Google Pay

Learn how to accept payments using Google Pay.

Google Pay allows customers to make payments in your app or website using any credit or debit card saved to their Google Account, including those from Google Play, YouTube, Chrome, or an Android device. Use the Google Pay API to request any credit or debit card stored in your customer’s Google account.

Google Pay is fully compatible with Stripe’s products and features (e.g., subscriptions), allowing you to use it in place of a traditional payment form whenever possible. Use it to accept payments for physical goods, donations, subscriptions, and more.

Accepting Google Pay in your Android app

Use the Stripe Android SDK to start accepting Google Pay in your Android apps.

Set up your integration

To use Google Pay, first enable the Google Pay API by adding the following to the <application> tag of your AndroidManifest.xml:

AndroidManifest.xml

<application>
  ...
  <meta-data
    android:name="com.google.android.gms.wallet.api.enabled"
    android:value="true" />
</application>

This guide assumes you’re using Google Play services 18.1.1 or greater and the latest version of the Stripe Android SDK.

build.gradle

dependencies {
  implementation 'com.google.android.gms:play-services-wallet:18.1.1'
  implementation 'androidx.appcompat:appcompat:1.2.0'
  implementation 'com.stripe:stripe-android:16.8.2'
}

For more details, see Google Pay’s Set up Google Pay API for Android.

Instantiate PaymentsClient

Next, create an instance of PaymentsClient in your Activity. This allows you to access the Payments APIs. Do this before you start the payment flow, such as in Activity#onCreate().

public class CheckoutActivity extends AppCompatActivity {
    private PaymentsClient paymentsClient;
    private Stripe stripe;

    @Override
    protected void onCreate(@Nullable Bundle savedInstanceState) {
        super.onCreate(savedInstanceState);

        PaymentConfiguration.init(this, PUBLISHABLE_KEY);

        paymentsClient = Wallet.getPaymentsClient(
            this,
            new Wallet.WalletOptions.Builder()
                .setEnvironment(WalletConstants.ENVIRONMENT_TEST)
                .build()
        );

        stripe = new Stripe(this, pk_test_TYooMQauvdEDq54NiTphI7jx
);

        isReadyToPay();
    }
}

After creating PaymentsClient, create an instance of IsReadyToPayRequest and fire it to determine if Google Pay is available.

public class CheckoutActivity extends AppCompatActivity {
    // continued from above

    private void isReadyToPay() {
        final IsReadyToPayRequest request = createIsReadyToPayRequest();
        paymentsClient.isReadyToPay(request)
            .addOnCompleteListener(
                new OnCompleteListener<Boolean>() {
                    public void onComplete(Task<Boolean> task) {
                        if (task.isSuccessful()) {
                            // show Google Pay as payment option
                        } else {
                            // hide Google Pay as payment option
                        }
                    }
                }
            );
    }

    /**
     * See https://developers.google.com/pay/api/android/reference/request-objects#example
     * for an example of the generated JSON.
     */
    @NonNull
    private IsReadyToPayRequest createIsReadyToPayRequest() throws JSONException {
        final JSONArray allowedAuthMethods = new JSONArray();
        allowedAuthMethods.put("PAN_ONLY");
        allowedAuthMethods.put("CRYPTOGRAM_3DS");

        final JSONArray allowedCardNetworks = new JSONArray();
        allowedCardNetworks.put("AMEX");
        allowedCardNetworks.put("DISCOVER");
        allowedCardNetworks.put("MASTERCARD");
        allowedCardNetworks.put("VISA");

        final JSONObject cardParameters = new JSONObject();
        cardParameters.put("allowedAuthMethods", allowedAuthMethods);
        cardParameters.put("allowedCardNetworks", allowedCardNetworks);

        final JSONObject cardPaymentMethod = new JSONObject();
        cardPaymentMethod.put("type", "CARD");
        cardPaymentMethod.put("parameters", cardParameters);

        final JSONArray allowedPaymentMethods = new JSONArray();
        allowedPaymentMethods.put(cardPaymentMethod);

        final JSONObject isReadyToPayRequestJson = new JSONObject();
        isReadyToPayRequestJson.put("apiVersion", 2);
        isReadyToPayRequestJson.put("apiVersionMinor", 0);
        isReadyToPayRequestJson.put("allowedPaymentMethods", allowedPaymentMethods);

        return IsReadyToPayRequest.fromJson(isReadyToPayRequestJson.toString());
    }
}

Create a payment request

When the user is ready to pay, create a PaymentDataRequest JSON object. The PaymentDataRequest object is a JSONObject representing a request for method of payment (e.g., a credit card) and other details. It provides the necessary information to support a payment, including transaction information such as total cost and currency.

To create a PaymentDataRequest JSONObject with Stripe configured as your gateway, set the PaymentMethod’s TokenizationSpecification using GooglePayConfig#getTokenizationSpecification().

Configure CardParameters.billingAddressRequired, BillingAddressParameters, and PaymentDataRequest.emailRequired according to your needs, as shown below.

