Regional considerations
For the most part, you’ll be able to use a single Terminal integration in all supported countries. However, due to local payment methods or regulations there are some country-specific requirements. After going through the sample integration, use this guide to learn about country-specific requirements for Terminal.
Note
In order to process Terminal payments, both the Stripe account receiving the funds and the location associated with the reader must be in the same country, accepting local currency only.
Availability
Refer to the following table to understand which readers and SDK platforms you can use in each country.
Countries | Android** | iOS** | JavaScript | Server-Driven |
---|---|---|---|---|
United States | Stripe Reader M2 Bluetooth or USBStripe Reader S700 SmartWisePOS E SmartTap to Pay Embedded | Stripe Reader M2 BluetoothStripe Reader S700 SmartWisePOS E SmartTap to Pay Embedded | Stripe Reader S700 SmartWisePOS E Smart | Stripe Reader S700 SmartWisePOS E Smart |
Austria+ Belgium Canada Czech Republic+ Denmark Finland+ Ireland Italy Luxembourg+ Malaysia+ Norway+ Portugal+ Spain Sweden Switzerland+ | WisePad 3 Bluetooth or USBStripe Reader S700 SmartWisePOS E SmartTap to Pay* Embedded | WisePad 3 BluetoothStripe Reader S700 SmartWisePOS E Smart | Stripe Reader S700 SmartWisePOS E Smart | Stripe Reader S700* SmartWisePOS E Smart |
United Kingdom | WisePad 3 Bluetooth or USBStripe Reader S700 SmartWisePOS E SmartTap to Pay Embedded | WisePad 3 BluetoothStripe Reader S700 SmartWisePOS E SmartTap to Pay Embedded | Stripe Reader S700 SmartWisePOS E Smart | Stripe Reader S700* SmartWisePOS E Smart |
New Zealand+ Singapore | WisePad 3 Bluetooth or USBStripe Reader S700 SmartWisePOS E SmartTap to Pay Embedded | WisePad 3 BluetoothStripe Reader S700 SmartWisePOS E Smart | Stripe Reader S700 SmartWisePOS E Smart | Stripe Reader S700* SmartWisePOS E Smart |
Australia | WisePad 3 Bluetooth or USBStripe Reader S700 SmartWisePOS E SmartTap to Pay* Embedded | WisePad 3 BluetoothStripe Reader S700 SmartWisePOS E SmartTap to Pay Embedded | Stripe Reader S700 SmartWisePOS E Smart | Stripe Reader S700* SmartWisePOS E Smart |
France Germany | WisePad 3 Bluetooth or USBStripe Reader S700 SmartTap to Pay* Embedded | WisePad 3 BluetoothStripe Reader S700 SmartTap to Pay* Embedded | Stripe Reader S700 Smart | Stripe Reader S700* Smart |
Netherlands | WisePad 3 Bluetooth or USBStripe Reader S700 SmartWisePOS E SmartTap to Pay* Embedded | WisePad 3 BluetoothStripe Reader S700 SmartWisePOS E SmartTap to Pay* Embedded | Stripe Reader S700 SmartWisePOS E Smart | Stripe Reader S700* SmartWisePOS E Smart |
Integrate Terminal in Ireland
Stripe supports Visa, Mastercard, and American Express payments in Ireland. All transactions must be made in euros (EUR). To accept Terminal charges in Ireland, either your platform account or connected account must be in Ireland.
Use locations
Create Locations for your business with addresses in Ireland and associate your readers to them. This will ensure that they automatically download the configuration needed to properly process charges in Ireland.
A valid address for a Location in Ireland must contain the line1
, postal_code
, and country
properties.
Reader software version
BBPOS WisePOS E readers operating in Ireland must use the reader software version 1.5.0.0
or later. Read about BBPOS WisePOS E software updates for details.
Similarly, BBPOS WisePad 3 readers must use the reader software version 4.01.00.33.SZZZ.01_Prod_EU_W1_off_v18_510001
or later. Read about BBPOS WisePad 3 software updates for details.
Strong Customer Authentication
Strong Customer Authentication (SCA) is a European regulatory requirement to reduce fraud and make payments more secure. SCA is or will be required for customer-initiated electronic payments within the European Economic Area (EEA). For more information about this European regulation, you can read Stripe’s PSD2: SCA guide.
Transactions below 50 euros (or the local currency equivalent) are considered low value and may be exempted from SCA. However, banks need to request authentication if the low value exemption has been used five times since the cardholder’s last successful authentication or if the sum of previously exempted payments exceeds 150 euros (or the local currency equivalent).
In Ireland, contact transactions authenticated with a PIN satisfy the SCA requirements. The chip represents the first authentication element of the transaction (possession) and the PIN represents the second (knowledge). Contactless card transactions, however, may require initiating an authenticated Chip and PIN contact transaction to comply with the SCA requirements.
If a contactless transaction isn’t eligible for an SCA exemption, the reader prompts the customer to insert their card for a chip-and-PIN transaction.
SCA recollection flow on the BBPOS WisePOS E
You will see two charges associated with these transactions if the customer re-enters their card. The first will be a soft-declined charge with an offline_pin_required
decline message and contactless_emv
read method. The second will be the authorized or hard-declined charge with contact_emv
read method.