Buy now, pay later

Offer flexible payments wherever your customers shop with Affirm

Help boost sales with Affirm by offering flexible payment options on purchases up to $30,000 online and in-store through Stripe Terminal. Payment plans are personalised to each purchase while you are paid in full up front.

Make big purchases more budget friendly

Affirm is built for higher-ticket purchases with financing up to $30,000 and terms up to 36 months.

Increase sales with Affirm on Stripe

Businesses that add Affirm see up to a 14% increase in revenue on Affirm-eligible sessions and up to 21% relative increase in conversion on purchases of $250 or more.

Get paid up front with no credit or fraud risk

You are paid the full amount of the purchase upfront. Affirm handles collecting payments from your customer and losses from customer credit or customer fraud risk are covered.

Simplify your operations

Add Affirm to any Stripe integration for unified monitoring, reporting, and payouts. There's no application, onboarding, or underwriting process to get started.

How it works

Relevant payment options for your customers

1

Customer selects Affirm

Customer selects Affirm from the list of payment methods displayed at checkout – online or in-store on Stripe Terminal. New customers to Affirm undergo an eligibility check, with instant approvals.

2

Customer chooses their payment plan

Eligible customers choose a plan – from four interest-free instalments to monthly financing up to 36 months – and complete the transaction.

3

You're paid in full

You get paid the full amount up front and are not responsible for consumer credit or fraud risk.

Fully integrated

Get started fast on Stripe

With Stripe, you can get up and running with Affirm in minutes. There’s no additional paperwork for eligible businesses to get started, and everything from maintenance to reconciliation is simpler with a unified payments integration.

Flexible UI options

Our optimised payment surfaces let you turn on Affirm and other payment methods from the Stripe Dashboard. Stripe’s machine learning algorithm then dynamically shows customers the most relevant payment methods.

Offer Affirm on your platform

Through Connect, platforms and marketplaces can easily distribute Affirm with no work required by eligible merchants.

Offer Affirm to in-person shoppers with Stripe Terminal

Integrate quickly

Easily stand up QR codes and deploy through your existing Terminal integration.

Enable seamless experiences

Shoppers scan a QR code to pay in 4 interest-free instalments or monthly instalments up to 36 months.

Attract more customers

Now live across Terminal devices in the US and Canada.

Affirm scan-to-pay

Ready to get started?

There's no paperwork for eligible businesses to start accepting Affirm on Stripe. Stripe supports Affirm for businesses in the US and Canada.

Eligibility

Check if your business category is supported in the docs.

Pricing

Learn more about our transparent per-transaction pricing.

Conversion, average order value, global customer numbers, and new shopper data provided by Affirm. All data relate to integrations involving Affirm in general and are not specific to integrating with Stripe.