When you have your tokenization parameters, create the PaymentDataRequest object with the information relevant to the purchase.

public class CheckoutActivity extends AppCompatActivity {
    // continued from above

    @NonNull
    private PaymentDataRequest createPaymentDataRequest() {
        final JSONObject tokenizationSpec =
            new GooglePayConfig(this).getTokenizationSpecification();
        final JSONObject cardPaymentMethod = new JSONObject()
            .put("type", "CARD")
            .put(
                "parameters",
                new JSONObject()
                    .put("allowedAuthMethods", new JSONArray()
                        .put("PAN_ONLY")
                        .put("CRYPTOGRAM_3DS"))
                    .put("allowedCardNetworks",
                        new JSONArray()
                            .put("AMEX")
                            .put("DISCOVER")
                            .put("MASTERCARD")
                            .put("VISA"))

                    // require billing address
                    .put("billingAddressRequired", true)
                    .put(
                        "billingAddressParameters",
                        new JSONObject()
                            // require full billing address
                            .put("format", "MIN")

                            // require phone number
                            .put("phoneNumberRequired", true)
                    )
            )
            .put("tokenizationSpecification", tokenizationSpec);

        // create PaymentDataRequest
        final JSONObject paymentDataRequest = new JSONObject()
            .put("apiVersion", 2)
            .put("apiVersionMinor", 0)
            .put("allowedPaymentMethods",
                new JSONArray().put(cardPaymentMethod))
            .put("transactionInfo", new JSONObject()
                .put("totalPrice", "10.00")
                .put("totalPriceStatus", "FINAL")
                .put("currencyCode", "USD")
            )
            .put("merchantInfo", new JSONObject()
                .put("merchantName", "Example Merchant"))

            // require email address
            .put("emailRequired", true)
            .toString();

        return PaymentDataRequest.fromJson(paymentDataRequest);
    }
}

Submit the payment

Now that you’ve established a way to create the payment data request, hook that method up to your Buy button’s click handler.

public class CheckoutActivity extends AppCompatActivity {
    private static final int LOAD_PAYMENT_DATA_REQUEST_CODE = 53;

    private void payWithGoogle() {
        AutoResolveHelper.resolveTask(
            paymentsClient.loadPaymentData(createPaymentDataRequest()),
            this,
            LOAD_PAYMENT_DATA_REQUEST_CODE
        );
    }
}

Invoking AutoResolveHelper#resolveTask() with a PaymentDataRequest will launch Google Pay. Receive the result in Activity#onActivityResult(). Use PaymentMethodCreateParams#createFromGooglePay(JSONObject) to create a PaymentMethodCreateParams object from the JSON representation of the PaymentData, as shown below.

public class CheckoutActivity extends AppCompatActivity {
    @Override
    public void onActivityResult(int requestCode, int resultCode,
                                @Nullable Intent data) {
        super.onActivityResult(requestCode, resultCode, data);
        switch (requestCode) {
            case LOAD_PAYMENT_DATA_REQUEST_CODE: {
                switch (resultCode) {
                    case Activity.RESULT_OK: {
                        if (data != null) {
                            onGooglePayResult(data);
                        }
                        break;
                    }
                    case Activity.RESULT_CANCELED: {
                        // Canceled
                        break;
                    }
                    case AutoResolveHelper.RESULT_ERROR: {
                        // Log the status for debugging
                        // Generally there is no need to show an error to
                        // the user as the Google Payment API will do that
                        final Status status =
                            AutoResolveHelper.getStatusFromIntent(data);
                        break;
                    }
                    default: {
                        // Do nothing.
                    }
                }
                break;
            }
            default: {
                // Handle any other startActivityForResult calls you may have made.
            }
        }
    }

    private void onGooglePayResult(@NonNull Intent data) {
        final PaymentData paymentData = PaymentData.getFromIntent(data);
        if (paymentData == null) {
            return;
        }

        final PaymentMethodCreateParams paymentMethodCreateParams =
            PaymentMethodCreateParams.createFromGooglePay(
                new JSONObject(paymentData.toJson()));

        stripe.createPaymentMethod(
            paymentMethodCreateParams,
            new ApiResultCallback<PaymentMethod>() {
                @Override
                public void onSuccess(@NonNull PaymentMethod result) {
                    // See https://stripe.com/docs/payments/accept-a-payment?platform=android#android-create-payment-intent
                    // for how to create a PaymentIntent on your backend and use its client secret
                    // to confirm the payment on the client.
                    ConfirmPaymentIntentParams confirmParams = ConfirmPaymentIntentParams
                        .createWithPaymentMethodId(
                            result.id,
                            "{{PAYMENT_INTENT_CLIENT_SECRET}}"
                        );
                    stripe.confirmPayment(CheckoutActivity.this, confirmParams, null);
                }

                @Override
                public void onError(@NonNull Exception e) {
                }
            }
        );
    }
}

Going live with Google Pay

Build your app in ENVIRONMENT_TEST with your Stripe test publishable key.
Reach out to Google support.
Send the APK pointing to ENVIRONMENT_TEST to Google support when requested.
Google assesses the app against their integration checklist and provides feedback if needed.
Google provides instructions on how to agree to their Terms of Service and ensure production access is granted.
Send your final production APK pointing to ENVIRONMENT_PRODUCTION to Google for a real-world test which includes a few transactions.
If all tests pass, Google clears you to publish the APK.
Notify Google support when your APK is 100% visible to users.

Accepting Google Pay on the web

You can start accepting Google Pay payments on the web using Checkout or Elements. Using Google Pay in Checkout requires no additional configuration. For Elements, refer to our Payment Request Button documentation to learn how to add Google Pay to your site.

If you prefer to integrate directly against the Google Pay API, follow Google’s instructions.