Required Verification Information

    Learn what required verification information needs to be provided, by country, when using Connect.

    When building a Connect platform using Custom accounts, you'll need to collect the required verification information for each of your accounts, which varies by the Custom account's country. This information—listed below—is also available programmatically through the Country Specs API.

    As an added convenience, most arguments in the tables below are followed by a localized version, suitable as a label in your user interface.

    Minimum verification requirements for: Austria

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    company.address.city
    Stadt
    company.address.line1
    Adresse des Unternehmens
    company.address.postal_code
    Postleitzahl
    company.name
    Unternehmensname
    company.tax_id
    Firmenbuchnummer (FN)
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Vorname
    relationship.account_opener.first_name
    Vorname
    individual.last_name
    Nachname
    relationship.account_opener.last_name
    Nachname
    relationship.account_opener.address.city
    Stadt
    relationship.account_opener.address.line1
    Adresse
    relationship.account_opener.address.postal_code
    Postleitzahl
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Austria

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Australia

    All accounts in this country eventually require all of the following fields if they process enough volume.

    Individual Company
    external_account external_account
    individual.address.city company.address.city
    individual.address.line1 company.address.line1
    individual.address.postal_code company.address.postal_code
    individual.address.state
    State/Territory
    company.address.state
    State/Territory
    company.name
    company.tax_id
    Company ACN/ABN - TFN
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name relationship.account_opener.first_name
    individual.last_name relationship.account_opener.last_name
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Australia

    Some merchants in this country may be required to provide the following additional fields depending on our ability to verify their identity. Some merchants are never asked for this information, even after processing considerable volume.

    Individual Company
    individual.verification.document relationship.account_opener.verification.document

    Minimum verification requirements for: Belgium

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    Ville (FR) or Plaats (NL)
    company.address.city
    Ville (FR) or Plaats (NL)
    individual.address.line1
    Adresse (FR) or Adress (NL)
    company.address.line1
    Adresse (FR) or Adress (NL)
    individual.address.postal_code
    Code Postal (FR) or Postcode (NL)
    company.address.postal_code
    Code Postal (FR) or Postcode (NL)
    company.name
    Nom de l'entreprise (FR) or Bedrijfsnaam (NL)
    company.tax_id
    TVA/BTW/CBE
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Prénom (FR) or Voornaam (NL)
    relationship.account_opener.first_name
    Prénom (FR) or Voornaam (NL)
    individual.last_name
    Nom (FR) or Achternaam (NL)
    relationship.account_opener.last_name
    Nom (FR) or Achternaam (NL)
    relationship.account_opener.address.city
    Ville (FR) or Plaats (NL)
    relationship.account_opener.address.line1
    Adresse (FR) or Adress (NL)
    relationship.account_opener.address.postal_code
    Code Postal (FR) or Postcode (NL)
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Belgium

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Canada

    All accounts in this country eventually require all of the following fields if they process enough volume.

    Individual Company
    external_account external_account
    individual.address.city company.address.city
    individual.address.line1 company.address.line1
    individual.address.postal_code company.address.postal_code
    individual.address.state
    Province
    company.address.state
    Province
    company.name
    company.tax_id
    Business Number (nine-digit tax ID)
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name relationship.account_opener.first_name
    individual.last_name relationship.account_opener.last_name
    individual.id_number
    Social Insurance Number
    relationship.account_opener.id_number
    Social Insurance Number
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Canada

    Some merchants in this country may be required to provide the following additional fields depending on our ability to verify their identity. Some merchants are never asked for this information, even after processing considerable volume.

    Individual Company
    individual.verification.document relationship.account_opener.verification.document

    Minimum verification requirements for: Switzerland

    All accounts in this country eventually require all of the following fields if they process enough volume.

