine learning
  • SCA logic for exemptions
  • Always adapting to new fraud patterns
  • Device fingerprinting and proxy detection
NZ$0.08

per screened transaction

Waived for accounts with standard pricing

Radar for Fraud Teams

Advanced fraud protection tools allowing for greater control and customisable settings. Includes Radar’s machine learning.

  • Powerful machine learning
  • SCA logic for exemptions
  • Always adapting to new fraud patterns
  • Device fingerprinting and proxy detection
  • Block and allow lists
  • Rules engine to customise protection
  • Rich insights for better decisions
  • Optimised manual review flows
NZ$0.02

per screened transaction for accounts with standard Payments pricing

NZ$0.10

per screened transaction for accounts with custom pricing

ID document and selfie verification

Capture and verify the authenticity of global ID documents. Use biometric verification to match ID photos with selfies of the document holder.

  • Support IDs from over 100 countries
  • Biometric ID photo verification
  • Hosted verification experience
  • Access extracted data & captured images
NZ$2.00

per verification

 

ID number lookup

Allow users to key in name, date of birth, and local government ID number. Validate against government and third-party databases (only available for US SSNs).

NZ$0.70

per lookup

Cards and wallets

Accept widely used credit cards, debit cards, and digital wallets for in-person payments.

  • Unify online and in-person payments
  • Scale globally with one integration
  • Customise your payment experience
  • Streamline reporting
2.7% + NZ$0.05

per successful transaction for domestic cards

+ 0.8%

for international cards

+ NZ$0.15

per authorisation for Tap to Pay

 
+ NZ$0.08

per authorisation for optional point-to-point-encryption

 

Card readers

Pre-certified card readers with cloud-based fleet management to streamline device fulfilment and logistics at scale.

NZ$549.00

Stripe Reader S700

Excl. GST

NZ$349.00

BBPOS WisePOS E

Excl. GST

NZ$99.00

BBPOS WisePad 3

Excl. GST

Custom pricing is available for companies with large payments volume, or for those who require multi-processor support, POS integrations, or third-party credit card readers.

Incorporate your company, get your EIN, issue equity, and file your 83(b) tax election.

  • Form an LLC or C Corporation in days
  • Open a U.S. bank account
  • Issue stock to C Corporation founders
  • Access to invite-only founder forums
US$500.00

one-off setup fee (includes government fees and your first year of registered agent services)

See pricing details 

Large payments volume or unique business model?

If you’re a business with a large payments volume or unique business model, reach out to discuss alternative pricing options. Our teams will review your current statements and can help design a customised pricing package.

FAQs

Ready to get started? Get in touch or create an account.

Access a complete payments platform with simple, pay-as-you-go pricing, or contact us to design a custom package specifically for your business.

See our customers

From startups to Fortune 500s, explore how millions of businesses use Stripe to start and scale their companies.

Explore the docs

Start building your integration and accept your first payment in minutes. Stripe libraries are available in every language from Ruby to Go.

¹ Stripe Radar for Fraud teams and Stripe Connect with platform-controlled pricing are priced separately.