Stripe for fintech
The infrastructure behind the world's leading fintechs
Run your company on global, compliant infrastructure. Accept payments, top up accounts, pay out and issue cards – across card networks, bank rails and stablecoins – with AI-powered fraud protection built in.
The opportunity
How you move money can set you apart
Customers expect instant payments, digital-first financial services and global access from day one. Delivering all of that while keeping fraud and financial risk in check is how successful fintechs scale.
Expand to new markets faster
Stripe's global infrastructure – 195+ markets, 125+ payment methods – and built-in fraud protection trained on US$1.9T in annual transactions give your team the confidence to launch in new markets faster.
Spend engineering time building, not integrating vendors
Many fintechs stitch together vendors across payments, fraud and money movement. The result: a fragmented stack that slows you down. Stripe unifies it all so you can focus on your customers.
Why Stripe
Built for how fintechs actually operate
As a fintech, Stripe's infrastructure for payments, payouts, card issuance, fraud protection and stablecoins has been tested at scale – against the same demands you face. Move faster with all your key operations on a single platform.
$1.9T
payments processed in 2025, representing 1.6% of the world's GDP
32%
average fraud reduction with Stripe Radar in 2025
400M+
cards issued through Stripe Issuing
99.999%
historical uptime maintained by the Stripe API, including during peak traffic days
Use cases
Run every financial flow on one platform
Accept payments, store funds, pay out globally and issue cards – all through a set of APIs and prebuilt UIs your team can integrate in days, not months.
Fund accounts and fight fraud
Accept funds with 125+ payment methods, including cards, bank debits and stablecoins. Optimise auth rates and block fraud with AI trained on billions of transactions.
Pay out globally
Disburse funds instantly via bank transfers, real-time payments and push to card—all through a single API with programmable controls.
Launch card programs
Issue virtual and physical debit and credit cards for rewards and expense management. No direct BIN sponsor needed.
Store and manage funds
Hold balances and pay out in any currency, including stablecoins, with 24/7 settlement on stablecoin or traditional payment rails from one integration.
Stablecoins and crypto
The complete stablecoin stack for fintechs
Stablecoins allow fintechs to build global-by-default financial services. Store funds, enable spending via cards and transfers and settle cross-border 24/7.
Customer testimonials
What leading fintechs are building on Stripe
It was a no-brainer to partner with Stripe. Their leading payment processing is pushing the boundaries on auth rates for us at ~90% and their stablecoin offering through Bridge is helping us save costs, settle faster and serve more countries as we're rapidly expanding.
Thanks to Stripe, our users are able to instantly add funds to their account using the payment methods they prefer. Knowing that top ups via SEPA transfers can take 1+ day on average, this is a significant time saving for our users.
We found Stripe to be a very collaborative partner that had the flexibility to adapt its issuing processing stack to our business.
Stripe handles KYC, KYB and the compliance requirements around payouts, which is especially important for us to segregate these flows from flows we have with our other banking partners.
Who we help
Solutions for every fintech
Trading and digital brokerages
Let investors fund, trade and withdraw without friction.
Ready to learn more?
Get a demo of Stripe’s fintech capabilities, and explore tailored solutions and pricing for your business.
For developers
Build faster with modern APIs and prebuilt UIs. Test in sandbox, integrate without replatforming.
Professional services
Discover how Stripe's integration experts can help you reach your goals quickly and effectively.