    Individual Company
    external_account external_account
    relationship.owner
    individual.address.city
    Ville (FR) or Stadt (DE)
    company.address.city
    Ville (FR) or Stadt (DE)
    individual.address.line1
    Adresse (FR and DE)
    company.address.line1
    Adresse (FR and DE)
    individual.address.postal_code
    Code Postal (FR) or Postleitzahl (DE)
    company.address.postal_code
    Code Postal (FR) or Postleitzahl (DE)
    company.name
    Nom de l'entreprise (FR) or Unternehmensname (DE)
    company.tax_id
    VAT number UID/MWST/TVA/IVA (FR) or Umsatzsteuer-Identifikationsnummer UID/MWST/TVA/IVA (DE)
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Prénom (FR) or Vorname (DE)
    relationship.account_opener.first_name
    Prénom (FR) or Vorname (DE)
    individual.last_name
    Nom (FR) or Nachname (DE)
    relationship.account_opener.last_name
    Nom (FR) or Nachname (DE)
    relationship.account_opener.address.city
    Ville (FR) or Stadt (DE)
    relationship.account_opener.address.line1
    Adresse (FR and DE)
    relationship.account_opener.address.postal_code
    Code Postal (FR) or Postleitzahl (DE)
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Switzerland

    Some merchants in this country may be required to provide the following additional fields depending on our ability to verify their identity. Some merchants are never asked for this information, even after processing considerable volume.

    Individual Company
    individual.verification.document relationship.account_opener.verification.document

    Minimum verification requirements for: Germany

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    Stadt
    company.address.city
    Stadt
    individual.address.line1
    Adresse des Unternehmens
    company.address.line1
    Adresse des Unternehmens
    individual.address.postal_code
    Postleitzahl
    company.address.postal_code
    Postleitzahl
    company.name
    Unternehmensname
    company.tax_id
    Handelsregisternummer (HRB)
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Vorname
    relationship.account_opener.first_name
    Vorname
    individual.last_name
    Nachname
    relationship.account_opener.last_name
    Nachname
    relationship.account_opener.address.city
    Stadt
    relationship.account_opener.address.line1
    Adresse des Unternehmens
    relationship.account_opener.address.postal_code
    Postleitzahl
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Germany

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Denmark

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    By
    company.address.city
    By
    individual.address.line1
    Adresse
    company.address.line1
    Adresse
    individual.address.postal_code
    Postnummer
    company.address.postal_code
    Postnummer
    company.name
    Firmanavn
    company.tax_id
    Momsregistreringsnummer (CVR)
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Fornavn
    relationship.account_opener.first_name
    Fornavn
    individual.last_name
    Efternavn
    relationship.account_opener.last_name
    Efternavn
    relationship.account_opener.address.city
    By
    relationship.account_opener.address.line1
    Adresse
    relationship.account_opener.address.postal_code
    Postnummer
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Denmark

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Spain

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    Ciudad
    company.address.city
    Ciudad
    individual.address.line1
    Dirección de empresa
    company.address.line1
    Dirección de empresa
    individual.address.postal_code
    Código postal
    company.address.postal_code
    Código postal
    company.name
    Razón social
    company.tax_id
    Número de Identificación Fiscal (NIF)
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Nombre
    relationship.account_opener.first_name
    Nombre
    individual.last_name
    Apellido
    relationship.account_opener.last_name
    Apellido
    relationship.account_opener.address.city
    Ciudad
    relationship.account_opener.address.line1
    Dirección personal
    relationship.account_opener.address.postal_code
    Código postal
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Spain

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Finland

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    Paikkakunta
    company.address.city
    Paikkakunta
    individual.address.line1
    Osoite
    company.address.line1
    Osoite
    individual.address.postal_code
    Postinumero
    company.address.postal_code
    Postinumero
    company.name
    Yrityksen nimi
    company.tax_id
    Y-tunnus
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Etunimi
    relationship.account_opener.first_name
    Etunimi
    individual.last_name
    Sukunimi
    relationship.account_opener.last_name
    Sukunimi
    relationship.account_opener.address.city
    Paikkakunta
    relationship.account_opener.address.line1
    Osoite
    relationship.account_opener.address.postal_code
    Postinumero
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Finland

