AI is making fraud more sophisticated and scalable, creating new challenges for online businesses. To stay ahead, your business needs equally advanced defenses. Our report gives you insights from billions of payments across millions of companies—plus perspectives from more than 4,000 global payments leaders—showing how AI is transforming both fraud risks and prevention.
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Key findings
How AI is changing fraud—and the tools to prevent it
Our analysis reveals how AI can both increase fraud risks and strengthen your defenses. Read the report to learn:
How fraudulent actors use AI to scale sophisticated attacks
Why fraud detection has become the most popular use case of AI in payments
Which industries face the highest risks and are adopting AI-powered prevention the fastest
Strategies that industry leaders can implement to stay ahead of new threats
Learnings
The growth of AI-powered fraud and how to respond
Our analysis outlines both advancements in fraud and how your business can use AI to stay ahead.
25%
of testing attacks blocked by Stripe involve fraudulent actors attempting more than 1 million transactions against a single business
30%
of business leaders report that generative AI is making merchant fraud worse
47%
of businesses now use AI to detect and prevent fraud
76%
of marketplaces and 78% of platforms are adopting AI-powered prevention tools faster than the global average
Why Stripe
The complete financial stack for enterprises
Everything you need to scale
Stripe has helped many $1B+ enterprises thrive in a digital world, improve customer experience, and unlock new revenue streams—all while simplifying operations.
Do more with the full suite
Stripe is a unified platform, so your teams don’t need to stitch together disparate systems or spend months integrating payments functionality. Clear documentation and support resources ensure your business can continue to evolve fast.
Go global with Stripe
Launch new markets, currencies, and payment methods—with minimal changes to your code. Stripe handles all cross-border money movement and currency conversion so you and your users receive payouts in your local currency.
Grow your business with Stripe
No matter your business model—SaaS, direct-to-consumer ecommerce, platform, marketplace—the Stripe platform applies intelligent optimizations based on billions in transactions to help block fraud and maximize revenue.
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