Last updated: December 19, 2025
This Addendum - Remote Check Acceptance Terms - Connected Accounts (“Addendum”) applies to your use of the Stripe FA for Platforms Remote Check Acceptance Service (as defined below).
1. Relationship to Stripe FA for Platforms Platform Terms
When you use the Stripe FA for Platforms Remote Check Acceptance Service, you expressly agree to the terms and conditions of this Addendum, the FA for platforms Terms, and any updates or modifications Stripe or SPC makes to either of the foregoing from time to time. This Addendum supplements the Stripe FA for Platforms Accountholder Terms, which generally governs your use of Stripe FA for Platforms, and is incorporated into this Addendum by reference. To the extent that there is a conflict between the Stripe FA for Platforms Accountholder Terms and this Addendum related to Stripe FA for Platforms Remote Check Acceptance Services, this Addendum will prevail.
2. The Stripe FA for Platforms Remote Check Acceptance Services
Stripe FA for Platforms Remote Check Acceptance Service is a Preview Service through which you may submit images of the front and back of your eligible checks for submission to your Financial Account through a mobile app provided by your Platform Provider (“Stripe FA for Platforms Remote Check Acceptance Service”). Each check submission you initiate through the Stripe FA for Platforms Remote Check Acceptance Service is an Activity and a Financial Account Transaction.
3. Using Remote Check Acceptance
a. You will use the mobile app check image capture functionality provided by your Platform Provider to submit checks for addition to your Financial Account. Availability of the Stripe FA for Platforms Remote Check Acceptance Service may be affected by your mobile carrier’s coverage area.
b. You must only submit checks that are denominated in U.S. Dollars and drawn on a U.S. bank.
c. Checks must be payable to you, and the back of the check must be endorsed by, the owner or a Stripe FA for Platforms Authorized User of the Financial Account, by writing the following under the signature “For credit to the account of Stripe Payments Company, for mobile deposit only.” You agree that Stripe (i) may reject checks submitted to the Stripe FA for Platforms Remote Check Acceptance Service that lack this endorsement or (ii) may apply the endorsement required by the preceding sentence prior to adding the funds from the check to your Financial Account. You irrevocably make and appoint SPC as your true and lawful attorney-in-fact to endorse checks submitted through the Stripe FA for Platforms Remote Check Acceptance Service on your behalf.
d. You must review and validate the accuracy and completeness of the check data being captured, including the amount of the check and the legibility of the check image generated. You are responsible for any numerical errors on the deposit data entry.
e. You must retain each check in a secure location for a period of 30 days after you submit its image, and then destroy it unless Stripe or your Platform Provider instruct you otherwise.
f. The FA for Platforms Bank will add funds represented by your check in SPC’s account for clearing and collection and SPC is responsible for crediting check funds to your Financial Account. Funds from your check will generally be available in your Financial Account within 5 Business Days after you submit the check to SPC through your Platform Provider.
4. Restrictions on Your Use of the Stripe FA for Platforms Remote Check Acceptance Service
a. You must not use the Stripe FA for Platforms Remote Check Acceptance Service other than for the purpose for which it is provided and in accordance with all relevant Stripe FA for Platforms Remote Check Acceptance documentation and any requirements set by your Platform Provider.
b. You cannot use the Stripe FA for Platforms Remote Check Acceptance Services to deposit U.S. savings bonds, U.S. postal money orders, remotely created checks (whether in paper form or electronically created), electronically created items (items created electronically and not derived from a paper check), checks drawn against an account you or your affiliate hold at the FA for Platforms Bank or any other financial institution, convenience checks (checks drawn against a line of credit), third party checks (other than checks originally payable to you and endorsed to SPC as required), checks payable to multiple payees, traveler’s checks or cash.
c. You must not duplicate, negotiate, submit or deposit the same original paper checks and you must not submit checks that are illegible or contain MICR data that is not machine-readable.
5. Indemnification
In addition to indemnification obligations under the Stripe Services Agreement and the Stripe Connected Account Agreement, you agree to defend, indemnify, and hold harmless Stripe, SPC, their vendors for remote check acceptance services and their respective employees and agents from and against any claim, suit, demand, loss, liability, damage, action, or proceeding arising out of or relating to (a) your breach of any provision of this Addendum or (b) your use of Stripe FA for Platforms Remote Check Acceptance Service in a manner that is illegal or inconsistent with the Stripe FA for Platforms Remote Check Acceptance Service documentation.
6. Termination
The following will survive termination of this Addendum:
(i) provisions that by their nature are intended to survive termination; and
(ii) provisions that allocate risk, or limit or exclude a party’s liability, to the extent necessary to ensure that a party’s potential liability for acts and omissions that occur during the Term remains unchanged after the Addendum terminates.