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: France

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    Ville
    company.address.city
    Ville
    individual.address.line1
    Adresse
    company.address.line1
    Adresse
    individual.address.postal_code
    Code Postal
    company.address.postal_code
    Code Postal
    company.name
    Raison Sociale
    company.tax_id
    Numéro SIREN
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Prénom
    relationship.account_opener.first_name
    Prénom
    individual.last_name
    Nom de famille
    relationship.account_opener.last_name
    Nom de famille
    relationship.account_opener.address.city
    Ville
    relationship.account_opener.address.line1
    Adresse
    relationship.account_opener.address.postal_code
    Code Postal
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: France

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: United Kingdom

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city company.address.city
    individual.address.line1 company.address.line1
    individual.address.postal_code company.address.postal_code
    company.name
    company.tax_id
    Companies House Registration Number (CRN)
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name relationship.account_opener.first_name
    individual.last_name relationship.account_opener.last_name
    relationship.account_opener.address.city
    relationship.account_opener.address.line1
    relationship.account_opener.address.postal_code
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: United Kingdom

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Hong Kong

    All accounts in this country eventually require all of the following fields if they process enough volume.

    Individual Company
    external_account external_account
    individual.address.city company.address.city
    individual.address.line1 company.address.line1
    company.name
    company.tax_id
    Registration Number
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name relationship.account_opener.first_name
    individual.last_name relationship.account_opener.last_name
    relationship.account_opener.address.city
    relationship.account_opener.address.line1
    individual.id_number
    Hong Kong Identity Card Number (HKID)
    relationship.account_opener.id_number
    Hong Kong Identity Card Number (HKID)
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Hong Kong

    Some merchants in this country may be required to provide the following additional fields, depending on our ability to verify their identity. Some merchants are never asked for this information, even after processing considerable volume.

    Individual Company
    individual.verification.document relationship.account_opener.verification.document

    Verification FAQ for: Hong Kong

    Do I have to be a resident of Hong Kong to use Stripe in Hong Kong?

    No. As long as your business is legally registered in Hong Kong (with a Business Registration Number), and you have a business and tax ID, you don’t need to be a Hong Kong resident to use Stripe in Hong Kong.

    As a non-resident, you won’t have an HKID (Hong Kong Identity Number). Instead, use your passport number to activate your account. (A Hong Kong driver’s license will not be accepted for account activation or verification.)

    Once you’ve submitted your account application, we will contact you to upload a copy of your government-issued photo ID. Please provide this copy as follows:

    • We need a color photo of your ID. You can take this with a phone, webcam, or scanner.

    • We accept JPEG and PNG file formats.

    • We cannot accept PDFs for verification.

    Do I have to own a business to use Stripe in Hong Kong?

    You don’t need to have a Hong Kong–registered business to sign up. However, if you have no Hong Kong-registered business, you’ll need an HKD-denominated bank account and a valid HKID (which is indicative of residency in Hong Kong).

    What is the equivalent of an SSN/SIN (Social Security Number/Social Insurance Number) in Hong Kong?

    The equivalent is the HKID Number (Hong Kong Identity Number). This has the format X123456(A), where:

    • X can be one or two letters
    • A can be 0–9 or the letter A
    • Examples: E364912(5) or C668668(E)

    What is a Business Registration Number, and why do I need one?

    We are required to perform a thorough set of KYB (Know Your Business) and KYC (Know Your Customer) checks on all of our users. These checks are required by our banking partners, and are performed for all Stripe users, regardless of the country where they are based.

    As part of these checks, we are required to verify that a user is actually based in the country where their Stripe account is located. Collecting your Business Registration Number allows us to confirm this.

    However, if you do not have a Business Registration Number because you are operating as an individual, please instead provide your HKID when activating your account.

    Bank Details FAQ for: Hong Kong

    How do I enter my bank account details?

    A Hong Kong bank account number consists of up to 15 digits, in three components:

    • Bank code or clearing code: three digits

    • Branch code: three digits

    • Account number: six to nine digits long (varies from bank to bank), including a hyphen

    Be sure to enter your bank account number with a hyphen, even if it is displayed without a hyphen on your bank statement.

    I entered my bank account number as "004-406-789789-89" or "406-789789-89"—why isn’t this working?

