iDEAL payments

Learn about iDEAL, a common payment method in the Netherlands.

iDEAL is a Netherlands-based payment method that allows customers to complete transactions online using their bank credentials. All major Dutch banks are members of Currence, the scheme that operates iDEAL, making it the most popular online payment method in the Netherlands with a share of online transactions close to 55%.

iDEAL redirects customers to their online banking environment to authenticate a payment using a second factor of authentication and there is immediate notification about the success or failure of a payment. The exact customer experience depends on their bank.

Customer locations

Netherlands

Presentment currency

EUR

Payment confirmation

Customer-initiated

Payment method family

Authenticated bank debit

Recurring payments

via SEPA Direct Debit

Payout timing

Standard payout timing applies

Connect support

Yes

Dispute support

Refunds / Partial refunds

Yes / yes

Stripe accounts in the following countries can accept iDEAL payments with local currency settlement.

Australia

Austria

Belgium

Bulgaria

Canada

Cyprus

Czech Republic

Denmark

Estonia

Finland

France

Germany

Greece

Hong Kong

Ireland

Italy

Japan

Latvia

Lithuania

Luxembourg

Malta

Mexico

Netherlands

New Zealand

Norway

Poland

Portugal

Romania

Singapore

Slovakia

Slovenia

Spain

Sweden

Switzerland

United Kingdom

United States

Payment flow

Getting started

Check out the iDEAL sample, view the sample code on GitHub, or get started with accepting iDEAL payments.

Disputed payments

The risk of fraud or unrecognized payments is low because the customer must authenticate the payment with their bank. As a result, you won’t have disputes that turn into chargebacks, with funds withdrawn from your Stripe account.

Refunds

iDEAL payments can be refunded up to 180 days after the original payment.