Issuing with Connect
Connect allows you to create separate Stripe accounts for each of your customers, with each account having a separate balance. Cards and cardholders are created under these separate accounts. Platform users can’t fund cards on their connected accounts with the platform’s Issuing Balance, although a platform pays for their connected accounts’ costs, such as card creation.
Create a Connect account
Create a Connect account by following the custom Connect account creation guide, and request the card_issuing
, transfers
, and card_payments
capabilities.
Read more about requesting capabilities.
Use the API to create Connect accounts for Issuing. While it’s technically possible to create Connect accounts from the dashboard, some Issuing features are not yet accessible from the dashboard.
Required verification information
Add funds
To spend money with issued cards, you must first allocate funds to the Issuing balance on each of your connected accounts. This balance represents pooled funds reserved for Issuing, and is safely separated from your earnings, payouts, and funds from other Stripe products.