    In this case, you have included the bank code or branch code, or both, in your account number. Hong Kong banks often append the branch code to the account number. To identify and remove the non-account digits, you can:

    • Check your bank statement or wire instructions.

    • Check this list of Hong Kong bank and branch codes.

    • Double-check the branch address against this list, and make sure it matches.

    • Contact your bank to double-check your account details. (For example, the same address might have multiple branch codes.)

    What is the beneficiary name and what should I enter?

    It is important that the beneficiary name and type on your account—that is, the personal or business entity—match the name and type associated with your HKD bank account. (Some bank branches will reject transfers containing mismatching data.) Specifically:

    • If your Stripe legal entity is a sole proprietorship or an individual, you must attach an individual bank account with your personal legal name as the beneficiary name.

    • If your Stripe legal entity is a corporation or a partnership, you must attach a business bank account with the business name as the beneficiary name.

    Minimum verification requirements for: Ireland

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city company.address.city
    individual.address.line1 company.address.line1
    individual.address.state company.address.state
    company.name
    company.tax_id
    Company Number
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name relationship.account_opener.first_name
    individual.last_name relationship.account_opener.last_name
    relationship.account_opener.address.city
    relationship.account_opener.address.line1
    relationship.account_opener.address.state
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Ireland

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Italy

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    Città
    company.address.city
    Città
    individual.address.line1
    Indirizzo
    company.address.line1
    Indirizzo
    individual.address.postal_code
    CAP
    company.address.postal_code
    CAP
    company.name
    Nome della società
    company.tax_id
    Numero RI/ REA
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Nome
    relationship.account_opener.first_name
    Nome
    individual.last_name
    Cognome
    relationship.account_opener.last_name
    Cognome
    relationship.account_opener.address.city
    Città
    relationship.account_opener.address.line1
    Indirizzo
    relationship.account_opener.address.postal_code
    CAP
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Italy

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Japan

    All accounts in this country eventually require all of the following fields if they process enough volume.

    Individual Company
    external_account external_account
    individual.address_kana.postal_code
    郵便番号 (会社住所)
    company.address_kana.postal_code
    郵便番号 (会社住所)
    individual.address_kana.state
    都道府県 (かな)
    company.address_kana.state
    都道府県 (かな)
    individual.address_kana.city
    市区郡 (かな)
    company.address_kana.city
    市区郡 (かな)
    individual.address_kana.town
    町村名、丁目を含む (かな)
    company.address_kana.town
    町村名、丁目を含む (かな)
    individual.address_kana.line1
    番地 (かな)
    company.address_kana.line1
    番地 (かな)
    individual.address_kanji.postal_code
    郵便番号 (会社住所)
    company.address_kanji.postal_code
    郵便番号 (会社住所)
    individual.address_kanji.state
    都道府県 (漢字)
    company.address_kanji.state
    都道府県 (漢字)
    individual.address_kanji.city
    市区郡 (漢字)
    company.address_kanji.city
    市区郡 (漢字)
    individual.address_kanji.town
    町村名、丁目を含む (漢字)
    company.address_kanji.town
    町村名、丁目を含む (漢字)
    individual.address_kanji.line1
    番地 (漢字)
    company.address_kanji.line1
    番地 (漢字)
    company.name
    会社名 (ローマ字または英語表記)
    company.name_kana
    会社名 (かな)
    company.name_kanji
    会社名 (漢字)
    company.tax_id
    登記番号 (会社法人等番号)
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name_kana
    担当者氏名 (名・かな)
    relationship.account_opener.first_name_kana
    担当者氏名 (名・かな)
    individual.first_name_kanji
    担当者氏名 (名・漢字)
    relationship.account_opener.first_name_kanji
    担当者氏名 (名・漢字)
    individual.gender
    性別
    relationship.account_opener.gender
    性別
    individual.last_name_kana
    担当者氏名 (姓・かな)
    relationship.account_opener.last_name_kana
    担当者氏名 (姓・かな)
    individual.last_name_kanji
    担当者氏名 (姓・漢字)
    relationship.account_opener.last_name_kanji
    担当者氏名 (姓・漢字)
    relationship.account_opener.address_kana
    .postal_code

