Wallets

Learn about wallet payments with Stripe.

Customers can use wallets to pay online with a saved card or a digital wallet balance.

Retailers often use wallets to:

reduce fraud and increase conversion on mobile
reach buyers in China, where wallets are the most popular way to pay

Wallets may not be a good fit for your business if:

You sell subscriptions. Some wallets don’t support recurring payments.

Payment experience

Customers confirm the transaction by authenticating their wallet credentials at checkout. If using mobile, they can authenticate with fingerprint or face recognition, their mobile passcode, or by logging into their wallet app. On the web, they can also scan a QR code with their mobile phone to complete the transaction.

A flowchart example of the customer experience when using Apple pay on a mobile device. First, the customer selects Apple Pay at checkout. Next, they enter their Apple Pay credentials, such as Touch ID. Finally, they receive notification that their payment is complete.

Diagram of the customer facing web flow for Apple Pay. First, the customer selects Apple Pay at checkout. Next, they use their mobile device to confirm payment. Finally, they receive notification their payment is complete.

Product support

We’ve created a single integration for all wallets that works across Stripe products. With Stripe Checkout, Apple Pay and Google Pay are automatically enabled.

Payment method	Customer country	Checkout	Invoicing	Subscriptions
Alipay	China		Invite Only	Invite Only
Apple Pay	Global
Click to Pay	Global	No	No
Google Pay	Global
GrabPay	Malaysia, Singapore		No	No
Microsoft Pay	Global	No

Migrating from the Sources or Tokens APIs

If your current integration uses the Sources or Tokens API, we recommend following the migration guide to transition to Payment Intents and Payment Methods.