The on-ramp built to convert.
Let customers buy crypto directly on your app or site. Stripe handles identity verification, compliance and fraud prevention, end to end.
Broad asset, chain, and payment method coverage
Reach more customersEnd-to-end flow owned and optimised by Stripe
Increase conversion ratesEmbedded into your product to stay true to your brand
Keep customers in-productBuilt-in fraud protection, KYC, and licensing for global compliance
Operate with confidenceThe opportunity
Most on-ramps add friction at the exact moment a customer is ready to buy. Some fail to authorise payments entirely. Many rely on popups or redirects that take customers out of your product.
Crypto On-ramp lets customers purchase crypto directly in your product. Unlike other providers, Stripe handles the entire flow end-to-end – and optimises for conversion at every step.
Reach more customers.
Offer broad support across assets, chains and payment methods.
Broad asset and chain support.
Let customers buy a variety of cryptocurrencies across popular blockchain networks – including stablecoins issued through Open Issuance.
Preferred payment methods.
Support the ways customers already pay. Accept credit, debit, Apple Pay, Google Pay, and instant and regular ACH.
Instant crypto settlement.
Offer customers immediate access to their crypto when they pay with eligible methods – no settlement delays.
Achieve higher conversion rates
Unlike other providers, Stripe handles every step of the flow – from payment processing to customer verification, fraud prevention and settlement – helping you reduce declines and drop-off.
Verify customers confidently.Fraud models trained on trillions of Stripe transactions help you boost conversion while blocking bad actors.Reduce friction during checkout.Fewer collection requirements for low-value transactions keep checkout fast.
Embed the on-ramp directly in your product.Looks and feels like your brand.
Choose how you integrate.
From no-code to embedded components, across desktop and mobile, choose the integration path that fits your goals.
Own the user experience.
Advanced customisations let you match the checkout to your brand's visual identity, show real-time quotes and prefill transaction details.
Improve conversion with instant checkout for returning Link customers
Millions of returning Link customers can check out faster using saved information, authenticated with a one-time password or passkey. No repeated form fills or document uploads: Link stores Know Your Customer (KYC) verification details, reducing friction for returning customers.
Reduce complexity.
Get built-in fraud protection, KYC and licensing.
Identity verification
Stripe runs all KYC verification and sanctions screening checks – no additional vendor required.
Liability protection
Stripe is responsible for fraud management, chargebacks, regulatory requirements and disputes as the merchant of record.
Optimised fraud detection
Every transaction is screened in real time by Stripe's fraud systems, trained on signals from trillions of transactions across the Stripe network.
Behind the scenes:
Phantom uses Stripe to allow customers to buy their stablecoin, CASH.
Explore Stripe's crypto stack
Issue your own stablecoin.
Open Issuance by Bridge lets any business design a custom stablecoin and go to market quickly.
Build on reliable wallet infrastructure.
Use Privy for wallet creation, key management and transaction signing – through one programmable API.
Grow your business with crypto.
Reach new customers, reduce costs and launch borderless financial services using Stripe's reliable crypto infrastructure.
Frequently asked questions
Learn more about Crypto On-ramp.
What are the KYC requirements when using Crypto On-ramp?
Stripe handles KYC requirements, sanctions screening and customer verification end-to-end. For low-value transactions, detailed KYC information is not required.
How does Crypto On-ramp integrate into my site or app?
Choose an integration path that fits your goals – from no-code options to fully embeddable components, across both desktop and mobile. You can customise the look and feel to match your brand, pre-set destination and currency parameters, and show real-time quotes.
How do I handle compliance when my customers buy crypto?
As the merchant of record, Stripe manages KYC, sanctions screening, identity verification, fraud prevention and disputes.
Do I need any licenses to use Crypto On-ramp?
No. Stripe holds the necessary licenses, so you don't need to obtain your own.
Who is the merchant of record (MoR) when using Crypto On-ramp?
Stripe acts as the merchant of record, handling regulatory requirements and compliance.
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