    郵便番号 (担当者住所)
    relationship.account_opener.address_kana.state
    都道府県 (かな)
    relationship.account_opener.address_kana.city
    市区郡 (かな)
    relationship.account_opener.address_kana.town
    町村名、丁目を含む (かな)
    relationship.account_opener.address_kana.line1
    番地 (かな)
    relationship.account_opener.address_kanji
    .postal_code

    郵便番号 (担当者住所)
    relationship.account_opener.address_kanji.state
    都道府県 (漢字)
    relationship.account_opener.address_kanji.city
    市区郡 (漢字)
    relationship.account_opener.address_kanji.town
    町村名、丁目を含む (漢字)
    relationship.account_opener.address_kanji.line1
    番地 (漢字)
    individual.phone
    電話番号
    relationship.account_opener.phone
    電話番号
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Japan

    Some merchants in this country may be required to provide the following additional fields depending on our ability to verify their identity. Some merchants are never asked for this information, even after processing considerable volume.

    Identity verification documents must have been issued in Japan and show the individual's residency status.

    Individual Company
    individual.verification.document relationship.account_opener.verification.document

    Additional suggestions for: Japan

    Submitting account information for Japanese accounts is unique in that Stripe requires both kana and kanji name variations for a number of fields:

    • first_name_kana
    • first_name_kanji
    • last_name_kana
    • last_name_kanji
    • business_name_kana
    • business_name_kanji
    • address_kana
    • address_kanji
    • personal_address_kana
    • personal_address_kanji

    You need to submit information for these attributes instead of their non-variation counterparts (i.e., in lieu of first_name, last_name, etc.). It may seem counterintuitive to provide two fields that represent the same single attribute, but Stripe can't verify a Japanese account until we've received information for both variations. These variations may be composed of full or half-width hiragana, katakana, or Latin characters, with kanji attributes also allowing for kanji characters.

    Addresses in Japan

    The kana and kanji requirements extend to Japanese addresses as well.

    postal_code is always required when providing a Japanese address of either variation. Stripe validates submitted addresses, and for a valid postal_code, we attempt to automatically fill attributes for matching state, city, and town for both address_kana and address_kanji. Requests with address details that are incompatible with the provided postal_code fail.

    line2 should contain the building name in addition to the room number when available. This attribute can be omitted when the address does not contain building details.

    Here's an example representation of the following Japanese address, with explanations for how each part maps to its corresponding Stripe API attribute:

    // 〒150-0001 東京都渋谷区神宮前3-27-15 FLAG 3A
    {
      "country": "JP",
      "legal_entity": {
        "address_kana": {
          "country": "JP", // 2-letter country code
          "postal_code": "1500001", // Zip/Postal Code
          "state": "トウキヨウト", // Prefecture
          "city": "シブヤ", // City/Ward
          "town": "ジングウマエ 1-", // Town/cho-me
          "line1": "5-8", // Block/Building number
          "line2": "ジングウマエタワービルディング22F", // Building details (optional)
        },
        "address_kanji": {
          "country": "JP", // 2-letter country code
          "postal_code": "1500001", // Zip/Postal Code
          "state": "東京都", // Prefecture
          "city": "渋谷区", // City/Ward
          "town": "神宮前 1丁目", // Town/cho-me (no kanji numerals)
          "line1": "5-8", // Block/Building number
          "line2": "神宮前タワービルディング22F", // Building details (optional)
        }
      }
    }

    Minimum verification requirements for: Luxembourg

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    Ville
    company.address.city
    Ville
    individual.address.line1
    Adresse
    company.address.line1
    Adresse
    individual.address.postal_code
    Code Postal
    company.address.postal_code
    Code Postal
    company.name
    Nom de l'entreprise
    company.tax_id
    Company/RCS number
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Prénom
    relationship.account_opener.first_name
    Prénom
    individual.last_name
    Nom
    relationship.account_opener.last_name
    Nom
    relationship.account_opener.address.city
    Ville
    relationship.account_opener.address.line1
    Adresse
    relationship.account_opener.address.postal_code
    Code Postal
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Luxembourg

