During the payment process, a Source object is created and your customer is redirected to their bank’s website or mobile application to authorize the payment. After completing this, your integration uses the source to make a charge request and complete the payment.
Przelewy24 is a push-based, single-use and synchronous method of payment. This means your customer takes action to send the amount to you through a redirect and there is immediate confirmation about the success or failure of a payment.
The risk of fraud or unrecognized payments is extremely low with Przelewy24 as the customer must authenticate the payment with their bank. As such, there is no dispute process that can result in a chargeback and funds withdrawn from your Stripe account.
Payments made with Przelewy24 can only be submitted for refund within 180 days from the date of the original charge. After 180 days, it is no longer possible to refund the charge.
chargeable Przelewy24 source must be charged within six hours of becoming
chargeable. If it is not, its status is automatically transitioned to
canceled and your integration receives a
source.canceled webhook event. Once a chargeable source is canceled, the customer’s authenticated Przelewy24 payment is refunded automatically—no money is moved into your account. For this reason, make sure the order is canceled on your end and the customer is notified when you receive the
pending sources are canceled after one hour if they are not used to authenticate a payment, ensuring that all sources eventually transition out of their
pending state to the
canceled state if they are not used.