Testing Stripe Terminal
Learn how to effectively test your Terminal integration.
The best way to achieve a successful Terminal deployment is to test every part of your integration. We provide testing tools for each stage:
- Before ordering a reader, test your integration with the reader simulator.
- Test your complete hardware integration with a physical test card.
Simulated reader
The Stripe Terminal SDK comes with a built-in simulated card reader, so you can develop and test your app without connecting to physical hardware. Whether your integration is complete or you’re just starting out, use the simulated reader to emulate all the Terminal flows in your app: connecting to a reader, updating reader software, and collecting payments.
Note that the simulated reader does not provide a UI. After connecting to it in your app, you can see it working when calls to the Stripe SDK succeed.
Simulated test cards
The simulated reader can be configured to use a simulated test card, enabling you to test different flows within your point of sale application. Currently, the simulated reader configuration API is only available in our JavaScript SDK.
Before collecting a payment method, configure the simulated reader to use one of the following test card numbers or test payment methods to produce specific responses.
Standard test cards
| Test Card Number | Test Payment Method | Brand |
|---|---|---|
| 4242424242424242 | visa |
Visa |
| 4000056655665556 | visa_debit |
Visa (debit) |
| 5555555555554444 | mastercard |
Mastercard |
| 5200828282828210 | mastercard_debit |
Mastercard (Debit) |
| 5105105105105100 | mastercard_prepaid |
Mastercard (prepaid) |
| 378282246310005 | amex |
American Express |
| 371449635398431 | amex2 |
American Express |
| 6011111111111117 | discover |
Discover |
| 6011000990139424 | discover2 |
Discover |
| 3056930009020004 | diners |
Diners Club |
| 36227206271667 | diners_14digits |
Diners Club (14 digit card) |
| 3566002020360505 | jcb |
JCB |
| 6200000000000005 | unionpay |
UnionPay |
| 4506445006931933 | interac |
Interac |
Test cards for specific error cases
| Test Card Number | Test Payment Method | Result |
|---|---|---|
| 4000000000000002 | charge_declined |
Charge is declined with a card_declined code. |
| 4000000000009995 | charge_declined_insufficient_funds |
Charge is declined with a card_declined code. The decline_code attribute is insufficient_funds. |
| 4000000000009987 | charge_declined_lost_card |
Charge is declined with a card_declined code. The decline_code attribute is lost_card. |
| 4000000000009979 | charge_declined_stolen_card |
Charge is declined with a card_declined code. The decline_code attribute is stolen_card. |
| 4000000000000069 | charge_declined_expired_card |
Charge is declined with an expired_card code. |
| 4000000000000119 | charge_declined_processing_error |
Charge is declined with a processing_error code. |
| 4000000000005126 | refund_fail |
Charge succeeds but refunding a captured charge fails asynchronously with a failure_reason of expired_or_canceled_card.
Note that because refund failures are asynchronous, the refund will appear to be successful at first and will only have the failed status on subsequent fetches.
We also notify you of refund failures using the charge.refund.updated webhook event.
|
Physical test card
Test payments with your Stripe Terminal reader using a physical test card. You can purchase readers and physical test cards from the Terminal tab of the Stripe Dashboard.
This physical test card supports both chip entry and contactless payments. It only works with Stripe’s pre-certified readers, and only against the Stripe API in test mode. If you attempt to use your physical test card in live mode, the Stripe API returns an error.
When creating payments using a physical test card, use amounts ending in the following values to produce specific responses:
| Decimal | Result |
|---|---|
| 00 | Payment is approved. |
| 01 | Payment is declined with a call_issuer code. |
| 02 | (Contactless EMV only) Payment is declined with an offline_pin_required code. |
| 05 | Payment is declined with a generic_decline code. |
| 55 | Payment is declined with an incorrect_pin code. |
| 65 | Payment is declined with a withdrawal_count_limit_exceeded code. |
| 75 | Payment is declined with a pin_try_exceeded code. |
For example, a payment processed using a physical test card for the amount $25.00 succeeds; a payment processed for the amount $10.05 is declined.
Next steps
Congratulations! Your Terminal integration is nearly ready to deploy. For a few final checks, see the integration checklist.