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Netherlands

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    Plaats
    company.address.city
    Plaats
    individual.address.line1
    Adres
    company.address.line1
    Adres
    individual.address.postal_code
    Postcode
    company.address.postal_code
    Postcode
    company.name
    Bedrijfsnaam
    company.tax_id
    KVK number
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Voornaam
    relationship.account_opener.first_name
    Voornaam
    individual.last_name
    Achternaam
    relationship.account_opener.last_name
    Achternaam
    relationship.account_opener.address.city
    Plaats
    relationship.account_opener.address.line1
    Adres
    relationship.account_opener.address.postal_code
    Postcode
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Netherlands

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Norway

    All accounts in this country eventually require all of the following fields if they process enough volume.

    Individual Company
    external_account external_account
    relationship.owner
    individual.address.city
    By/Sted
    company.address.city
    By/Sted
    individual.address.line1
    Adresse
    company.address.line1
    Adresse
    individual.address.postal_code
    Postnummer
    company.address.postal_code
    Postnummer
    company.name
    Firmanavn
    company.tax_id
    Organisasjonsnummer (Orgnr)
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Fornavn
    relationship.account_opener.first_name
    Fornavn
    individual.last_name
    Etternavn
    relationship.account_opener.last_name
    Etternavn
    relationship.account_opener.address.city
    By/Sted
    relationship.account_opener.address.line1
    Adres
    relationship.account_opener.address.postal_code
    Postnummer
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Norway

    Some merchants in this country may be required to provide the following additional fields depending on our ability to verify their identity. Some merchants are never asked for this information, even after processing considerable volume.

    Individual Company
    individual.verification.document relationship.account_opener.verification.document

    Minimum verification requirements for: New Zealand

    All accounts in this country eventually require all of the following fields if they process enough volume.

    Individual Company
    external_account external_account
    individual.address.city company.address.city
    individual.address.line1 company.address.line1
    individual.address.postal_code
    Postcode
    company.address.postal_code
    Postcode
    company.name
    company.tax_id
    NZBN
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name relationship.account_opener.first_name
    individual.last_name relationship.account_opener.last_name
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: New Zealand

    Some merchants in this country may be required to provide the following additional fields depending on our ability to verify their identity. Some merchants are never asked for this information, even after processing considerable volume.

    Individual Company
    individual.verification.document relationship.account_opener.verification.document

    Minimum verification requirements for: Portugal

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    Cidade
    company.address.city
    Cidade
    individual.address.line1
    Morada
    company.address.line1
    Morada
    individual.address.postal_code
    Código Postal
    company.address.postal_code
    Código Postal
    company.name
    Empresa
    company.tax_id
    N.º Contribuinte
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Nome
    relationship.account_opener.first_name
    Nome
    individual.last_name
    Apelido
    relationship.account_opener.last_name
    Apelido
    relationship.account_opener.address.city
    Cidade
    relationship.account_opener.address.line1
    Morada
    relationship.account_opener.address.postal_code
    Código Postal
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Portugal

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Sweden

    All accounts in this country eventually require all of the following fields if they process enough volume. For companies, all information must be submitted for the business representative and any beneficial owner. Directors only need to provide first and last names.

    Individual Company
    external_account external_account
    relationship.owner.first_name
    relationship.owner.last_name
    relationship.owner.dob.day
    relationship.owner.dob.month
    relationship.owner.dob.year
    relationship.owner.address.city
    relationship.owner.address.line1
    relationship.owner.address.postal_code
    relationship.director.first_name
    relationship.director.last_name
    individual.address.city
    Ort
    company.address.city
    Ort
    individual.address.line1
    Adress
    company.address.line1
    Adress
    individual.address.postal_code
    Postnummer
    company.address.postal_code
    Postnummer
    company.name
    Företagsnamn
    company.tax_id
    Organisationsnummer
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name
    Förnamn
    relationship.account_opener.first_name
    Förnamn
    individual.last_name
    Efternamn
    relationship.account_opener.last_name
    Efternamn
    relationship.account_opener.address.city
    Ort
    relationship.account_opener.address.line1
    Adress
    relationship.account_opener.address.postal_code
    Postnummer
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Sweden

    If it becomes necessary for identity verification, the account opener and any beneficial owner associated with the account may need to provide the following additional information.

