Issue stablecoin cards globally on a proven platform
Let users spend across markets wherever cards are accepted. Build on unified issuing infrastructure that powers 400 million cards worldwide.
Get everything you need to launch a custom stablecoin card programme
Launch with a single integration
Reach users in over 60 supported markets without building country-specific infrastructure.
Match your card to your brand
Choose your card's design and material. Issue virtual cards compatible with Apple Pay and Google Pay and ship physical cards worldwide.
Earn revenue from your programme
Receive interchange revenue on eligible card purchases, letting you build a revenue stream that grows with card spend.
Design the right card programme for your users.Issue at any scale.
Equip cardholders to spend directly from their linked wallets and yield-bearing vaults. Unified controls let you issue, freeze, and manage cards across your programme.
Phantom uses Stripe to let users spend directly from their balance.
Enable employees to spend from a shared company wallet. Set the settlement currency, spend limits, and transaction fees, and approve or decline each transaction before it clears.
Jeeves uses Stripe to enable employees to spend from a shared wallet.
Give cardholders more control.Support different ways to fund, settle and earn.
Choose how users fund their cards
Cardholders can spend directly from custodial wallets, noncustodial wallets or Stripe financial accounts with just-in-time funding.
Let users move funds across rails
Cardholders can move funds across supported fiat and stablecoin rails, and settle in the currency of their choice.
Enable users to earn until the moment they spend
Cardholders can hold funds in yield-bearing vaults and spend from the same balance, helping them earn variable yield while retaining access.1
Build on Stripe Issuing's secure and reliable infrastructure, chosen by leading startups and platforms
Launch in weeks
Use APIs and prebuilt components to speed up integration and simplify the path from card approval to launch.
Set rules for card spend
Screen transactions with multifactor authentication, 3D Secure, enriched merchant data and configurable risk rules.
Manage your programme from one place
Control spending limits, manage cards, and submit disputes through the Stripe Dashboard or API.
Provide localised cardholder support
Offer managed support in multiple languages, including English and Spanish, with the option to add your branding.
Add traditional cards to your programme
Build through Stripe's principal memberships and bank partnerships to avoid coordinating multiple providers.
Protect your programme from risk
Safeguard funds with advanced security and compliance standards and built-in controls – all on infrastructure with a 99.995% historical uptime.
Hold, move, and spend stablecoins on one platform
Stripe gives you a single stack to unify your wallet, orchestration, cards, blockchains, and assets. Share Know Your Customer (KYC) information across supported products, so you can reduce duplicate verification as you expand your programme.
When we were looking to build out our stablecoin issuing product, Stripe Issuing was the clear choice to partner with. Stripe's focus on reliability and security were critical to delivering the experience our customers expect.Read the story
We chose Stripe and Bridge for our card programme because we needed a trusted, regulated partner with global reach. We're excited to have the ability to launch the card anywhere around the world.Read the story
Frequently asked questions
Learn more about Stripe's stablecoin cards.
What is a stablecoin card?
It's a card that lets users spend stablecoin balances anywhere cards are accepted.
The cardholder pays like they would with a traditional debit card. Funds are drawn from a custodial wallet, noncustodial wallet, or Stripe financial account. Merchants receive payments as they would in a traditional card programme.
Can users spend directly from a crypto wallet?
Yes. You can set up your programme so cardholders draw funds from a supported noncustodial wallet or custodial wallet. Bridge smart contracts let cardholders spend directly from balances they control, without funding a separate card balance.
Stripe also supports custodial wallet models for teams that want a prebuilt solution to hold balances linked to a card programme.
How can my card programme generate revenue?
You can earn interchange revenue from eligible card purchases. Stripe passes up to 100% of that revenue to your programme. Platforms can also charge a custom transaction fee that's deducted from the cardholder's wallet.
If your card programme is tied to a custom stablecoin launched through Bridge Open Issuance, you can also earn revenue on reserves, depending on the stablecoin's structure. With a custom stablecoin, users can on-ramp, hold, spend with a card, and off-ramp through one KYC flow, keeping these activities within your programme.
Where can stablecoin cards be used?
Cardholders can use stablecoin cards at businesses in 150+ countries. Issuance is currently available in major markets across Africa, Latin America and the US, with EU and APAC availability planned for 2026. A cardholder can avoid FX markups and cross-border fees when they spend in the country where they completed KYC.
Consumer and commercial cards offered through Stripe Issuing are issued by Stripe's bank partners under licences from Visa U.S.A. Inc. and Mastercard International Incorporated. Commercial Charge Cards are issued by Celtic Bank, Lead Bank, Fifth Third Bank and Cross River Bank; Commercial Prepaid and Debit Cards by Sutton Bank, Lead Bank and Cross River Bank; Consumer Credit Cards by Celtic Bank; and Consumer Prepaid and Debit Cards by Lead Bank and Cross River Bank. All issuing banks are Members FDIC. Certain card programme features are subject to bank approval. In the US, Stripe Issuing balances are provided by Stripe Payments Company (NMLS No. 1280479), a licensed money transmitter, with funds held at Stripe's bank partners, Members FDIC.
1 Yield is variable, and access is subject to availability, fees, limits, delays, risks and applicable terms.