Learn about payment methods
We categorize payment methods into eight families:
Each family has similar features, a single integration, and common checkout experiences. After you’ve integrated one payment method, you can add another within the same family with minimal changes to your integration.
To learn more about which payment methods are right for your business, see our payment method guide.
If you’re building an integration with Stripe Elements, Link makes it easy to create a frictionless payment experience for your customers. Your customers can save, change, and manage all their payment details in Link without any impact to your integration. Meanwhile, as Stripe adds support for more payment methods to Link, your integration can automatically accept them, without requiring you to make changes to your payment method settings.
Cards
Cards are a popular way for consumers and businesses to pay online or in person. Stripe supports global and local card networks. Learn more →
| Global | US and Canada | Europe | Asia | Latin America |
|---|---|---|---|---|
Visa | Discover | Cartes Bancaires | JCB | — |
Mastercard | Interac Beta | China Union Pay | ||
American Express | ||||
Diners |
Bank debits
Bank debits are commonly used for business-to-business and high-value consumer payments. Your business debits the customer’s bank account directly, with their permission. Learn more →
| Global | US and Canada | Europe | Asia | Latin America |
|---|---|---|---|---|
| — | ACH Direct Debit | Bacs Direct Debit | BECS Direct Debit | — |
Canadian PADs | SEPA Direct Debit |
Bank redirects
Bank redirects let customers pay online using their bank account, using a secure, intuitive checkout flow. They are popular among non-US consumers and can improve conversion and reduce fraud. Learn more →
| Global | US and Canada | Europe | Asia | Latin America |
|---|---|---|---|---|
| — | — | Bancontact | FPX | — |
BLIK | PayNow | |||
EPS | PromptPay | |||
giropay | UPI Invite only | |||
iDEAL | Netbanking Invite only | |||
P24 | ||||
Sofort |
Contact us to request to join one of our invite only payment methods.
Bank transfers
Customers or other businesses can use bank transfers to send money directly to your bank account and are common for accepting large payments from other businesses. In some countries, bank transfers are popular for consumer payments as well. Learn more →
| Global | US and Canada | Europe | Asia | Latin America |
|---|---|---|---|---|
| — | ACH Bank Transfer Beta | SEPA Bank Transfer | Japan Bank Transfer (Furikomi) | Mexico Bank Transfer |
UK Bank Transfer | ||||
Multibanco Beta |
Contact us to request to join one of our invite only payment methods.
Buy now, pay later
Buy now, pay later payment methods help retailers reach customers that want to pay in installments. Your business is paid immediately and in full, and your customer pays nothing or a portion of the total cost at checkout. Learn more →
| Payment method | US and Canada | Europe | Asia | Latin America |
|---|---|---|---|---|
Affirm | ||||
Afterpay / Clearpay | ||||
Klarna | — | — | — |
Contact us to request to join one of our invite only payment methods.
Real-time payments
Real-time payments let customers send money directly from their bank account or other funding source using an intermediary to authenticate, such as a phone number or other account. They’re a common payment type in Asia and Latin America. Learn more →
| Global | US and Canada | Europe | Asia | Latin America |
|---|---|---|---|---|
| — | — | — | paynow |
Vouchers
Vouchers are a popular way for customers in Asia and Latin America to complete online purchases in-person. At checkout, customers receive a digital voucher with pending transaction details and then complete the payment at local stores. Learn more →
Contact us to request to join one of our invite only payment methods.
Wallets
Wallets provide a fast and secure way for consumers to pay with a saved card or a stored balance. Wallets improve conversion and reduce fraud, especially on mobile. Learn more →
| Global | US and Canada | Europe | Asia | Latin America |
|---|---|---|---|---|
Apple Pay | — | — | Alipay | — |
Google Pay | WeChat Pay | |||
Secure Remote Commerce | GrabPay |