    Individual Company
    individual.verification.document relationship.owner.verification.document
    relationship.director.verification.document
    relationship.account_opener.verification.document

    Minimum verification requirements for: Singapore

    All accounts in this country eventually require all of the following fields if they process enough volume.

    Individual Company
    external_account external_account
    relationship.owner
    individual.address.line1 company.address.line1
    individual.address.postal_code company.address.postal_code
    company.name
    company.tax_id
    Unique Entity Number (UEN)
    individual.dob.day relationship.account_opener.dob.day
    individual.dob.month relationship.account_opener.dob.month
    individual.dob.year relationship.account_opener.dob.year
    individual.first_name relationship.account_opener.first_name
    individual.last_name relationship.account_opener.last_name
    relationship.account_opener.address.line1
    relationship.account_opener.address.postal_code
    individual.id_number
    National Registration Identity Card (NRIC) or Foreign Identification Number (FIN)
    relationship.account_opener.id_number
    National Registration Identity Card (NRIC) or Foreign Identification Number (FIN)
    business_type business_type
    tos_acceptance.date tos_acceptance.date
    tos_acceptance.ip tos_acceptance.ip

    Additional verification requirements for: Singapore

    Some merchants in this country may be required to provide the following additional fields depending on our ability to verify their identity. Some merchants are never asked for this information, even after processing considerable volume.

    Individual Company
    individual.verification.document relationship.account_opener.verification.document

    Minimum verification requirements for: United States

    Verification requirements differ based on:

    • The country connected accounts are created in.
    • The Capabilities connected accounts requested.
    • The business type (e.g., individual, company).

    If you already know the business type you want to view requirements for, click the link below:

    Companies, LLCs, and partnerships with platform_payments

    Charge and payout thresholds work differently for connected accounts with the platform_payments Capability than they do with card_payments. For platform_payments, after the information to enable charges is collected, payouts are enabled as well.

    Enable charges Enable payouts
    Account information external_account
    business_type=company tax_id (EIN) is verified.
    company.name
    business_url
    If the user doesn't have a URL, you can alternately use product_description.

    Threshold information

    There is a second threshold to keep payouts enabled, which depends on the risk level of your platform. For platform_payments on low-risk platforms, the tax_id (EIN) needs to be verified before $10,000 U.S. dollar (USD) in payouts. For normal-risk platforms, the threshold is $3,000.

    Additional information

    For account information, the doing business as (DBA) name is optional but recommended. You can specify this by using statement descriptors.

    By default, the requirements for platform_payments do not collect all information at the appropriate thresholds to file IRS Form 1099-K or Form 1099-MISC. If your business is required to file these forms with the IRS or other state agencies, make sure to collect the business address and tax ID when onboarding new users.

    Individuals and sole proprietorships with platform_payments

    Charge and payout thresholds work differently for connected accounts with the platform_payments Capability than they do with card_payments. For platform_payments, after the information to enable charges is collected, payouts are enabled as well.

    Enable charges Enable payouts
    Individual Individual
    business_type=individual
    individual.first_name individual.dob.day
    individual.last_name individual.dob.month
    business_url
    If the user doesn't have a URL, you can alternately use product_description.
    individual.dob.year
    individual.ssn_last_4

    Threshold information

    There is a second threshold to keep payouts enabled, which depends on the risk level of your platform. For platform_payments on low-risk platforms, individual.dob and individual.ssn_last_4 need to be verified before $10,000 U.S. dollar (USD) in payouts. For normal-risk platforms, the threshold is $3,000.

    Additional information

    For the individual, if verification fails or if the person doesn't have an SSN, an ID document scan is required to enable charges. This information can be collected with the verification.document.front and verification.document.back arguments.

