Testing Stripe Terminal
The best way to achieve a successful Terminal deployment is to test every part of your integration. We provide testing tools for each stage:
- Before ordering a reader, test your integration with the reader simulator.
- Test your complete hardware integration with a physical test card.
Simulated reader
The Stripe Terminal SDK comes with a built-in simulated card reader, so you can develop and test your app without connecting to physical hardware. Whether your integration is complete or you’re just starting out, use the simulated reader to emulate all the Terminal flows in your app: connecting to a reader, updating reader software, and collecting payments.
Note that the simulated reader does not provide a UI. After connecting to it in your app, you can see it working when calls to the Stripe SDK succeed.
Simulated test cards
The simulated reader can be configured to use a simulated test card, enabling you to test different flows within your point of sale application. Currently, this is only available in our JavaScript SDK.
Before collecting a payment method, configure the simulated reader to use one of the following test card numbers or test payment methods to produce specific responses.
Standard test cards
| Test Card Number | Test Payment Method | Brand |
|---|---|---|
visa | Visa | |
visa_debit | Visa (debit) | |
mastercard | Mastercard | |
mastercard_debit | Mastercard (debit) | |
mastercard_prepaid | Mastercard (prepaid) | |
amex | American Express | |
amex2 | American Express | |
discover | Discover | |
discover2 | Discover | |
diners | Diners Club | |
diners_14digits | Diners Club (14 digit card) | |
jcb | JCB | |
unionpay | UnionPay | |
interac | Interac |
Test cards for specific error cases
| Test Card Number | Test Payment Method | Result |
|---|---|---|
charge_declined | Charge is declined with a card_declined code. | |
charge_declined_insufficient_funds | Charge is declined with a card_declined code. The decline_code attribute is insufficient_funds. | |
charge_declined_lost_card | Charge is declined with a card_declined code. The decline_code attribute is lost_card. | |
charge_declined_stolen_card | Charge is declined with a card_declined code. The decline_code attribute is stolen_card. | |
charge_declined_expired_card | Charge is declined with an expired_card code. | |
charge_declined_processing_error | Charge is declined with a processing_error code. | |
refund_fail | Charge succeeds but refunding a captured charge fails asynchronously with a failure_reason of expired_or_canceled_card. Note that because refund failures are asynchronous, the refund will appear to be successful at first and will only have the failed status on subsequent fetches. We also notify you of refund failures using the charge.refund.updated webhook event. |
Physical test card
Test payments with your Stripe Terminal reader using a physical test card. You can purchase readers and physical test cards from the Terminal tab of the Stripe Dashboard.
This physical test card supports both chip entry and contactless payments. It only works with Stripe’s pre-certified readers, and only against the Stripe API in test mode. If you attempt to use your physical test card in live mode, the Stripe API returns an error. Unless stated otherwise, use the PIN 1234 when prompted.
When creating payments using a physical test card, use amounts ending in the following values to produce specific responses:
| Decimal | Result |
|---|---|
| 00 | Payment is approved. |
| 01 | Payment is declined with a call_issuer code. |
| 02 | (Contactless only) Payment is declined with an offline_pin_required code. Enter the PIN 1234 to complete the transaction. |
| 03 | (Contactless only) Payment is declined with an online_or_offline_pin_required code. Enter any 4-digit PIN to complete the transaction. |
| 05 | Payment is declined with an generic_decline code. |
| 55 | Payment is declined with an incorrect_pin code. |
| 65 | Payment is declined with an withdrawal_count_limit_exceeded code. |
| 75 | Payment is declined with an pin_try_exceeded code. |
For example, a payment processed using a physical test card for the amount $25.00 succeeds; a payment processed for the amount $10.05 is declined.
Interac test card Canada only
To test your Interac integration, you must use an Interac physical test card. This can be ordered on the Terminal hardware shop in the Dashboard. The Stripe-branded physical test card can’t be used as an Interac card.
The Interac test card works for both interac_present payments and interac_present refunds. You can use the same test amounts you use for testing card_present payments. Unless stated otherwise, use the PIN 1234 when prompted. To test a declined refund, create a partial refund with an amount ending with the following decimal values: 01, 05, 55, 65, or 75.
The Interac test card doesn’t support tap to pay.