    By default, the requirements for platform_payments do not collect all information at the appropriate thresholds to file IRS Form 1099-K or Form 1099-MISC. If your business is required to file these forms with the IRS or other state agencies, make sure to collect the business address and tax ID when onboarding new users.

    Companies, LLCs, and partnerships with card_payments

    The table below lists the requirements for connected accounts with the card_payments Capability that have a business type of company (company is also used for LLCs and partnerships). The left column lists the required information to enable charges. The right column lists the information that's required to enable payouts.

    Enable charges Enable payouts
    Account information All required information to enable charges.
    business_type=company external_account
    company.name
    company.phone
    U.S. phone numbers only.
    company.address
    U.S. addresses only. PO Boxes are not allowed.
    company.tax_id
    business_profile.mcc
    business_url
    If the user doesn't have a URL, you can alternately use product_description.
    Account opener All required information to enable charges.
    relationship.account_opener.first_name
    relationship.account_opener.last_name
    relationship.account_opener.dob.day
    relationship.account_opener.dob.month
    relationship.account_opener.dob.year
    relationship.account_opener.address
    relationship.account_opener.ssn_last_4
    relationship.account_opener.relationship.title
    relationship.account_opener.email
    relationship.account_opener.phone
    Owners All required information to enable charges.
    relationship.owner.first_name relationship.owner.dob.day
    relationship.owner.last_name relationship.owner.dob.month
    relationship.owner.email relationship.owner.dob.year
    relationship.owner.address
    relationship.owner.ssn_last_4
    relationship.owner.phone

    Additional information

    For account information, the doing business as (DBA) name is optional but recommended. You can specify this by using statement descriptors. Charges will become blocked if the tax_id (EIN) hasn't been verified before 30 days or $1500 USD in charges, whichever comes first. To enable payouts, the tax_id (EIN) needs to be verified.

    This connected account needs to be activated by a person (known as an account opener) with significant responsibility to control, manage, or direct your organization; and is authorized by your organization to agree to Stripe's terms. If the account opener fails verification or if the person doesn't have an SSN, an ID document needs to be scanned and verified to enable charges. This information can be collected with the verification.document.front and verification.document.back arguments.

    For owners, if verification fails or they don’t have an SSN, an ID document needs to be scanned and verified to enable charges. This information can be collected with the verification.document.front and verification.document.back arguments. Also, all owner information, including these:

    • relationship.owner.dob.day
    • relationship.owner.dob.month
    • relationship.owner.dob.year
    • relationship.owner.address
    • relationship.owner.ssn_last_4
    • relationship.owner.phone

    need to be collected and verified before 30 days or $1500 USD in charges (whichever comes first) or charges will be blocked.

    Optionally, for owners, you can collect ownership information. This can be done using the relationship.owner and relationship.percent_ownership attributes. Set relationship.owner to true and relationship.percent_ownership to the user’s ownership percentage. If relationship.percent_ownership is unspecified, the default is 25 percent.

    Individuals and sole proprietorships with card_payments

    The table below lists the requirements for connected accounts with the card_payments Capability that have a business type of individual. The left column lists the required information to enable charges. The right column lists the information that's required to enable payouts.

    Enable charges Enable payouts
    Account information All required information to enable charges.
    business_type=individual external_account
    business_profile.mcc
    business_url
    If the user doesn't have a URL, you can alternately use product_description.
    Individual All required information to enable charges.
    individual.first_name
    individual.last_name
    individual.dob.day
    individual.dob.month
    individual.dob.year
    individual.address
    U.S. addresses only. PO Boxes are not allowed.
    individual.ssn_last_4
    individual.email
    individual.phone
    U.S. phone numbers only.

    Additional information

    For account information, the doing business as (DBA) name is optional but recommended. You can specify this by using statement descriptors.

    Individuals and sole proprietors need to activate their own accounts. If verification fails with ssn_last_4, then the full SSN is required and their identity needs to be verified in order to enable charges. Use the individual.id_number attribute to collect this information.

    Questions?

    We're always happy to help with code or other questions you might have! Search our documentation, contact support, or connect with our sales team. You can also chat live with other developers in #stripe on freenode.

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